The top-rated flood insurance agent in Camarillo, California is Tom Logan - State Farm Insurance Agent, rated 5.0 stars across 217 reviews. Other highly rated options include Decker Insurance Solutions, Inc, Farmers Insurance - Dina Molina, Insurance Incorporated - Camarillo. This directory lists 19 flood insurance agents serving Camarillo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tom Logan - State Farm Insurance Agent | 267 Village Commons Blvd suite 13 | (805) 484-0418 |
| 2 | Decker Insurance Solutions, Inc | 1203 Flynn Rd UNIT 170 | (805) 384-1645 |
| 3 | Farmers Insurance - Dina Molina | 266 Mobil Ave Ste 106b | (805) 228-4469 |
| 4 | Insurance Incorporated - Camarillo | 360 Mobil Ave # 205B | (805) 738-7333 |
| 5 | Roger Lewis Insurance Service, Inc. | 5021 Verdugo Way #105-301 | (805) 777-8910 |
| 6 | Jayme Riggio: Allstate Insurance | 340 Rosewood Ave k | (805) 604-0675 |
| 7 | All Ways Insurance Services Inc. | 350 N Lantana St Ste 204 | (877) 218-8833 |
| 8 | Kerry Rafferty - State Farm Insurance Agent | 456 Arneill Rd | (805) 484-1041 |
| 9 | Joshua Donner: Allstate Insurance | 484 Mobil Ave STE 1 | (805) 388-0602 |
| 10 | Shirley Brandon - State Farm Insurance Agent | 2412 N Ponderosa Dr B109 | (805) 484-4388 |
Tom Logan - State Farm Insurance Agent serves clients throughout Ventura County and the surrounding areas of Camarillo, California, providing flood insurance protection for homes and businesses. As a localized agent, he helps property owners navigate federal and private flood insurance options to safeguard against water damage from storms or rising tides. The company also assesses risk for coastal and inland properties, ensuring policies match specific community flood zone requirements. Services handled here include arranging National Flood Insurance Program policies and advising on supplemental private coverage for high-value structures.
Decker Insurance Solutions, Inc. offers a range of flood insurance services, including policy evaluation, coverage selection, and claims assistance for clients in Camarillo, CA. It provides ongoing service through annual policy reviews and risk consultations to help maintain appropriate protection against changing flood zone conditions. The agency handles properties such as single-family homes, apartments, retail spaces, and restaurants.
Farmers Insurance - Dina Molina in Camarillo, California serves homeowners, businesses, and property managers by offering flood insurance policies that protect against water damage from heavy rain, storms, and rising water levels. The agency helps clients understand National Flood Insurance Program options and supplemental private coverage to safeguard structures and personal belongings. Policyholders receive guidance on risk assessment for local flood zones and the claims process. In addition to serving the city of Camarillo, the agency also covers neighboring communities such as Oxnard within Ventura County.
Insurance Incorporated - Camarillo distinguishes between one-time policy purchases and ongoing coverage renewals tailored to residential or commercial needs in Camarillo, CA. Flood insurance agents typically review federal flood maps and policy terms to ensure proper protection against water damage. Services include policy enrollment, coverage adjustments, and claims support. Assistance runs on a one-time, scheduled, or as-needed basis depending on the client's policy change or renewal cycle.
Roger Lewis Insurance Service, Inc., in Camarillo, CA, provides specialized flood insurance coverage options for residential and commercial properties in the area. It works closely with clients to navigate complex flood plain maps and policy requirements specific to local regions. The agency assists with evaluating flood risk, securing flood zone compliance, and managing policy adjustments for changing property needs. This service helps homeowners and businesses prepare particularly during the seasonal rain and storm periods that can impact many California properties.
Serving Camarillo and the surrounding communities of Ventura County, Jayme Riggio: Allstate Insurance handles residential and commercial flood insurance policies. The agency helps property owners secure coverage to protect against water damage from natural flooding events, a common concern in this coastal region. Understanding that each property has unique flood zone risks, it customizes a plan based on the specific elevation and risk profile of the home or business.
With the rainy season in Ventura County, properties in Camarillo and the surrounding areas face risks of surface flooding and runoff. All Ways Insurance Services Inc. provides guidance on securing flood insurance coverage for homeowners and businesses in this region. Their agents help clients navigate the specifics of federal and private policies designed to protect structures and belongings. An effective flood insurance strategy begins by scheduling a property assessment to evaluate specific exposure and available policy options.
Kerry Rafferty, as a State Farm Insurance Agent in Camarillo, CA, helps local residents secure general property coverage. This agency particularly specializes in flood insurance, offering policies that protect homes and belongings from water damage. With Camarillo’s proximity to potential flood zones, this service is vital for safeguarding investments. The same flood protection extends to commercial clients, including offices, warehouses, and food service establishments requiring tailored risk management solutions.
Joshua Donner: Allstate Insurance in Camarillo, CA, provides flood insurance coverage for residential properties, helping homeowners protect their structures and belongings from water damage. The agency also offers commercial flood policies for local businesses facing similar risks. Service extends throughout Camarillo and the surrounding Ventura County areas. Clients can contact the office to review coverage options and receive follow-up service between regular policy reviews, ensuring protection remains appropriate for changing property conditions.
Shirley Brandon - State Farm Insurance Agent in Camarillo, CA, is known for providing flood insurance policies that protect homes and businesses from water damage. The agency serves clients throughout Ventura County, offering guidance on coverage options tailored to local flood zone risks. An agent can evaluate specific property concerns, including those near creeks and low-lying areas prone to seasonal rain runoff. For added protection, the office can also quote endorsements for basement contents and sewer backup coverage.
What Does a a Flood Insurance Agent in Camarillo Cost?
The cost of flood insurance in Camarillo varies by property elevation flood zone and coverage amount. NFIP policies for a single-family home typically range from 700 to 2,500 per year. Private market policies may cost more or less depending on risk factors. This is general information and not insurance advice.
About flood insurance agents in Camarillo
Flood insurance agents in Camarillo help property owners secure coverage through the National Flood Insurance Program and private carriers. California law requires lenders to mandate flood insurance for homes in high-risk zones. Local agents understand Ventura County flood maps and can guide you through the 30-day waiting period for new NFIP policies.
Frequently Asked Questions
Do I need flood insurance in Camarillo California?
If your property is in a Special Flood Hazard Area SFHA designated by FEMA your lender will require flood insurance. Even outside high-risk zones flooding can occur from heavy rain or drainage issues. A local agent can review your specific risk.
What is the waiting period for a new flood insurance policy in California?
For NFIP policies there is typically a 30-day waiting period from the date of application before coverage begins. Exceptions exist for closing on a home or if a flood map revision affects your property. Ask your agent about timing.
How does California law affect flood insurance requirements?
California does not have a state-level flood insurance mandate but lenders follow federal rules under the Flood Disaster Protection Act. If your property is in a high-risk area and you have a federally backed mortgage you must carry flood insurance. Local agents can help you comply.
Flood Insurance Agents in Other California Cities
Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Azusa · Bakersfield · Baldwin Park · Banning · Beaumont · Bell Gardens · Bellflower · Benicia