ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeFlood Insurance AgentsCalifornia › Montclair

Find Flood Insurance Agents Near You in Montclair, CA

Browse flood insurance agents serving Montclair, California. Updated 2026-07-14.

The top-rated flood insurance agent in Montclair, California is Acceptance Insurance, rated 5.0 stars across 491 reviews. Other highly rated options include A-MAX Insurance, Winston Insurance Agency, Freeway Insurance. This directory lists 17 flood insurance agents serving Montclair.

Showing 17 flood insurance agents in Montclair, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Acceptance Insurance9197 Central Ave Ste K(909) 360-7171
2A-MAX Insurance4432 Holt Blvd E(909) 442-1910
3Winston Insurance Agency9543 Central Ave(909) 741-5030
4Freeway Insurance9467 Central Ave(909) 360-7166
5Alsop & Associates Insurance Agency: Allstate Insurance4701 Arrow Hwy(909) 442-0233
6Farmers Insurance - Daniel Velasquez III5050 Palo Verde St Ste.106(909) 527-6677
7ESI Insurance Agency8801 Central Ave Suite B1(909) 624-0033
8Faro Insurance & Income Tax10285 Central Ave D(909) 450-2200
9Real Insurance & Tax Services4545 Mission Blvd Unit B(909) 202-1251
10Ricardo Campos Insurance agency- Allstate4875 Mission Blvd C(626) 608-5055
AI
9197 Central Ave Ste K
Acceptance Insurance
Flood Insurance Agent · Montclair, CA

Acceptance Insurance offers flood insurance options including typical residential and commercial coverage in Montclair, California. It assists clients with obtaining policies through the National Flood Insurance Program and can review existing coverage to identify gaps. Its services may include advising on flood risk assessment, assisting with policy renewals, and helping to adjust coverage limits when properties change. It serves both single-family homes and apartments, along with retail businesses and restaurants in the local area.

MI
4432 Holt Blvd E
A-MAX Insurance
Flood Insurance Agent · Montclair, CA

A-MAX Insurance serves homeowners, businesses, and property managers in Montclair, California, who require flood insurance protection against potential water damage. As a local flood insurance agent, the company assists clients in understanding federal flood zone regulations and selecting appropriate coverage for their properties. It provides guidance on policy options available through the National Flood Insurance Program to address varying risk levels. The agency extends its services to nearby communities such as Ontario, ensuring broader coverage within the Inland Empire metro area.

WI
9543 Central Ave
Winston Insurance Agency
Flood Insurance Agent · Montclair, CA

Winston Insurance Agency serves the Montclair, California area as a local flood insurance agent. The company helps property owners assess their flood risk and secure appropriate policies for residential and commercial properties. It works with federal and private flood insurance programs to provide coverage tailored to the region's weather patterns and flood zone requirements. The agency assists clients in navigating flood zone determinations and processing claims. Its specific services include helping homeowners find policies for high-risk and moderate-risk flood areas.

FI
9467 Central Ave
Freeway Insurance
Flood Insurance Agent · Montclair, CA

Freeway Insurance serves Montclair, California, and the surrounding communities in San Bernardino County. It handles flood insurance policies for residential and commercial properties in flood-prone zones. The agency works to explain federal program requirements and coverage limitations to each client. For a typical job, it begins by evaluating the property’s flood risk and then matches the policy limit to the structure’s value and the client’s budget.

AA
4701 Arrow Hwy
Alsop & Associates Insurance Agency: Allstate Insurance
Flood Insurance Agent · Montclair, CA

Flood insurance is typically either a one-time policy tied to a property purchase or a scheduled annual renewable policy that remains in effect until canceled. At Alsop & Associates Insurance Agency: Allstate Insurance in Montclair, California, coverage under the National Flood Insurance Program protects structures and contents from rising water damage. The agent assists clients in comparing these options and understanding their specific flood zone risks. This local service operates on an as-needed basis, with open enrollment or whenever a homeowner requests a new quote or policy review.

FI
5050 Palo Verde St Ste.106
Farmers Insurance - Daniel Velasquez III
Flood Insurance Agent · Montclair, CA

Farmers Insurance - Daniel Velasquez III in Montclair, CA provides a range of flood insurance services, including initial coverage consultations, policy adjustments, and assistance with claims. It offers service plans that include periodic policy reviews to ensure adequate protection and guidance on renewal options. For maintenance, the agency helps clients understand changing flood zone designations and the required documentation updates. It services single-family homes, apartments, retail properties, and restaurants.

EI
8801 Central Ave Suite B1
ESI Insurance Agency
Flood Insurance Agent · Montclair, CA

ESI Insurance Agency serves homeowners, businesses, and property managers in the Montclair, California area who need protection against flooding and water damage. This agency provides guidance on National Flood Insurance Program policies and also writes private flood insurance options for properties requiring higher coverage limits or located in special flood hazard zones. Clients receive advice on assessing their individual flood risk and choosing appropriate deductibles. The coverage area extends to neighboring communities such as Ontario and the surrounding parts of San Bernardino County.

FI
10285 Central Ave D
Faro Insurance & Income Tax
Flood Insurance Agent · Montclair, CA

Serving Montclair and the surrounding communities of the Inland Empire, Faro Insurance & Income Tax handles flood insurance policies for residential and commercial properties. As a flood insurance agent, it helps clients navigate the specific requirements of the National Flood Insurance Program, assessing property risk based on local flood zone maps. For a typical job, the company generally reviews a property’s flood history and elevation details before recommending a policy that meets both regulatory needs and individual budget considerations.

RI
4545 Mission Blvd Unit B
Real Insurance & Tax Services
Flood Insurance Agent · Montclair, CA

Homeowners can choose between a single flood policy purchase or an annual renewal service for ongoing protection. Real Insurance & Tax Services in Montclair, CA, guides residents through coverage options that address local flood risks. Their agents explain how standard policies differ from supplemental endorsements required for basements or finished lower levels. Service runs on a scheduled basis, with annual policy reviews to adjust coverage as flood maps change from one year to the next.

RC
4875 Mission Blvd C
Ricardo Campos Insurance agency- Allstate
Flood Insurance Agent · Montclair, CA

Ricardo Campos Insurance Agency-Allstate in Montclair, CA provides specialized flood insurance guidance to homeowners and renters. The agency assists clients in selecting flood policies from the National Flood Insurance Program and private insurers. It evaluates risk exposure for properties in flood-prone zones of San Bernardino County and surrounding areas. The team advises on appropriate coverage levels to meet mortgage requirements and protect assets. It also helps with claims navigation after storm surges or prolonged winter rain events cause water damage in the region.

PP
4875 W Mission Blvd c
Precision Promotional & Insurance Solutions
Flood Insurance Agent · Montclair, CA
(909) 752-0239
precisionagent.com
FI
10254 Central Ave
Farmers Insurance - Blanca Haro
Flood Insurance Agent · Montclair, CA
(909) 621-3803
agents.farmers.com/ca/montclair/blanca-haro
JI
5463 Hawthorne St
Jetton Insurance Agency, Inc.
Flood Insurance Agent · Montclair, CA
(909) 624-5419
JB
4651 Holt Blvd Ste B
Joseph Bui
Flood Insurance Agent · Montclair, CA
(909) 740-3396
content.naic.org
CF
Inside DG realty, 4467 Holt Blvd
Califa Financial & Insurance Service Inc
Flood Insurance Agent · Montclair, CA
(909) 455-0400
RU
4795 Holt Blvd
Rise Up Insurance Services
Flood Insurance Agent · Montclair, CA
(909) 626-6041
riseupinsurance.com
VI
8880 N Benson Ave #106
Vista Insurance Services
Flood Insurance Agent · Montclair, CA
(909) 373-7685
vistainsservices.com/index.html

What Does a a Flood Insurance Agent in Montclair Cost?

Flood insurance costs in California vary widely based on property risk, elevation, and coverage amount. For an NFIP policy in Montclair, annual premiums typically range from USD 700 to USD 2,500 for low-risk zones and can exceed USD 4,000 for high-risk areas. Private policies may cost more or less depending on the insurer and property details. This is general information, not insurance advice.

About flood insurance agents in Montclair

Flood insurance agents in Montclair, California help property owners secure coverage through the National Flood Insurance Program (NFIP) and private insurers. California law requires lenders to mandate flood insurance for properties in high-risk Special Flood Hazard Areas (SFHAs) as designated by FEMA. Montclair residents near the Santa Ana River or other flood-prone zones may need an agent to assess their risk and find a policy that meets state and federal requirements.

Frequently Asked Questions

Do I need flood insurance in Montclair, California?

If your property is in a FEMA-designated Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, flood insurance is legally required. Even outside high-risk zones, California law does not mandate flood insurance, but agents recommend it due to the risk of flash floods and storms.

How does a flood insurance agent help with NFIP policies in California?

A flood insurance agent can guide you through NFIP policy options, including building coverage up to USD 250,000 and contents coverage up to USD 100,000 for residential properties. They also explain the 30-day waiting period before coverage takes effect, as required by NFIP rules.

What is the difference between NFIP and private flood insurance in California?

NFIP policies are backed by the federal government and have standardized rates and coverage limits. Private flood insurance may offer higher limits, shorter waiting periods, and broader coverage. California law allows both options, and an agent can compare them for your specific property in Montclair.

Flood Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.