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Find Flood Insurance Agents in Downey, CA

Browse flood insurance agents serving Downey, California. Contact information and addresses listed below.

20 agents listed
Updated May 2026
Downey, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 flood insurance agents in Downey, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Efferem Sanchez - State Farm Insurance Agent
12327 Woodruff Ave, Downey, CA 90241
(562) 803-9777 esanchez.net
A-MAX Insurance
12010 Paramount Blvd, Downey, CA 90242
(562) 923-6618 amaxinsurance.com
Strong Tie Insurance Services Inc.
8135 Florence Ave #201, Downey, CA 90240
(323) 771-1100 strongtieinsurance.com
Veronica's Insurance Downey
7846 Florence Ave, Downey, CA 90240
(562) 379-6681 veronicas.com
Lou Grimaldi - State Farm Insurance Agent
8050 Florence Ave UNIT 10, Downey, CA 90240
(562) 923-7791 grimaldiagency.com
John Taormina - State Farm Insurance Agent
10217 Old River School Rd, Downey, CA 90241
(562) 927-3312 johntaormina.com
Original Insurance Services
9907-B Paramount Blvd, Downey, CA 90240
(310) 538-8666 originalinsurance.net
Farmers Insurance - Andy Zuloaga
11108 Downey Ave, Downey, CA 90241
(562) 659-7558 agents.farmers.com
Robert Does Insurance Services
10802 Downey Ave, Downey, CA 90241
(562) 204-6283 robertdoesinsurance.com
Manjula Devi: Allstate Insurance
9510 Telegraph Rd, Downey, CA 90240
(562) 863-3063 agents.allstate.com
Rey Cruz: Allstate Insurance
9800 Paramount Blvd, Downey, CA 90240
(562) 928-5751 agents.allstate.com
Farmers Insurance - Michael Luna
9597 Firestone Blvd, Downey, CA 90241
(562) 991-6024 agents.farmers.com
Inszone Insurance Services
10535 Paramount Blvd #100, Downey, CA 90241
(562) 806-0778
The Bridge Insurance Agency, Insurance Office
7320 Firestone Blvd # 206, Downey, CA 90241
(562) 923-2333
Carmar Insurance Agency
10022 Tristan Dr, Downey, CA 90240
(562) 803-4000 carmar.net
Joel Gonzalez Insurance Agency
9900 Lakewood Blvd Suite 201, Downey, CA 90240
(562) 313-1535 jgonzalezagency.com
Don Dixon & Associates Insurance
8141 2nd St # 630, Downey, CA 90241
(562) 869-5351 dixonins.com
Manor Insurance Agency, Inc.
9530 Imperial Hwy. STE N, Downey, CA 90242
(562) 862-8669 manorinsurance.net
Bravo Insurance and Tax Services
8811 Imperial Hwy., Downey, CA 90242
(562) 904-2888 bravotaxinsurance.com
First Point Insurance Services Inc
8050 E Florence Ave UNIT 7, Downey, CA 90240
(562) 928-9947 fpointinsurance.com

Flood insurance agents in Downey California help homeowners and businesses understand their flood risk and obtain coverage through the National Flood Insurance Program or private insurers. California law requires lenders to mandate flood insurance for properties in high-risk flood zones designated by FEMA. A local agent can explain the specific flood maps for Downey and help you meet state and federal requirements.

What Does a Flood Insurance Agent in Downey Cost?

The cost of flood insurance in Downey California depends on factors like flood zone designation, building elevation, and coverage limits. For a standard NFIP policy, annual premiums typically range from 700 to 2,000 dollars for residential properties. Private flood insurance may offer lower rates in lower-risk zones. Each property is unique so costs vary by situation. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Downey California?
Flood insurance is required by lenders for properties in FEMA-designated high-risk flood zones. Even outside these zones, Downey can experience flash flooding during heavy rain. A flood insurance agent can review your property location and advise on coverage options.
What does a flood insurance agent in Downey do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application process. They also assist with elevation certificates and claims support after a flood event.
How much does flood insurance cost in Downey California?
Costs vary based on flood zone, building elevation, and coverage amount. Typical NFIP policies in California range from 700 to 2,000 dollars per year for standard homes. Your agent can provide a specific quote based on your property details.