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Looking for a flood insurance agent in Carlsbad? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Carlsbad, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 flood insurance agents in Carlsbad, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Hayek Insurance
2777 Jefferson St Suite 203-D, Carlsbad, CA 92008
(800) 860-8835
hayekinsurance.com
The Insurance Place
2111 Palomar Airport Rd # 322, Carlsbad, CA 92011
(760) 643-2100
insuranceplace.net
Hugh Kollar - State Farm Insurance Agent
2979 State St # C, Carlsbad, CA 92008
(760) 730-9110
hughkollar.com
Alta Vista Insurance Agency
2585 Pio Pico Dr Suite 100, Carlsbad, CA 92008
(844) 629-1500
altavistainsurance.com
Ken May Insurance Services
3146 Tiger Run Ct #114, Carlsbad, CA 92010
(760) 893-8055
kenmayinsurance.com
Jesse Dix - State Farm Insurance Agent
1901 Camino Vida Roble STE 115, Carlsbad, CA 92008
(760) 744-1245
youragentjesse.com
JP Hayes Insurance Agency
3129 Tiger Run Ct Ste 201, Carlsbad, CA 92010
(760) 935-3429
jphayesinsurance.com
Dave Miller Insurance
2318 Pio Pico Dr, Carlsbad, CA 92008
(760) 717-1707
davemillerinsurance.com
Altenbern Insurance agency
640 Grand Ave ste h, Carlsbad, CA 92008
(760) 434-0350
johnfarmers.com
Blue Collar Insurance Services
2244 Faraday Ave #88, Carlsbad, CA 92008
(619) 734-7477
buybluecollar.com
Pacific Edge Insurance
1938 Kellogg Ave, Carlsbad, CA 92008
(760) 547-2622
pacificedgeinsurance.com
Goosehead Insurance - Jeff Fitch
6994 El Camino Real UNIT 209, Carlsbad, CA 92009
(760) 284-8736
goosehead.com
Metro Coast Insurance Services, LLC
2173 Salk Ave Suite 250, Carlsbad, CA 92008
(949) 238-6399
metrocoastinsurance.com
Slagill Insurance Services
1902 Wright Pl #200, Carlsbad, CA 92008
(951) 461-1487
coveryouca.com
Advanced Brokers Insurance Services
325 Carlsbad Village Dr G2, Carlsbad, CA 92008
(858) 436-7999
advancedbrokersinc.com
Hatter, Williams & Purdy Insurance, Inc.
2230 Faraday Ave, Carlsbad, CA 92008
(760) 795-2002
hwpinsurance.com
Consumer Insurance Services Inc
5355 Avenida Encinas suite 208b, Carlsbad, CA 92008
(760) 434-5050
consumerinsuranceservicesinc.com
Empire Insurance Brokers
2712 Loker Ave W #1133, Carlsbad, CA 92010
(760) 814-8304
eibnow.com
Carlsbad General Insurance Agency LLC
2413 Lapis Rd, Carlsbad, CA 92009
(760) 444-2662
carlsbadgeneralinsurance.com
Hazelrigg & Associates INSURANCE
6994 El Camino Real #110, Carlsbad, CA 92009
(760) 438-7712
carlsbadinsurancepros.com
Flood insurance agents in Carlsbad California help homeowners and businesses secure coverage against flood risks. California law requires flood insurance for properties in high-risk flood zones as designated by FEMA. An agent can explain the National Flood Insurance Program and private options available in San Diego County.
What Does a Flood Insurance Agent in Carlsbad Cost?
Flood insurance costs in California vary by property location, elevation, and coverage amount. For an NFIP policy, annual premiums typically range from 700 to 2,000 dollars for a standard home, but high-risk properties can cost more. Private flood insurance may offer different pricing. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Carlsbad California?
If your property is in a FEMA-designated high-risk flood zone, your lender will require flood insurance. Even outside high-risk zones, flood damage is not covered by standard homeowners policies, so an agent can advise on optional coverage.
What does a flood insurance agent do in Carlsbad?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They also explain waiting periods and coverage limits specific to California properties.
How long does it take to get flood insurance in Carlsbad?
NFIP policies typically have a 30-day waiting period before coverage begins. Private insurers may offer shorter waiting periods. An agent can help you plan accordingly to avoid gaps in coverage.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.