The top-rated flood insurance agent in Davis, California is Raul Herrera - State Farm Insurance Agent, rated 4.9 stars across 117 reviews. Other highly rated options include Dave Scheiber - State Farm Insurance Agent, Doug Prichard - State Farm Insurance Agent, Greg Phister: Allstate Insurance. This directory lists 13 flood insurance agents serving Davis.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Raul Herrera - State Farm Insurance Agent | 2744 Del Rio Pl Ste 120 | (530) 759-9204 |
| 2 | Dave Scheiber - State Farm Insurance Agent | 4627 Fermi Pl #120 | (530) 758-8440 |
| 3 | Doug Prichard - State Farm Insurance Agent | 405 3rd St | (530) 756-1591 |
| 4 | Greg Phister: Allstate Insurance | 437 F St | (530) 756-9211 |
| 5 | Heather Copeland - State Farm Insurance Agent | 231 G St #1 | (530) 753-7897 |
| 6 | Purves & Associates Insurance Agency | 500 4th St | (530) 756-5561 |
| 7 | Farmers Insurance - David Mann | 2925 Spafford St B | (530) 758-1011 |
| 8 | C C Cooper & Sons | 215 Madson Pl A | (530) 753-2888 |
| 9 | Cedarwood Financial & Insurance Services | 1777 Oak Ave Ste B | (877) 753-0704 |
| 10 | State Farm Insurance | 4627 Fermi Pl #120 | (530) 379-7227 |
Raul Herrera - State Farm Insurance Agent serves the Davis, California area, offering flood insurance policies to homeowners, renters, and business owners. The agency helps clients understand federal flood zone maps and coverage requirements specific to the region. Policies are designed to protect structures and personal property from rising water and storm surge. Customers can schedule appointments to review policy options or file a claim. The agency also assists with adjusting coverage limits to comply with local mortgage and lender requirements.
Dave Scheiber - State Farm Insurance Agent in Davis, CA, provides flood insurance policies that help protect against water damage from rising waters and storm surges. Its service includes policy reviews and claims assistance for eligible clients. Maintenance consists of periodic check-ins to discuss coverage updates or changes in flood zone designations. The agency serves a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Doug Prichard - State Farm Insurance Agent in Davis, California, serves homeowners, businesses, and property managers by helping them secure flood insurance tailored to their specific risks. The agency guides clients through coverage options that protect structures and contents against water damage from rising waters. Policies are designed to meet local needs, including compliance with community floodplain regulations. This office also extends its flood insurance services to adjacent communities within the greater Yolo County metro area, such as nearby Woodland.
Serving Davis, California, and the surrounding Yolo County communities, Greg Phister: Allstate Insurance handles residential and commercial flood insurance policies for clients in flood-prone zones. This agency assists property owners in understanding National Flood Insurance Program requirements and securing appropriate coverage for their structures and contents. By evaluating individual property risks and policy options, the agent guides each client through the application process, from initial assessment to finalizing a protection plan that meets local regulations.
For flood insurance, one-time policies cover a specific event or loan requirement, while recurring annual policies provide ongoing, renewable protection against flood damage. Serving the Davis, California area, Heather Copeland - State Farm Insurance Agent assists clients in understanding coverage limits and deductibles for residential and commercial properties. Determining the appropriate service schedule depends on the property owner’s lender requirements and local flood zone updates. This agent’s service runs on a one-time, as-needed basis for initial policy setup.
Purves & Associates Insurance Agency specializes in securing National Flood Insurance Program policies for property owners in Davis, California, and also assists with general insurance needs for homes and businesses. The agency guides clients through flood zone determinations and coverage options tailored to local risks. For those in flood-prone areas near the Yolo Bypass or Putah Creek, it helps address rising premiums or new map changes after heavy seasonal rains.
With winter storms frequently impacting the Yolo Bypass and local creeks, property owners in Davis often face rising water risks. Farmers Insurance - David Mann helps residents secure flood insurance policies that protect homes against this recurring threat. Whether a property sits near a floodplain or in a neighborhood with sudden drainage issues, the agency reviews specific coverage needs for each situation. A thorough property inspection and risk analysis serve as the standard first step in recommending an appropriate policy limit and deductible.
C C Cooper & Sons provides guidance on property protection against flooding as a flood insurance agent in Davis, CA. It assists clients with policy options and risk assessments specific to local flood zones and requirements. The agency works with commercial entities to manage their exposure to water damage and meet federal insurance mandates. Its clientele includes offices, warehouses, and food service operations that require specialized coverage for their unique structural and inventory vulnerabilities.
Cedarwood Financial & Insurance Services in Davis, CA specializes in residential flood insurance for homeowners, providing coverage that addresses local flood risks. Commercial policies are also available for businesses needing protection against water damage. The agency serves the broader Davis area, ensuring clients understand their policy options for both structures and contents. After an initial consultation, the agent typically follows up annually to review coverage changes and update policies before the next season’s regular visits, maintaining continuous protection for long-term clients.
State Farm Insurance in Davis, California assists property owners with general insurance needs, including a specialty in flood coverage for this flood-prone region. As a Flood Insurance Agent, the company helps clients understand and acquire policies that protect against water damage from overflowing rivers or heavy rain. Commercial clients are served as well, allowing local businesses to safeguard their assets and operations. The agency works with office complexes, warehouses, and food service establishments to secure appropriate flood protection.
What Does a a Flood Insurance Agent in Davis Cost?
Typical flood insurance costs in California depend on the property's flood zone, elevation, and building characteristics. For a standard single-family home in Davis, NFIP premiums often range from 500 to 2,000 annually, though high-risk properties can exceed 4,000. Private market policies may offer lower or higher rates. Costs also vary with coverage limits (building and contents). This is general information and not insurance advice.
About flood insurance agents in Davis
Flood insurance agents in Davis, California help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Davis is located in Yolo County, which has designated flood hazard areas due to its proximity to the Sacramento River and Putah Creek. California law requires lenders to mandate flood insurance for properties in high-risk zones, and agents can guide you on compliance and policy options.
Frequently Asked Questions
Do I need flood insurance in Davis California?
If your property is in a Special Flood Hazard Area (SFHA) as shown on FEMA maps, your lender will require flood insurance. Even outside high-risk zones, agents recommend coverage because 25% of flood claims come from low-to-moderate risk areas.
What does a flood insurance agent in Davis do?
An agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They also explain coverage limits, deductibles, and the 30-day waiting period before most NFIP policies take effect.
How much does flood insurance cost in Davis?
Costs vary by property elevation, flood zone, and coverage amount. In Davis, NFIP policies typically range from 500 to 2,000 per year for a standard home. Private insurers may offer different rates. Agents provide quotes based on your specific situation.
Flood Insurance Agents in Other California Cities
Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Azusa · Bakersfield · Baldwin Park · Banning · Beaumont · Bell Gardens · Bellflower · Benicia