ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a flood insurance agent in Los Gatos? Review the directory below to compare your options.
12 agents listed
Updated May 2026
Los Gatos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 12 flood insurance agents in Los Gatos, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Laura Peterson - State Farm Insurance Agent
16795 Lark Ave #108, Los Gatos, CA 95032
(408) 395-2900
laurapeterson.net
AAA Los Gatos Branch
15450 Los Gatos Blvd #300, Los Gatos, CA 95032
(408) 399-8400
mwg.aaa.com
Don Williams & Associates
17510 Farley Rd W, Los Gatos, CA 95030
(408) 402-3646
donwilliamsinsurance.com
Pamela Noyce - Noyce Insurance Agency
15466 Los Gatos Blvd Ste 203, Los Gatos, CA 95032
(408) 399-6669
noyceinsurance.com
LGS Insurance Services Inc
16185 Los Gatos Blvd #205, Los Gatos, CA 95032
(408) 395-9800
lgsis.com
Laila Zachariah: Allstate Insurance
15466 Los Gatos Blvd #204, Los Gatos, CA 95032
(408) 358-1735
agents.allstate.com
Guardian Insurance
15559 Union Ave suite 3065, Los Gatos, CA 95032
(408) 915-5110
guardianinsurance.io
Freidin Insurance Services
985 University Ave #37, Los Gatos, CA 95032
(408) 395-7900
freidininb.com
Acrisure Los Gatos, CA (Los Gatos Insurance Services)
451 Los Gatos Blvd, Los Gatos, CA 95032
(408) 356-6747
acrisure.com
Farmers Insurance - JP Bernard
985 University Ave Ste 10, Los Gatos, CA 95032
(408) 358-3200
agents.farmers.com
Farmers Insurance - Kelli Walsh
451 Los Gatos Blvd, Los Gatos, CA 95032
(408) 356-6845
agents.farmers.com
Farmers Insurance - Mary Badame
215 N Santa Cruz Ave Ste B, Los Gatos, CA 95030
(408) 395-1113
agents.farmers.com
Flood insurance agents in Los Gatos help homeowners and businesses secure coverage through the National Flood Insurance Program or private insurers. California law requires lenders to mandate flood insurance for properties in high-risk flood zones designated by FEMA. Local agents understand the specific flood risks near Los Gatos Creek and the Santa Cruz Mountains.
What Does a Flood Insurance Agent in Los Gatos Cost?
Typical flood insurance costs in California range from 700 to 2,500 per year for an NFIP policy depending on flood zone and property elevation. Private market policies may cost 1,000 to 4,000 annually. Costs vary by situation based on risk level coverage amount and deductible. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Los Gatos California?
If your property is in a FEMA-designated Special Flood Hazard Area your lender will require flood insurance. Even outside high-risk zones flooding can occur from heavy rain or creek overflow. California law does not mandate flood insurance for all properties but it is strongly recommended.
How do I choose a flood insurance agent in Los Gatos?
Look for an agent licensed in California with experience writing NFIP policies. They should know local flood zone maps and be able to explain elevation certificates. Ask about their familiarity with Los Gatos specific flood risks and recent map changes.
Free • No Obligation
Compare Flood Insurance Agents
Get matched with agents in Los Gatos who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.