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Directory of flood insurance agents in Indio, California. Verify credentials with the state department of insurance before hiring.
16 agents listed
Updated May 2026
Indio, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 16 flood insurance agents in Indio, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Palm Valley Insurance
45541 Oasis St, Indio, CA 92201
(760) 775-7256
palmvalleyinsurance.com
Veronica's Insurance Indio
82590 CA-111 A 101, Indio, CA 92201
(800) 639-3939
veronicas.com
Carmen Contreras - State Farm Insurance Agent
81709 Dr Carreon Blvd A5, Indio, CA 92201
(760) 347-1530
insurance760.com
Inszone Insurance Services
81713 CA-111 E, Indio, CA 92201
(760) 347-7723
Rosalio Plata Insurance
44349 Jackson St # 1, Indio, CA 92201
(760) 894-1015
rpinsurance.com
Desert Oasis Insurance and Services
82674 CA-111 STE 2, Indio, CA 92201
(760) 501-0400
desertoasisins.com
Avila Insurance Agency
81-953 CA-111 STE 6, Indio, CA 92201
(760) 342-3146
avilainsuranceagency.com
Farmers Insurance - Martha King
82500 CA-111 Ste 6, Indio, CA 92201
(760) 698-8025
agents.farmers.com
Farmers Insurance - Felipe Alvarez
81730 CA-111 Ste 12, Indio, CA 92201
(760) 698-8120
agents.farmers.com
A-MAX Insurance
81654 CA-111, Indio, CA 92201
(760) 406-8100
amaxinsurance.com
Aftermath Insurance Services
43430 Monroe St STE D, Indio, CA 92201
(760) 342-8515
aftermath-insurance.com
J T Insurance
82011 CA-111, Indio, CA 92201
(760) 775-4355
All Desert Insurance Services Inc.
44320 Jackson St STE A, Indio, CA 92201
(760) 347-7205
alldesertinsurance.com
Bill Brian Insurance Agency
81096 CA-111 STE K, Indio, CA 92201
(760) 342-0262
billbrian.com
GDL Insurance Services
83244 CA-111 Unit A, Indio, CA 92201
(760) 523-4435
gdlinsuranceservices.com
Mel's Insurance Services, Inc.
81-557 Dr Carreon Blvd b-8, Indio, CA 92201
(760) 347-0800
melsinsurance7.com
What Does a Flood Insurance Agent in Indio Cost?
Flood insurance costs in California vary by flood zone, property value, and coverage amount. For an NFIP policy in a low-risk zone, annual premiums may start around $500 to $800. In high-risk zones, costs can range from $1,000 to $4,000 or more per year. Private flood insurance may offer different pricing and higher coverage limits. These figures are estimates and your actual cost will depend on your specific property and risk factors. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Indio California?
If your property is in a designated SFHA and you have a federally backed mortgage, your lender will require flood insurance. Even outside high-risk zones, flood damage is not covered by standard homeowners policies. Indio residents should consider coverage due to local flood risks from arroyos and drainage systems.
How does a flood insurance agent help in Indio?
A flood insurance agent can assess your property's flood zone using FEMA Flood Insurance Rate Maps (FIRMs) and help you choose between NFIP and private policies. They also explain coverage limits, deductibles, and the 30-day waiting period before most NFIP policies take effect.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.