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Flood Insurance Agents in Moreno Valley, CA

Compare flood insurance agents in Moreno Valley. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
Moreno Valley, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 flood insurance agents in Moreno Valley, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Acceptance Insurance
12190 Perris Blvd Ste B, Moreno Valley, CA 92557
(951) 386-4006 locations.acceptance.com
Speedy Insurance Agency
12625 Frederick St i-1, Moreno Valley, CA 92553
(951) 472-0927 speedyins.com
Freeway Insurance
16110 Perris Blvd Ste E, Moreno Valley, CA 92551
(951) 335-0638 locations.freeway.com
Cindy Medina - State Farm Insurance Agent
14435 Moreno Beach Dr #101, Moreno Valley, CA 92555
(951) 616-3061 cindymedinains.com
321 Insurance Services Inc
22455 Alessandro Blvd suite 123, Moreno Valley, CA 92553
(951) 530-8900 321insuranceservices.com
All Solutions Insurance - Southern California
22364 Alessandro Blvd, Moreno Valley, CA 92553
(951) 247-2003 allsolutionsinsurance.com
Angelica Barraza-Penuelas - State Farm Insurance Agent
16380 Perris Blvd e, Moreno Valley, CA 92551
(951) 486-9500 angelicabarraza.com
Tikal Insurance Services
13373 Perris Blvd # E407, Moreno Valley, CA 92553
(951) 242-5221 tikalinsurance.com
Maria Abrigo - State Farm Insurance Agent
12075 Heacock St Ste B, Moreno Valley, CA 92557
(951) 782-8450 getmaria.com
Aims Insurance Services - Moreno Valley
24487 Sunnymead Boulevard, Moreno Valley, CA 92553
(951) 999-8614 aims4insurance.com
Elizabeth's Insurance Services
23328 Olive Wood Plaza Dr, Moreno Valley, CA 92553
(909) 254-5910 elizabethsinsurance.com
Best Insurance Services, Inc.
23940 Ironwood Ave A, Moreno Valley, CA 92557
(951) 485-0407 bestinsuranceservices.net
Are You Covered Insurance
14420 Elsworth St #111, Moreno Valley, CA 92553
(951) 653-2619 areyoucoveredinsurance.com
Aztec Insurance Services
23962 Alessandro Blvd Suite O, Moreno Valley, CA 92553
(951) 247-4444 aztec-insurance.com
Brothers Insurance
24050 Alessandro Blvd # 4, Moreno Valley, CA 92553
(951) 488-1206
Control Insurance Services Inc
24267 Sunnymead Boulevard, Moreno Valley, CA 92553
(951) 247-5051 controlforyou.com
Farmers Insurance - Abel Duran
13800 Heacock St # C120, Moreno Valley, CA 92553
(951) 653-8888 agents.farmers.com
Laura Martinez Insurance Agency
23715 Sunnymead Boulevard suite g, Moreno Valley, CA 92553
(951) 485-4319 lauramartinezagency.com
Steve Nichols Insurance Services
14420 Elsworth St #111, Moreno Valley, CA 92553
(951) 472-3982 stevenicholsinsurance.com
Adriana's insurance Services
23031 Sunnymead Boulevard Suite B, Moreno Valley, CA 92553
(951) 574-4416 adrianasinsurance.com

Flood insurance agents in Moreno Valley help homeowners and renters secure coverage against flood damage. California law requires lenders to mandate flood insurance for properties in high-risk zones. Agents can explain the 30-day waiting period for new NFIP policies and guide you through local flood map designations.

What Does a Flood Insurance Agent in Moreno Valley Cost?

The average cost for flood insurance in California through the NFIP is about 700 to 1000 dollars per year. In high-risk zones premiums can exceed 2000 dollars annually. Private flood insurance may offer lower rates or higher limits. Costs depend on your propertys flood zone elevation and coverage amount. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Moreno Valley California?
If your property is in a high-risk flood zone and you have a federally backed mortgage your lender will require flood insurance. Even in low-risk areas agents recommend coverage because 25 percent of flood claims come from moderate-risk zones.
How long does it take to get a flood insurance policy in Moreno Valley?
Standard NFIP policies have a 30-day waiting period before coverage begins. However if you are buying a home with a new mortgage the waiting period may be waived. Private flood insurance may have different effective dates so ask your agent.
What does flood insurance cover in California?
NFIP policies cover up to 250000 dollars for the building and 100000 dollars for contents. Private policies may offer higher limits and additional coverage for things like basement improvements. Flood damage from rising water is covered but sewer backup is not unless caused by flooding.