Skip to main content

Find Flood Insurance Agents Near You in Laguna Niguel, CA

Looking for a flood insurance agent in Laguna Niguel? Review the directory below to compare your options.

12 agents listed
Updated May 2026
Laguna Niguel, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 12 flood insurance agents in Laguna Niguel, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Global Guard Insurance
27601 Forbes Rd STE 56, Laguna Niguel, CA 92677
(800) 750-9115 globalguardins.com
Herron Family Insurance Agency, Inc: Allstate Insurance
30101 Town Center Dr Ste 105, Laguna Niguel, CA 92677
(949) 495-3530 agents.allstate.com
Kessler Alair Insurance Services, Inc.
32451 Golden Lantern Suite 306, Laguna Niguel, CA 92677
(949) 536-3700 kessleralair.com
Insource Insurance Agency
30011 Ivy Glenn Dr #212, Laguna Niguel, CA 92677
(949) 485-5467 insourceagency.com
South County Insurance Services-Pavel Levitanus
28202 Cabot Rd #300, Laguna Niguel, CA 92677
(949) 550-2502 missionviejohomeinsurance.com
Dan Rickabus - State Farm Insurance Agent
30131 Town Center Dr #275, Laguna Niguel, CA 92677
(949) 363-7100 danrickabus.com
Sharon Walter - State Farm Insurance Agent
30101 Town Center Dr Suite 113, Laguna Niguel, CA 92677
(949) 363-6035 sharonwalterinsurance.com
Brakke-Schafnitz Insurance Brokers
28202 Cabot Rd # 600, Laguna Niguel, CA 92677
(949) 365-5100
Serjick's Insurance Services
28188 Moulton Pkwy #0726, Laguna Niguel, CA 92677
(951) 377-0727 serjinsurance.com
Acrisure Laguna Niguel, CA (Signature Insurance Group)
28202 Cabot Rd # 600, Laguna Niguel, CA 92677
(800) 464-3606 acrisure.com
Woodland Park Insurance Services
30012 Ivy Glenn Dr Suite 290, Laguna Niguel, CA 92677
(949) 419-9566 wpins.com
Farmers Insurance - Edward Debowski
30011 Ivy Glenn Dr Ste 110, Laguna Niguel, CA 92677
(949) 587-9141 agents.farmers.com

What Does a Flood Insurance Agent in Laguna Niguel Cost?

Typical flood insurance costs in California range from about 500 to 2,500 dollars per year for an NFIP policy. Private market policies may cost more or less depending on the property risk. Factors include the flood zone, building elevation, and coverage amount. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a flood insurance agent in Laguna Niguel do?
A flood insurance agent helps you find a policy that meets your property needs. They explain flood zone maps and coverage limits. They also guide you through the application process and answer questions about deductibles.
Is flood insurance required in Laguna Niguel California?
Flood insurance is required by lenders for properties in Special Flood Hazard Areas. Even outside these zones, California law does not mandate flood insurance. However many homeowners choose to buy it for protection.
How do I choose a flood insurance agent in Laguna Niguel?
Look for an agent licensed in California with experience in flood insurance. Ask about their knowledge of FEMA flood maps for Orange County. Verify they can explain both NFIP and private market options.