The top-rated final expense insurance agent in Oak Ridge, Tennessee is Stephanie Hale-Smith - State Farm Insurance Agent, rated 5.0 stars across 334 reviews. Other highly rated options include Mike Massaglia - State Farm Insurance Agent, Laura Lynn Green - State Farm Insurance Agent, Farm Bureau Insurance. This directory lists 18 final expense insurance agents serving Oak Ridge.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stephanie Hale-Smith - State Farm Insurance Agent | 40 New York Ave #110 | (865) 483-7784 |
| 2 | Mike Massaglia - State Farm Insurance Agent | 108 S Illinois Ave | (865) 425-7750 |
| 3 | Laura Lynn Green - State Farm Insurance Agent | 136 Marquette Rd | (865) 483-5666 |
| 4 | Farm Bureau Insurance | 1574 Oak Ridge Turnpike | (865) 482-5666 |
| 5 | Madison Insurance Group, Inc. | 795 Main St W Suite 200 | (865) 425-7300 |
| 6 | Thompson Insurance Group | 697 Emory Valley Rd E | (865) 685-5069 |
| 7 | Fox Insurance Group | 110 S Illinois Ave | (865) 482-0513 |
| 8 | Chris Smith Insurance | 471 Oak Ridge Turnpike Ste.B | (865) 272-3387 |
| 9 | Southern Protection Insurance TN | 113 Raleigh Rd | (865) 290-0191 |
| 10 | Herron-Connell Insurance | 665A Emory Valley Rd | (865) 483-8483 |
Stephanie Hale-Smith - State Farm Insurance Agent serves the Oak Ridge, Tennessee area as a final expense insurance agent. This agency helps local clients arrange burial and end-of-life coverage to manage financial obligations. Stephane Hale-Smith assists individuals in planning for funeral costs and outstanding debts. Policies are designed to provide funds for remaining expenses. Specific services handled include final expense life insurance policies and burial insurance plans.
Mike Massaglia - State Farm Insurance Agent in Oak Ridge, TN offers final expense insurance services to help cover the costs associated with end-of-life needs. The agency assists clients by explaining policy options and guiding them through the application process for straightforward coverage. Annual policy reviews are provided to ensure that coverage remains appropriate over time. Their services are available for individuals who own single-family homes, apartments, retail properties, and restaurants.
Laura Lynn Green - State Farm Insurance Agent serves seniors and families in the Oak Ridge, TN area who require final expense insurance to cover end-of-life costs. It helps clients select burial or funeral expense policies designed for straightforward claims processing. The company provides personalized assistance during the policy application and needs assessment. It also covers nearby communities such as Clinton and the greater Anderson County region.
Farm Bureau Insurance serves the Oak Ridge, Tennessee area and surrounding communities, offering final expense insurance to help clients manage end-of-life costs. This type of policy typically provides a fixed cash benefit for funeral and burial expenses, reducing financial stress for survivors. The company’s agents assist with plan selection based on individual budgets and needs. It handles final expense policy consultations and affordable coverage options for local residents.
Madison Insurance Group, Inc. serves Oak Ridge, Tennessee, and its surrounding communities, handling final expense insurance policies designed to cover end-of-life costs. The company guides clients through the process of selecting coverage for funeral expenses and outstanding medical bills. It generally assesses each individual’s needs and financial situation, then recommends a suitable policy from available carriers. This approach ensures that beneficiaries receive funds without unnecessary delays.
Thompson Insurance Group in Oak Ridge, TN provides final expense insurance, specializing in policies that cover end-of-life costs such as funeral services and outstanding debts. The agency assists local families in selecting affordable burial coverage plans suited to their budgets. It also helps clients integrate these policies with existing estate arrangements for peace of mind. During the winter holiday season, the company often guides residents through adjusting their coverage to manage increased seasonal financial pressures.
Fox Insurance Group in Oak Ridge, TN helps clients choose between a single-payment final expense policy, which covers the entire cost at once, and a scheduled premium plan that spreads payments across manageable installments. Both options provide a designated death benefit to cover funeral and burial costs. Their local service does not require clients to commit to ongoing appointments or recurring visits; instead, assistance is provided strictly on an as-needed basis whenever a policyholder requests guidance or a beneficiary files a claim.
As residents of Oak Ridge plan for the years ahead, many seek straightforward coverage for end-of-life expenses without financial complexity. Chris Smith Insurance provides focused guidance on final expense policies tailored to individual budgets and needs in this community. Clients are helped to understand policy options that cover funeral costs and outstanding medical bills. The process begins with a free, no-obligation preliminary review of a client's current coverage and financial goals to determine appropriate benefit levels.
Southern Protection Insurance TN provides final expense insurance services to residents in Oak Ridge, Tennessee, and keeps a commercial coverage practice focused on small businesses in the same area. The agency helps clients plan for end-of-life costs through straightforward policy options. Regular policy reviews are conducted to adjust coverage as needs change, and the office follows up with clients between scheduled appointments to ensure records remain current and beneficiaries are correctly listed.
Herron-Connell Insurance provides guidance on prearranging coverage that addresses the financial responsibilities associated with final expenses. As a dedicated final expense insurance agent in Oak Ridge, TN, the company assists clients in selecting plans that can cover funeral costs, outstanding medical bills, and other end-of-life obligations. This specialty work focuses on offering clear, straightforward options to local individuals and families planning ahead. The agent can serve commercial sectors including offices, warehouses, and food service establishments seeking such employee or personal protections.
What Does a a Final Expense Insurance Agent in Oak Ridge Cost?
Final expense insurance in Tennessee typically costs between 30 and 100 dollars per month for a 10000 dollar policy depending on age and health. Rates are fixed and do not increase. Costs vary by case and carrier. This is general information not insurance advice.
About final expense insurance agents in Oak Ridge
Final expense insurance agents in Oak Ridge Tennessee help residents secure coverage for funeral costs and end-of-life expenses. Tennessee law requires funeral homes to provide a price list upon request, making it easier to plan ahead. Local agents can explain policy options that fit your budget and meet Tennessee insurance regulations.
Frequently Asked Questions
What is final expense insurance in Oak Ridge Tennessee?
Final expense insurance is a whole life policy designed to cover funeral and burial costs. In Tennessee these policies typically have a face value between 5000 and 25000 dollars. They do not require a medical exam and are popular among seniors.
How do I choose a final expense insurance agent in Oak Ridge?
Look for an agent licensed in Tennessee with experience in final expense policies. Ask about their knowledge of local funeral costs and Tennessee insurance laws. A good agent will explain policy terms clearly without pressure.
Are there Tennessee laws that affect final expense insurance?
Yes Tennessee has a 30-day free look period for life insurance policies allowing you to cancel for a full refund. Also Tennessee requires funeral contracts to be in writing and allows preneed funeral arrangements. These laws protect consumers.
Final Expense Insurance Agents in Other Tennessee Cities
Bartlett · Brentwood · Bristol · Chattanooga · Clarksville · Cleveland · Collierville · Columbia · Cookeville · Franklin · Gallatin · Germantown · Hendersonville · Jackson · Johnson City