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Find Flood Insurance Agents Near You in Martinez, CA
Looking for a flood insurance agent in Martinez? Review the directory below to compare your options.
12 agents listed
Updated May 2026
Martinez, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 12 flood insurance agents in Martinez, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kathy Bernardez - State Farm Insurance Agent
837 Arnold Dr Suite 330, Martinez, CA 94553
(925) 520-0290
kathybernardez.com
Farmers Insurance - Scott Alstad
2843 Alhambra Ave, Martinez, CA 94553
(925) 313-9270
agents.farmers.com
Michelle Allman - State Farm Insurance Agent
1320 Arnold Dr # 160, Martinez, CA 94553
(925) 228-0920
michelleinsuresme.com
Alissa Gutierres: Allstate Insurance
3237 Alhambra Ave Ste 3, Martinez, CA 94553
(925) 201-6463
agents.allstate.com
SBW Insurance Services
3755 Alhambra Ave #5, Martinez, CA 94553
(925) 374-5312
sbwinsure.com
Bryce Stephens: Allstate Insurance
1311 Pine St Ste H, Martinez, CA 94553
(925) 372-8995
agents.allstate.com
Mark Woodard - State Farm Insurance Agent
609 Main St, Martinez, CA 94553
(925) 228-0196
markwoodard.net
Sam Limones - State Farm Insurance Agent
6590 Alhambra Ave Ste 101, Martinez, CA 94553
(925) 944-9316
samlimones.com
Farmers Insurance - Paul Bickham
827 Arnold Dr Ste 100, Martinez, CA 94553
(925) 228-3030
agents.farmers.com
Farmers Insurance - Kevin Cullop
4041 Alhambra Ave Ste 103, Martinez, CA 94553
(925) 387-5226
agents.farmers.com
Schroder Insurance Services
653 Main St, Martinez, CA 94553
(925) 934-6789
schroderinsurance.com
Larson-Clark Insurance Associates Inc
1330 Arnold Dr, Martinez, CA 94553
(925) 228-6300
larsonclark.com
Flood insurance agents in Martinez, California help property owners secure coverage through the National Flood Insurance Program and private insurers. Martinez is in Contra Costa County where parts of the city lie in Special Flood Hazard Areas. California law requires lenders to mandate flood insurance for properties in high-risk zones with federally backed mortgages.
What Does a Flood Insurance Agent in Martinez Cost?
In California, flood insurance costs depend on the property's flood zone, elevation, and building characteristics. For Martinez properties in high-risk zones, NFIP annual premiums often range from 700 to 2,500 dollars. Properties in low-risk zones may pay under 500 dollars per year. Private flood insurance policies can cost between 600 and 3,000 dollars annually depending on coverage and risk. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Martinez California?
If your property is in a Special Flood Hazard Area designated by FEMA and you have a federally backed mortgage, your lender will require flood insurance. Even outside high-risk zones, flood insurance is recommended because 25 percent of flood claims occur in low to moderate risk areas.
What does a flood insurance agent do in Martinez?
A flood insurance agent evaluates your property's flood risk using FEMA flood maps and elevation certificates. They help you choose between NFIP policies and private flood insurance options and guide you through the application process.
How much does flood insurance cost in Martinez California?
Costs vary by flood zone, building elevation, and coverage amount. For an NFIP policy in Martinez, annual premiums typically range from 700 to 2,500 dollars for a standard home. Private flood insurance may offer different rates and higher coverage limits.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.