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Find Flood Insurance Agents Near You in Colton, CA

Browse flood insurance agents serving Colton, California. Updated 2026-07-14.

The top-rated flood insurance agent in Colton, California is Business Direct Insurance Services, LLC, rated 4.9 stars across 668 reviews. Other highly rated options include A-MAX Insurance, Fiesta Auto Insurance & Tax Service, Scott Manning - State Farm Insurance Agent. This directory lists 19 flood insurance agents serving Colton.

Showing 19 flood insurance agents in Colton, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Business Direct Insurance Services, LLC1400 E Cooley Dr #202a(888) 440-4094
2A-MAX Insurance1211 N Mt Vernon Ave(909) 372-0101
3Fiesta Auto Insurance & Tax Service1043 N Mt Vernon Ave(909) 810-2090
4Scott Manning - State Farm Insurance Agent190 W H St Ste 103(909) 824-0130
5Veronica's Insurance Colton1163 N Mt Vernon Ave(909) 584-3665
6Pronto Insurance Agency1231 E Washington St Ste A(909) 512-6130
7Allstate Insurance: Anita Jacob1220 E Washington St A24(909) 783-9450
8Suitable Insurance Services415 W Valley Blvd #11(909) 402-2650
9Elizabeth's Insurance Services620 E Valley Blvd(909) 254-5910
10Julie Vasquez: Allstate Insurance935 S Mt Vernon Ave # 106(909) 370-4610
BD
1400 E Cooley Dr #202a
Business Direct Insurance Services, LLC
Flood Insurance Agent · Colton, CA

Business Direct Insurance Services, LLC serves San Bernardino County from its Colton, California office as a flood insurance agent. The agency assists homeowners and business owners in managing the financial risks associated with seasonal storms and rising waterways. They help clients navigate policies aimed at protecting structures and personal property from water damage. Additionally, the company handles claims support for policyholders in Colton and the surrounding areas.

MI
1211 N Mt Vernon Ave
A-MAX Insurance
Flood Insurance Agent · Colton, CA

A-MAX Insurance offers specialized flood insurance services for residential and commercial clients in Colton, California. Navigating complex federal flood zone maps and policy regulations is a core part of its daily work. The agency assists property owners in evaluating coverage limits and understanding elevation certificates. With the nearby Santa Ana River and local storm drain systems susceptible to overflow, it helps manage protection ahead of the winter rain season or during sudden flash flood events.

FA
1043 N Mt Vernon Ave
Fiesta Auto Insurance & Tax Service
Flood Insurance Agent · Colton, CA

Fiesta Auto Insurance & Tax Service in Colton, California offers one-time policy reviews for existing flood coverage or recurring service plans to maintain active protection. Their work typically helps property owners navigate risk assessment and coverage limits required by local lenders or federal programs. Service operates on a scheduled basis for annual renewals, while policy adjustments and new enrollments are handled as needed per client request. This ensures clients can update coverage after map changes or property modifications without requiring an ongoing contract or appointment calendar.

SM
190 W H St Ste 103
Scott Manning - State Farm Insurance Agent
Flood Insurance Agent · Colton, CA

Scott Manning - State Farm Insurance Agent in Colton, CA, offers flood insurance policies designed to protect property from water damage. Services include helping clients assess their flood risk through the National Flood Insurance Program and private market options. The agent provides coverage planning for single-family residences, apartment complexes, retail storefronts, and local restaurants, ensuring each structure has appropriate financial protection against flood events.

VS
1163 N Mt Vernon Ave
Veronica's Insurance Colton
Flood Insurance Agent · Colton, CA

Veronica’s Insurance Colton serves homeowners, businesses, and property managers seeking flood insurance coverage in Colton, California. Understanding the area’s exposure to seasonal storms and flash flooding, the agency helps clients navigate federal requirements and private policy options for protecting structures and contents. It assists with risk assessments and policy comparisons to find suitable plans for both residential and commercial properties. The agency also extends its flood insurance services to neighboring communities such as Rialto and the surrounding San Bernardino metro area.

PI
1231 E Washington St Ste A
Pronto Insurance Agency
Flood Insurance Agent · Colton, CA

Pronto Insurance Agency serves Colton, California, and the surrounding communities of San Bernardino County. It handles flood insurance policies for residential and commercial properties in flood-prone areas across the region. By assessing each property’s specific risk exposure based on local flood zone maps, the firm works to identify appropriate coverage levels for its clients. For a typical job, it conducts a detailed evaluation of the structure and its location before presenting tailored policy options to the property owner.

AI
1220 E Washington St A24
Allstate Insurance: Anita Jacob
Flood Insurance Agent · Colton, CA

Homeowners in Colton may choose between a one-time flood risk consultation and a recurring annual policy review with Allstate Insurance: Anita Jacob. Regarding coverage, this agency helps clients explore typical options for protecting residential property from flood damage, including standard national flood insurance program policies. Local factors such as seasonal rainfall and proximity to the Santa Ana River often influence these decisions. Flood insurance agent appointments are available on an as-needed basis, scheduled whenever a homeowner requires an updated quote or policy discussion.

SI
415 W Valley Blvd #11
Suitable Insurance Services
Flood Insurance Agent · Colton, CA

Suitable Insurance Services specializes in securing flood insurance policies for properties in Colton, CA. It guides clients through federal and private coverage options, assessing property-specific risks and policy limits. The agency works with homeowners and renters to select appropriate protection against rising water. As winter storms and seasonal El Niño conditions often bring heavier rainfall to the Inland Empire, the company helps property owners address heightened flood risks during these wet periods.

ES
620 E Valley Blvd
Elizabeth's Insurance Services
Flood Insurance Agent · Colton, CA

As spring rains and melting snow increase flood risks across the Inland Empire, Elizabeth’s Insurance Services in Colton, CA helps property owners secure protection. This agency focuses exclusively on flood policies, explaining the differences between National Flood Insurance Program and private coverage options. They assess each property's specific flood zone and replacement cost before recommending appropriate limits. A typical initial step involves scheduling a site visit to inspect drainage, elevation, and existing mitigation features for an accurate quote.

JV
935 S Mt Vernon Ave # 106
Julie Vasquez: Allstate Insurance
Flood Insurance Agent · Colton, CA

Julie Vasquez: Allstate Insurance offers general insurance services in Colton, CA, with a specific focus on flood insurance agency. The team helps residential and commercial property owners secure policies that address water damage from rising waters and storms. Flood insurance is highly relevant in regions prone to heavy rainfall and runoff, providing financial protection for structures and their contents. The company can assist businesses operating in various commercial sectors, including offices, warehouses, and food service establishments.

FL
1067 N Mt Vernon Ave
Fred Loya Insurance
Flood Insurance Agent · Colton, CA
(909) 423-0925
fredloya.com
IV
183 W H St
Inland Valley Insurance Agency
Flood Insurance Agent · Colton, CA
(909) 422-1000
inlandvalleyinsurance.com
FI
1085 S Mt Vernon Ave
Farmers Insurance - Arturo Perez
Flood Insurance Agent · Colton, CA
(909) 433-3800
agents.farmers.com/ca/colton/arturo-perez
SF
190 W H St Ste 103
State Farm Insurance
Flood Insurance Agent · Colton, CA
(909) 824-0130
FI
460 N La Cadena Dr
Farmers Insurance - Luis Jimenez
Flood Insurance Agent · Colton, CA
(909) 888-1121
agents.farmers.com/ca/colton/luis-jimenez
FI
1740 E Washington St Ste C
Farmers Insurance - Alfonso Costas
Flood Insurance Agent · Colton, CA
(909) 824-9821
agents.farmers.com/ca/colton/alfonso-costas
AI
1740 E Washington St
ALC Insurance Services
Flood Insurance Agent · Colton, CA
(909) 824-9821
HG
632 W Valley Blvd Suite 103
Hit & Go Insurance Services
Flood Insurance Agent · Colton, CA
(909) 939-3031
hitngoinsurance.com
CI
2233 La Crosse Ave
Construction Insurance Agency, Inc.
Flood Insurance Agent · Colton, CA
(800) 970-6248
americaloa.com

What Does a a Flood Insurance Agent in Colton Cost?

In California, flood insurance premiums through the NFIP average around 700 to 1,000 per year for low-risk areas, but can exceed 2,500 for high-risk zones in Colton. Private insurers may offer rates from 500 to 4,000 annually based on elevation and flood history. Actual costs depend on your property's specific flood zone, coverage amount, and deductible. This is general information, not insurance advice.

About flood insurance agents in Colton

Flood insurance agents in Colton, California help property owners secure coverage through the National Flood Insurance Program or private insurers. Colton is located in San Bernardino County, which has areas designated as Special Flood Hazard Areas by FEMA. California law requires lenders to mandate flood insurance for properties in high-risk zones, making local agent guidance essential.

Frequently Asked Questions

Is flood insurance required in Colton California?

Flood insurance is not required by state law, but it is mandatory by most lenders if your property is in a FEMA-designated Special Flood Hazard Area. Colton has several flood zones, so check your property's flood map status.

What does a flood insurance agent in Colton do?

A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They also explain coverage limits, deductibles, and the 30-day waiting period before a policy takes effect.

How much does flood insurance cost in Colton California?

Costs vary by flood zone, elevation, and property value. In Colton, NFIP policies typically range from 700 to 2,500 per year for standard coverage. Private policies may cost more or less depending on risk. Each case is different.

Flood Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.