The top-rated flood insurance agent in Long Beach, California is Freeway Insurance, rated 5.0 stars across 545 reviews. Other highly rated options include Steve Dwight - State Farm Insurance Agent, Only Way Insurance Services, Paul Kagan - State Farm Insurance Agent. This directory lists 18 flood insurance agents serving Long Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 5539 E Stearns St | (562) 273-7061 |
| 2 | Steve Dwight - State Farm Insurance Agent | 4625 E Anaheim St | (562) 494-4494 |
| 3 | Only Way Insurance Services | 300 E 4th St UNIT 106 | (562) 239-2869 |
| 4 | Paul Kagan - State Farm Insurance Agent | 2750 N Bellflower Blvd #208 | (562) 421-5300 |
| 5 | California Risk Partners Insurance Services | 5500 E Atherton St suite 204 | (714) 398-6080 |
| 6 | Hershfield Insurance | Business Center, 4401 Atlantic Blvd Bixby, 2nd Floor | (866) 996-9760 |
| 7 | Kelly Williams Insurance Agency, Inc. | 4400 CA-1 | (562) 498-8661 |
| 8 | Saferoad Insurance | 2150 E South St Ste 113 | (562) 984-9445 |
| 9 | Farmers Insurance - Mario Bujas Agency Owner | 5199 Pacific Coast Hwy # 604 | (714) 447-9221 |
| 10 | Pacific Side Insurance Services, LLC | 4340 Atlantic Ave | (562) 595-5500 |
Freeway Insurance serves homeowners, businesses, and property managers in Long Beach, California, who require flood insurance to protect against water damage. The agency assists clients in navigating the complexities of flood policies, ensuring they secure coverage that aligns with property risks and local flood zone requirements. This support helps customers maintain financial stability when facing potential flooding events. The company also extends its Flood Insurance Agent services to nearby communities throughout the greater Los Angeles metro area, including Signal Hill.
Steve Dwight - State Farm Insurance Agent serves the Long Beach, California area, offering flood insurance coverage to local residents and businesses. This agency helps property owners understand the risks of flooding in coastal and low-lying zones. Policies can be tailored to protect homes, rental units, and commercial structures against water damage from storms or rising tides. The agent provides guidance on federal flood program requirements and policy limits. Handling both residential claims assistance and new policy enrollments, the office specializes in customized flood protection plans for the Long Beach community.
Only Way Insurance Services provides comprehensive flood insurance agent services for clients in Long Beach, California. It evaluates property flood risk and helps secure appropriate National Flood Insurance Program policies for each customer. The agent offers guidance on coverage levels and assists with claims support following a flood event. Its service plans include annual policy reviews to adjust limits as needed and straightforward renewal processing. The company handles flood insurance for single-family homes, apartments, retail locations, and restaurants throughout the local area.
Serving Long Beach and the surrounding communities, Paul Kagan - State Farm Insurance Agent handles flood insurance policies designed to protect local homes and businesses from water damage. The agent works with clients to secure National Flood Insurance Program coverage and private flood options where applicable. Using a steady, educational process, Paul Kagan reviews property flood risks and policy details carefully to ensure each client clearly understands their coverage needs before applying.
Homeowners, businesses, and property managers in Long Beach turn to California Risk Partners Insurance Services for flood insurance coverage. The agency helps clients assess their flood risk and secure policies that protect properties from water damage. Navigating the complexities of flood zone maps and federal requirements, they provide guidance tailored to each property’s specific needs. Their services extend to clients living or working in neighboring Lakewood, as well as throughout the greater Long Beach metro area.
Homeowners may choose between a one-time flood certificate or an ongoing policy review, with the latter ensuring continuous coverage adjustments. Kelly Williams Insurance Agency, Inc., based in Long Beach, CA, guides clients through flood insurance agent services that address local risk factors. Coverage options typically include structural protection and contents for residential or commercial properties. For ongoing protection, the service operates on a scheduled, annual policy review basis rather than a one-time transaction, ensuring regular updates to match changing flood maps.
Saferoad Insurance specializes in flood insurance coverage for properties in flood-prone zones within Long Beach, California. The agency also provides guidance on the National Flood Insurance Program and assists clients in selecting appropriate policy limits and deductibles. Given Long Beach’s proximity to the coastline and its exposure to seasonal heavy rains and potential storm surges, this agent helps property owners protect against financial losses from rising water. This includes addressing specific concerns during the winter rainy season and hurricane threats.
As coastal rains swell and tidal surges threaten Long Beach properties, flood insurance becomes a practical necessity for local homeowners and business operators. Farmers Insurance - Mario Bujas Agency Owner provides guidance on securing coverage that addresses rising water risks. The agency helps clients understand federal program requirements and private policy options specific to flood-prone zones in the area. A basic review of the property’s elevation and proximity to waterways always precedes any formal policy recommendation, and that inspection is the first step in the initial assessment process.
Pacific Side Insurance Services, LLC helps property owners protect their assets by structuring flood insurance policies appropriate for the Long Beach area. The agency specializes in securing additional coverage options beyond standard federal programs to address gaps in protection for coastal properties. This tailored approach is valuable for clients whose needs exceed basic flood policies, including businesses that require comprehensive solutions for their commercial exposures. Pacific Side Insurance Services, LLC can serve offices, warehouses, and food service operations in the region.
What Does a a Flood Insurance Agent in Long Beach Cost?
The cost of flood insurance in Long Beach varies by flood zone property elevation and coverage amount. An NFIP policy typically ranges from 700 to 2 000 per year for a standard home. Private market policies may cost 500 to 1 500 per year for comparable coverage. Costs can be higher for properties in high-risk V zones or with low elevation. This is general information not insurance advice.
About flood insurance agents in Long Beach
Flood insurance agents in Long Beach help property owners secure coverage through the National Flood Insurance Program or private insurers. Long Beach is in a coastal area with designated flood zones that may require flood insurance for mortgage compliance. California law does not mandate flood insurance for all properties but lenders often require it for homes in high-risk areas.
Frequently Asked Questions
Do I need flood insurance in Long Beach California?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage you are required to carry flood insurance. Even outside high-risk zones flooding can occur so many homeowners choose to buy a policy.
What does a flood insurance agent in Long Beach do?
A flood insurance agent helps you assess your flood risk compare NFIP and private policy options and complete the application. They can also explain elevation certificates and how they affect your premium.
How does California law affect flood insurance policies?
California follows the NFIP rules for federally backed mortgages. There is no state law requiring flood insurance for all homeowners but the California Insurance Code requires agents to clearly disclose coverage limits and exclusions.
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