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Find Flood Insurance Agents Near You in Gardena, CA

Browse flood insurance agents serving Gardena, California. Updated 2026-07-14.

The top-rated flood insurance agent in Gardena, California is General Insurance, rated 4.5 stars across 268 reviews. Other highly rated options include Peter Cody: Allstate Insurance, Hercules Insurance - Gardena, Gardena General Insurance Agency. This directory lists 19 flood insurance agents serving Gardena.

Showing 19 flood insurance agents in Gardena, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1General Insurance1084 Rosecrans Ave(310) 327-2020
2Peter Cody: Allstate Insurance18177 S Western Ave Ste B(310) 538-5004
3Hercules Insurance - Gardena1900 Marine Ave(310) 329-9992
4Gardena General Insurance Agency1220 W Gardena Blvd suite a(310) 327-1000
5Satellite Insurance Agency701 W Redondo Beach Blvd #1034(424) 704-9445
6Farmers Insurance - David Gamble18726 S Western Ave #310(310) 329-1527
7AHTKY Insurance Agency, LLC1451 Artesia Blvd suite a(310) 516-0110
8Strong Tie Insurance Services Inc.1369 W Redondo Beach Blvd(213) 524-0996
9Accurate rate Insurance Services,inc2015 W Redondo Beach Blvd suit E(310) 217-1600
10H P Insurance15632 Crenshaw Blvd(310) 515-1963
GI
1084 Rosecrans Ave
General Insurance
Flood Insurance Agent · Gardena, CA

General Insurance serves the Gardena area and Los Angeles County as a flood insurance agent, helping property owners secure coverage against water damage from storms and rising water tables. Many local homes and businesses face significant flood risks, making specialized policies essential to protect assets and comply with federal lending requirements. The company assists clients in evaluating their exposure, navigating the National Flood Insurance Program, and comparing private market options. It handles both residential flood policies and commercial flood coverage for local business owners.

PC
18177 S Western Ave Ste B
Peter Cody: Allstate Insurance
Flood Insurance Agent · Gardena, CA

Peter Cody: Allstate Insurance provides flood insurance policies designed to protect properties in Gardena, CA, from water damage. The agency assists clients with selecting appropriate coverage and then manages the ongoing service needs, including policy reviews and claims support. Its work helps property owners address the specific flood risks present in the local area. The company services a range of property types in Gardena, including single-family homes, apartments, retail spaces, and restaurants.

HI
1900 Marine Ave
Hercules Insurance - Gardena
Flood Insurance Agent · Gardena, CA

Hercules Insurance - Gardena serves homeowners, businesses, and property managers in the Gardena, CA area by providing essential flood insurance agent services. They help clients assess their flood risk and navigate National Flood Insurance Program options to protect properties from water damage. Policies are tailored to both residential and commercial structures, ensuring adequate coverage for local flood-prone regions. The agency also extends its services to neighboring communities, including parts of the South Bay metro area such as Torrance.

GG
1220 W Gardena Blvd suite a
Gardena General Insurance Agency
Flood Insurance Agent · Gardena, CA

Gardena General Insurance Agency serves Gardena, California, and the surrounding South Bay communities. It handles flood insurance policies for residential and commercial properties in areas prone to water damage. The agency helps clients understand flood zone designations and federal requirements. To manage a typical job, it reviews property elevation and flood maps, then matches coverage limits to the specific risk exposure of each structure.

SI
701 W Redondo Beach Blvd #1034
Satellite Insurance Agency
Flood Insurance Agent · Gardena, CA

Satellite Insurance Agency in Gardena, CA provides flood insurance agent services on a one-time basis for single policy setups or through recurring annual renewals for ongoing protection. Coverage focuses on federal and private flood policies to safeguard properties against water damage from storms or overflow. This local agent helps residents assess flood zone risks and select appropriate limits for their homes or businesses. Service operates on a one-time basis for initial policy enrollment and on a scheduled annual renewal cycle thereafter.

FI
18726 S Western Ave #310
Farmers Insurance - David Gamble
Flood Insurance Agent · Gardena, CA

Farmers Insurance - David Gamble in Gardena, California offers specialized flood insurance services, covering residential and commercial properties against water damage from rising waters. The agency also provides general flood insurance policies, assisting clients with evaluating their coverage needs and understanding policy terms. It helps property owners prepare for seasonal risks, such as heavy winter storms or rapid snowmelt that can overwhelm local drainage systems and cause unexpected flooding.

AI
1451 Artesia Blvd suite a
AHTKY Insurance Agency, LLC
Flood Insurance Agent · Gardena, CA

When seasonal rains and winter storms threaten the South Bay area, homeowners in Gardena often seek reliable guidance for protecting their property. AHTKY Insurance Agency, LLC specializes in flood insurance solutions tailored to local risks, helping clients understand coverage options and meet necessary requirements. This agency focuses on navigating federal and private policies to provide effective financial safeguards against water damage. An initial property assessment is always scheduled to evaluate specific flood zones and recommend appropriate coverage limits.

ST
1369 W Redondo Beach Blvd
Strong Tie Insurance Services Inc.
Flood Insurance Agent · Gardena, CA

The late fall and winter rainy season in Southern California often brings renewed attention to flood risk for properties in Gardena. Strong Tie Insurance Services Inc. provides flood insurance policies that address potential water damage from heavy storms and urban runoff. The company analyzes the specific flood zone designations for homes and businesses in the area, then presents coverage options that meet local lending requirements. An agent typically begins the process by reviewing a property’s elevation certificate and conducting an initial risk assessment.

AR
2015 W Redondo Beach Blvd suit E
Accurate rate Insurance Services,inc
Flood Insurance Agent · Gardena, CA

Accurate Rate Insurance Services, Inc. provides flood insurance products to property owners, helping them secure necessary coverage against water damage. The agency specializes in tailoring policies to address specific regional flood risks common in Gardena, California. It assists clients in navigating the complexities of National Flood Insurance Program requirements and private market options. Commercial coverage is available for various business types, including offices, warehouses, and food service establishments.

HP
15632 Crenshaw Blvd
H P Insurance
Flood Insurance Agent · Gardena, CA
FI
15435 S Western Ave #205
Farmers Insurance - Dae Lee
Flood Insurance Agent · Gardena, CA
(310) 515-7228
agents.farmers.com/ca/gardena/dae-lee
FI
15507 Normandie Ave Ste 414
Farmers Insurance - Christy Lee
Flood Insurance Agent · Gardena, CA
(213) 738-9585
agents.farmers.com/ca/los-angeles/christy-lee
WT
15223 Crenshaw Blvd Ste B
Wanza Tolliver - State Farm Insurance Agent
Flood Insurance Agent · Gardena, CA
(310) 973-6044
askwanza.com
NI
1133 W Gardena Blvd
Nakamura Insurance
Flood Insurance Agent · Gardena, CA
(310) 327-0717
CL
1634 139th St
Covered Life
Flood Insurance Agent · Gardena, CA
(628) 265-4872
FI
18726 S Western Ave
Farmers Insurance - Edward Romero
Flood Insurance Agent · Gardena, CA
(626) 241-0642
agents.farmers.com/ca/upland/edward-romero
FI
18726 S Western Ave #310
Farmers Insurance - Amalia Gonzalez
Flood Insurance Agent · Gardena, CA
(310) 329-1527
agents.farmers.com/ca/gardena/amalia-gonzalez
BM
16012 S Western Ave
Bar Mutual Insurance Agency
Flood Insurance Agent · Gardena, CA
(310) 644-8200
barmutualinsurance.com
FI
18726 S Western Ave #310
Farmers Insurance - Andranik Javadyan
Flood Insurance Agent · Gardena, CA
(747) 588-1255
agents.farmers.com/ca/gardena/andranik-javadyan

What Does a a Flood Insurance Agent in Gardena Cost?

Typical flood insurance costs in California range from 500 to 1500 dollars per year for NFIP policies. Private market policies can be higher or lower depending on the property location and elevation. In Gardena properties in Zone AE may see higher premiums than those in Zone X. An agent can provide a personalized quote based on your specific situation. This is general information and not insurance advice.

About flood insurance agents in Gardena

Flood insurance agents in Gardena California help property owners secure coverage through the National Flood Insurance Program and private markets. California law requires lenders to mandate flood insurance for properties in high-risk zones. Local agents understand Gardena flood maps and can assist with policy options for homes and businesses.

Frequently Asked Questions

Do I need flood insurance in Gardena California?

If your property is in a FEMA-designated high-risk flood zone your lender will require flood insurance. Even outside high-risk zones flooding can occur so many property owners choose coverage. A local agent can review your specific risk.

What does a flood insurance agent in Gardena do?

A flood insurance agent helps you compare policies from the NFIP and private insurers. They explain coverage limits deductibles and exclusions. They also assist with filing claims and understanding California flood regulations.

How much does flood insurance cost in Gardena?

Costs vary based on flood zone property value and coverage level. NFIP policies in California average around 700 to 1000 dollars per year for standard coverage. Private policies may cost more or less depending on risk. An agent can provide a specific quote.

Flood Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.