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Flood Insurance Agents in National City, CA

Browse flood insurance agents serving National City, California. Contact information and addresses listed below.

17 agents listed
Updated May 2026
National City, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 17 flood insurance agents in National City, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
American Tri Star Insurance Service Inc. - National City
1039 Highland Ave, National City, CA 91950
(619) 474-3900 americantristarinsurance.com
Adriana's Insurance Services
1325 E Plaza Blvd #104, National City, CA 91950
(619) 737-3096 adrianasinsurance.com
Freeway Insurance
925 E Plaza Blvd #107, National City, CA 91950
(619) 618-2400 locations.freeway.com
Altra Insurance Services Inc.
1050 Highland Ave Ste A, National City, CA 91950
(619) 474-6666 altrainsurance.com
Sal Cerda - State Farm Insurance Agent
1625 Sweetwater Rd Ste F, National City, CA 91950
(619) 399-3181 salcerda.com
Pedro Tamayo - State Farm Insurance Agent
2425 National City Blvd, National City, CA 91950
(619) 717-8077 pedrotamayo.com
MGH Insurance Services, Inc.
615 National City Blvd, National City, CA 91950
(619) 474-0071 mghins.com
Greg Edwards: Allstate Insurance
1727 Sweetwater Rd #116, National City, CA 91950
(619) 426-6580 agents.allstate.com
Salvador Ayala: Allstate Insurance
3030 Plaza Bonita Rd Ste 1058, National City, CA 91950
(619) 773-2300 agents.allstate.com
Sewell Insurance Agency
340 W 26th St Ste B, National City, CA 91950
(619) 821-4121 insuredbysewell.com
Town Insurance Services
51 N Highland Ave # I, National City, CA 91950
(619) 263-3611
Avenida Insurance
333 Highland Ave, National City, CA 91950
(619) 477-7711 avenidainsurance.com
Farmers Insurance - Annie Wang
1727 Sweetwater Rd #104, National City, CA 91950
(619) 477-0700 agents.farmers.com
Farmers Insurance - Alexa Rodriguez
801 National City Blvd #104, National City, CA 91950
(619) 329-7800 agents.farmers.com
Farmers Insurance - George Kalfayan
845 E 8th St B, National City, CA 91950
(619) 477-1174 agents.farmers.com
New Choice Insurance Services
124 E 30th St # F, National City, CA 91950
(619) 477-8523
Farmers Insurance - Jim Desquitado
1446 Highland Ave, National City, CA 91950
(619) 419-8083 agents.farmers.com

Flood insurance agents in National City help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. National City is located in San Diego County and includes areas designated as Special Flood Hazard Areas (SFHAs) by FEMA. California law requires lenders to mandate flood insurance for properties in high-risk zones, making local agent guidance essential.

What Does a Flood Insurance Agent in National City Cost?

Typical flood insurance costs in National City depend on your property's flood zone, elevation, and building characteristics. For an NFIP policy, annual premiums often range from 700 to 2,000 dollars for a single-family home in a moderate-risk area. Higher-risk zones or properties with basements may cost more. Private insurers may offer competitive rates but with different terms. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in National City?
If your property is in a FEMA-designated Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, agents can help you consider optional coverage for storm surges and heavy rain events common in Southern California.
What does a flood insurance agent do in National City?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They can explain elevation certificates, coverage limits, and the 30-day waiting period for NFIP policies before coverage begins.
How much does flood insurance cost in National City?
Costs vary based on flood zone, property elevation, and coverage amount. An NFIP policy in California typically ranges from 700 to 2,000 dollars per year for a standard home. Private market options may offer different rates. An agent can provide a personalized quote.