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Find Flood Insurance Agents Near You in Oceanside, CA
Compare flood insurance agents in Oceanside. Review contact information and insurance categorys before you decide.
18 agents listed
Updated May 2026
Oceanside, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 18 flood insurance agents in Oceanside, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
John Cho - State Farm Insurance Agent
3520 College Blvd STE 104, Oceanside, CA 92056
(760) 758-4115
johncho.org
Farmers Insurance - Glenn Domingo
3520 College Blvd Ste 105, Oceanside, CA 92056
(866) 486-3276
agents.farmers.com
Inszone Insurance Services
2111 S El Camino Real #201, Oceanside, CA 92054
(760) 433-2307
Pike Insurance Services
3910 Vista Way STE 107, Oceanside, CA 92056
(800) 411-7453
pikeinsure.com
Eric Opdahl - State Farm Insurance Agent
3548 Seagate Way STE 130, Oceanside, CA 92056
(760) 945-4900
ericopdahl.com
Aloha West Insurance
4225 Oceanside Blvd, Oceanside, CA 92056
(760) 547-2626
alohawestinsurance.com
Kalina Johnson - Farmers Insurance
2103 S El Camino Real #102, Oceanside, CA 92054
(760) 434-7200
agents.farmers.com
A-MAX Insurance
510 Oceanside Blvd Ste 101, Oceanside, CA 92054
(760) 650-0500
amaxinsurance.com
Michelle McGowan - State Farm Insurance Agent
3602 Ocean Ranch Blvd, Oceanside, CA 92056
(760) 439-4747
michellemcgowan.com
Ben Shore Insurance
603 Seagaze Dr #217, Oceanside, CA 92054
(760) 966-9180
Farmers Insurance - Adam Jungk
815 Mission Ave Ste 205, Oceanside, CA 92054
(760) 203-2433
agents.farmers.com
Gateway Insurance Agency Inc
207 N Ditmar St, Oceanside, CA 92054
(760) 439-1323
Farmers Insurance - Michael Maloy
3142 Vista Way Ste 308, Oceanside, CA 92056
(760) 517-9121
agents.farmers.com
Leading Edge Insurance Services, Inc.
815 Mission Ave Suite 208, Oceanside, CA 92054
(760) 433-5196
leadingedgeinsurance.net
All Access Insurance Services, LLC
2216 S El Camino Real suite 209, Oceanside, CA 92054
(760) 433-8474
insuranceoceanside.com
Tecker Insurance
1012 S Coast Hwy UNIT J, Oceanside, CA 92054
(760) 757-3334
mercuryinsurance.com
Gibbs Insurance Agency, Inc.
3800 Oceanic Dr Suite 110, Oceanside, CA 92056
(760) 744-2990
gibbsinsurance.com
Policy Point Insurance Services
2003 S El Camino Real #102, Oceanside, CA 92054
(760) 650-5547
Flood insurance agents in Oceanside, California help property owners secure coverage through the National Flood Insurance Program or private insurers. California law requires lenders to mandate flood insurance for properties in Special Flood Hazard Areas. Oceanside coastal properties often face higher risk, so agents can explain elevation certificates and flood zone maps.
What Does a Flood Insurance Agent in Oceanside Cost?
Flood insurance costs in Oceanside depend on your flood zone, building elevation, and coverage amount. NFIP rates are set by FEMA and average 700 to 1,500 dollars per year for moderate-risk areas. High-risk coastal properties can cost 2,000 to 5,000 dollars annually. Private insurers may offer lower rates for low-risk homes. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Oceanside California?
If your property is in a high-risk flood zone and you have a federally backed mortgage, you are required to carry flood insurance. California law does not mandate flood insurance for all properties, but lenders enforce this requirement.
What does a flood insurance agent do in Oceanside?
A flood insurance agent helps you compare NFIP and private flood policies, explains coverage limits and deductibles, and assists with elevation certificate requirements. They also guide you through the claims process after a flood event.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.