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Find Flood Insurance Agents Near You in Orange, CA

Browse flood insurance agents serving Orange, California. Updated 2026-07-14.

The top-rated flood insurance agent in Orange, California is Kitajima Insurance, rated 4.9 stars across 4,093 reviews. Other highly rated options include AA Lares Insurance Services, Inc., Alex Mora - State Farm Insurance Agent, Freeway Insurance. This directory lists 25 flood insurance agents serving Orange.

Showing 25 flood insurance agents in Orange, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Kitajima Insurance1100 W Town and Country Rd #1100(800) 875-8712
2AA Lares Insurance Services, Inc.1163 N Tustin St(714) 288-8000
3Alex Mora - State Farm Insurance Agent1111 E Katella Ave Suite #230(714) 635-8000
4Freeway Insurance1715 E Katella Ave Ste C(714) 784-0892
5Emma Hightower - State Farm Insurance Agent1647 E Lincoln Ave(714) 637-5900
6Jeff Biddle - State Farm Insurance Agent1122 E Lincoln Ave STE 204(714) 532-4600
7Insurance Partners Inc2200 W Orangewood Ave STE 100(714) 285-4800
8Harms Insurance Agency Inc.1431 E Chapman Ave(714) 744-0733
9Elmco Insurance Inc636 E Chapman Ave(714) 973-1436
10Thomas and Thomas Insurance2534 N Santiago Blvd # B(714) 778-5555
KI
1100 W Town and Country Rd #1100
Kitajima Insurance
Flood Insurance Agent · Orange, CA

Kitajima Insurance serves Orange County from its Orange, California office, offering flood insurance agent services to homeowners and commercial property owners in the region. The agency guides clients through the complexities of National Flood Insurance Program policies and private flood coverage options. It assists with risk assessments for properties in designated flood zones and helps secure appropriate coverage for buildings and their contents. Kitajima Insurance also handles claims support and policy adjustments for clients during flood events.

AL
1163 N Tustin St
AA Lares Insurance Services, Inc.
Flood Insurance Agent · Orange, CA

AA Lares Insurance Services, Inc. provides a full range of flood insurance solutions for property owners in and around Orange, CA. The agency works with clients to evaluate risk factors and offers annual policy reviews to help ensure coverage keeps pace with changing flood maps or property values. By tailoring plans to individual needs, the company assists in maintaining adequate protection over time. The agency serves a diverse client base that includes single-family homes, apartments, retail spaces, and restaurants.

AM
1111 E Katella Ave Suite #230
Alex Mora - State Farm Insurance Agent
Flood Insurance Agent · Orange, CA

Alex Mora - State Farm Insurance Agent serves homeowners, businesses, and property managers in Orange, California, by offering flood insurance policies designed to protect properties from water damage. The agency helps clients assess their flood risk and select appropriate coverage for structures and contents. Policies are available for those in designated flood zones and for properties outside high-risk areas. This service also extends to residents and commercial property owners in nearby Anaheim and surrounding Orange County communities.

FI
1715 E Katella Ave Ste C
Freeway Insurance
Flood Insurance Agent · Orange, CA

Freeway Insurance serves the Orange County area from its location in Orange, California, specializing in flood insurance agent services. The agency assists property owners throughout the community in understanding their flood risk and securing appropriate coverage for residential and commercial structures. Navigating federal and private flood insurance options can be complex, and the company works to clarify these choices for local clients. It specifically handles policies for standard homeowners in flood-prone zones and policies for businesses requiring commercial flood protection.

EH
1647 E Lincoln Ave
Emma Hightower - State Farm Insurance Agent
Flood Insurance Agent · Orange, CA

Serving Orange, CA, and the surrounding communities, Emma Hightower - State Farm Insurance Agent addresses flood insurance needs for homeowners and businesses in the region. The agency handles securing policies that protect against water damage from rising waters, a common concern in local flood zones. It assesses each property’s specific risk factors. For a typical job, it works directly with clients to review coverage options and ensure their policy aligns with their location and budget.

JB
1122 E Lincoln Ave STE 204
Jeff Biddle - State Farm Insurance Agent
Flood Insurance Agent · Orange, CA

For homeowners seeking coverage, Jeff Biddle in Orange, CA, offers both a standard one-time flood insurance policy and the recurring option of an annual review to adjust coverage as flood risks evolve. This agency provides essential protection against rising waters for residences in nearby special flood hazard areas and lower-risk zones. Operating in Orange, CA, service to clients runs on an as-needed basis, allowing policyholders to request assistance for claims, policy changes, or new coverage whenever required.

IP
2200 W Orangewood Ave STE 100
Insurance Partners Inc
Flood Insurance Agent · Orange, CA

Insurance Partners Inc specializes in providing flood insurance coverage for residential and commercial properties in Orange, California. The agency assists clients in navigating the complexities of the National Flood Insurance Program and helps evaluate individual risk factors based on property location. It also reviews existing policies to ensure adequate protection against water damage from rising waters and storm surges. The service is especially useful for homeowners and businesses preparing for the increased flood risks associated with the winter and early spring rainy season in Orange County.

HI
1431 E Chapman Ave
Harms Insurance Agency Inc.
Flood Insurance Agent · Orange, CA

When seasonal storms threaten the Orange area, homeowners and businesses often find themselves facing rising water risks that standard policies typically exclude. Harms Insurance Agency Inc. addresses this need by specializing in flood insurance coverage tailored to local property needs. Their agents can evaluate a property’s exposure to water damage from heavy rains or urban runoff based on regional flood zone maps. A thorough inspection of the building’s foundation and drainage system generally serves as the first concrete step in assessing the appropriate coverage.

EI
636 E Chapman Ave
Elmco Insurance Inc
Flood Insurance Agent · Orange, CA

Elmco Insurance Inc in Orange, CA, assists clients and businesses with securing property coverage through general insurance arrangements. It further specializes as a flood insurance agent, helping property owners address specific risks from water damage in flood-prone zones by navigating available policies. Commercial clients can benefit from its services tailored for various sectors, including offices, warehouses, and food service operations.

TT
2534 N Santiago Blvd # B
Thomas and Thomas Insurance
Flood Insurance Agent · Orange, CA

Serving Orange, California, residents, Thomas and Thomas Insurance helps homeowners protect their properties from flood damage. The agency also assists local commercial clients in finding appropriate coverage for their businesses. Serving the Greater Orange area, their agents review policy details and explain different levels of protection during meetings. They can schedule follow-up appointments to adjust policies before the rainy season begins or between regular visits to address any coverage changes.

AI
1421 N Wanda Rd 120 V17
AF Insurance
Flood Insurance Agent · Orange, CA
(562) 250-4527
afinsurance.org
AR
730 E Lincoln Ave
Abe Rader Insurance
Flood Insurance Agent · Orange, CA
(714) 921-4848
mercuryinsurance.com/agents/california/abe-rader-insurance-agency-043089.html
TA
303 W Katella Ave #304
Team Affordable Auto Insurance Org
Flood Insurance Agent · Orange, CA
(575) 449-7381
BW
2844 E Chapman Ave
Bill Wallace Insurance Agency INC
Flood Insurance Agent · Orange, CA
(714) 288-0970
insurance1stop.net
FL
125 N Tustin St Ste A
Fred Loya Insurance
Flood Insurance Agent · Orange, CA
(714) 639-0908
fredloya.com
BC
1107 E Lincoln Ave #103
Best California Insurance Services
Flood Insurance Agent · Orange, CA
(877) 803-2722
bestcalins.com
FI
1740 W Katella Ave
Farmers Insurance - Chris Victoria
Flood Insurance Agent · Orange, CA
(714) 744-4500
farmersagent.com/cvictoria
RI
636 E Chapman Ave
Remland Insurance Services
Flood Insurance Agent · Orange, CA
(714) 532-3341
ibwins.com/locations/orange-ca-remland-insurance-services
LI
506 E Chapman Ave
Lundquist Insurance Service
Flood Insurance Agent · Orange, CA
(209) 439-8132
EI
1100 W Town and Country Rd Suite 1250
A & E Insurance Services
Flood Insurance Agent · Orange, CA
(714) 834-9100
aandeinsurance.com
IF
333 City Blvd W # 1700
Insurance First Services LLC
Flood Insurance Agent · Orange, CA
(714) 602-4277
insurancefirstservices.com
MH
1500 E Katella Ave STE 1
Manufactured Housing Insurance Services
Flood Insurance Agent · Orange, CA
(714) 628-1000
mhis.info
CA
1594 N Batavia St
Commercial Associates Insurance
Flood Insurance Agent · Orange, CA
(714) 524-4949
AI
940 E Lincoln Ave
Armor Insurance
Flood Insurance Agent · Orange, CA
(562) 402-0844
insuranceagentservice.com
AO
26 Plaza Square #200
Acrisure Orange, CA (Rohm Insurance Agency)
Flood Insurance Agent · Orange, CA
(714) 516-2960
acrisure.com

What Does a a Flood Insurance Agent in Orange Cost?

Typical flood insurance costs in California range from $700 to $2,000 per year for NFIP policies, though high-risk properties may pay more. Private market policies can vary widely based on risk. This is general information, not insurance advice.

About flood insurance agents in Orange

Flood insurance agents in Orange, California help property owners secure coverage against flood damage. California law requires lenders to mandate flood insurance for properties in high-risk zones. Agents guide clients through NFIP and private market policies to meet these requirements.

Frequently Asked Questions

Do I need flood insurance in Orange California?

If your property is in a FEMA-designated high-risk flood zone and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, agents can help you consider optional coverage.

What does a flood insurance agent in Orange do?

An agent assesses your flood risk, explains NFIP and private policy options, and helps you choose coverage limits. They also assist with filing claims and understanding your policy terms.

How is flood insurance cost determined in California?

Costs depend on your property's flood zone, elevation, building characteristics, and coverage amount. NFIP rates are set by FEMA, while private insurers use their own risk models.

Flood Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.