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HomeFlood Insurance AgentsCalifornia › Palm Springs

Find Flood Insurance Agents Near You in Palm Springs, CA

Browse flood insurance agents serving Palm Springs, California. Updated 2026-07-14.

The top-rated flood insurance agent in Palm Springs, California is Cindy Pieper - State Farm Insurance Agent, rated 4.9 stars across 197 reviews. Other highly rated options include Tom Gleeson - State Farm Insurance Agent, Dean Mofidi Insurance Services, Inszone Insurance Services. This directory lists 11 flood insurance agents serving Palm Springs.

Showing 11 flood insurance agents in Palm Springs, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Cindy Pieper - State Farm Insurance Agent707 E Tahquitz Canyon Way Suite 23(760) 416-3006
2Tom Gleeson - State Farm Insurance Agent225 S Civic Dr #1(760) 322-3100
3Dean Mofidi Insurance Services4633 Ramon Rd(760) 318-4099
4Inszone Insurance Services909 Crossley Rd(760) 324-4100
5Donald Browne Insurance Services190 W Amado Rd(760) 904-0354
6Matrix Benefits & Insurance Solutions, Inc1091 N Palm Canyon Dr(760) 932-0906
7Garcia Insurance Inc2099 E Tahquitz Canyon Way(760) 320-1111
8Cathedral City Insurance Services67664 E Ramon Rd(760) 328-3628
9Farmers Insurance - Juan Garcia Valenzuela655 N Palm Canyon Dr Suite 212(760) 841-1001
10NFP, an Aon company400 S Farrell Dr Suite B170
CP
707 E Tahquitz Canyon Way Suite 23
Cindy Pieper - State Farm Insurance Agent
Flood Insurance Agent · Palm Springs, CA

Cindy Pieper - State Farm Insurance Agent provides flood insurance services to residents and businesses in Palm Springs, California. As a local agent, she specializes in helping property owners assess their flood risk and secure coverage suited to their specific needs. Policies are designed to protect homes and commercial structures from water damage caused by rising waters, storms, or runoff. The agency also assists clients in understanding policy details, such as waiting periods and coverage limits. Specific services handled in this area include residential flood insurance policies and commercial property flood protection plans.

TG
225 S Civic Dr #1
Tom Gleeson - State Farm Insurance Agent
Flood Insurance Agent · Palm Springs, CA

Tom Gleeson - State Farm Insurance Agent in Palm Springs, CA, provides flood insurance policies to protect local properties from water damage. The agency offers standard coverage options and can discuss customization for individual risk factors in flood-prone areas. Regular policy reviews help ensure that adequate protection continues as property values or conditions change. Service plans include guidance on filing claims and updating coverage after significant events. This agency works with single-family homes, apartments, retail establishments, and restaurants throughout the Palm Springs region.

DM
4633 Ramon Rd
Dean Mofidi Insurance Services
Flood Insurance Agent · Palm Springs, CA

Homeowners, businesses, and property managers in Palm Springs turn to Dean Mofidi Insurance Services for flood insurance agent support. The company guides clients through federal and private flood coverage options specific to desert flash-flood risks. It helps assess property exposure and secure policies that meet lender requirements. The agent also coordinates with local realtors during escrow for new construction or resale properties. Beyond Palm Springs, it serves the broader Coachella Valley, including nearby Cathedral City.

II
909 Crossley Rd
Inszone Insurance Services
Flood Insurance Agent · Palm Springs, CA

Inszone Insurance Services offers flood insurance policies designed to protect properties from water damage, and it also handles other related risk management services in Palm Springs, California. The agency understands the unique hazards of the desert region, where sudden seasonal storms can cause flash flooding and costly property damage. It also helps residents evaluate their coverage needs when securing mortgages, leases, or renovations in flood-prone zones. The company assists homeowners before and after severe rain events to help clients understand their policy terms and file any necessary claims.

DB
190 W Amado Rd
Donald Browne Insurance Services
Flood Insurance Agent · Palm Springs, CA

For clients requiring flood coverage in the Palm Springs area, Donald Browne Insurance Services distinguishes between one-time policies for discrete property purchases and recurring annual renewals for ongoing protection. Their policies address both structural damage and contents replacement resulting from rising water. Service operates strictly on an as-needed basis, with clients contacting the agency directly when specific flood insurance needs arise.

MB
1091 N Palm Canyon Dr
Matrix Benefits & Insurance Solutions, Inc
Flood Insurance Agent · Palm Springs, CA

Matrix Benefits & Insurance Solutions, Inc serves Palm Springs and its surrounding Coachella Valley communities, handling flood insurance policies for residential and commercial properties. It helps clients understand federal flood zone requirements and secure coverage that meets lender and property protection needs. In a typical job, the agency reviews flood maps and elevation data to find appropriate policy options for each unique situation.

GI
2099 E Tahquitz Canyon Way
Garcia Insurance Inc
Flood Insurance Agent · Palm Springs, CA

Garcia Insurance Inc offers flood insurance services tailored to properties in Palm Springs, California. It helps clients assess their flood risk and secure appropriate coverage for their homes and businesses. The company assists with policy details, claims support, and ensuring compliance with local requirements. With Palm Springs experiencing seasonal flash floods from sudden monsoon rains, Garcia Insurance Inc helps clients prepare for and respond to these specific water damage threats.

CC
67664 E Ramon Rd
Cathedral City Insurance Services
Flood Insurance Agent · Palm Springs, CA

With the threat of flash floods increasing during Palm Springs' monsoon season and the risk of expensive damage from winter rains, Cathedral City Insurance Services works with homeowners to find practical flood insurance policies that meet local requirements. The company helps clients understand general flood zone maps and explains how specific elevation certificates may impact coverage needs. A dedicated agent will schedule a straightforward property survey to evaluate the risk of water entry before issuing a quote.

FI
655 N Palm Canyon Dr Suite 212
Farmers Insurance - Juan Garcia Valenzuela
Flood Insurance Agent · Palm Springs, CA

Farmers Insurance - Juan Garcia Valenzuela provides standard property coverage and specializes in flood insurance for clients in Palm Springs, California. Policies address rising water risks common to desert communities that experience seasonal flash floods and monsoon storms. The agency works with homeowners to manage coverage for structures and contents disrupted by water damage. Commercial sectors served include local offices, warehouses, and food service establishments that require protection against flooding events.

NA
400 S Farrell Dr Suite B170
NFP, an Aon company
Flood Insurance Agent · Palm Springs, CA
GP
333 N Palm Canyon Dr
Greater Palm Springs Insurance Services
Flood Insurance Agent · Palm Springs, CA
(760) 320-6867

What Does a a Flood Insurance Agent in Palm Springs Cost?

Typical flood insurance costs in California range from 500 to 3,000 dollars per year for NFIP policies, depending on flood zone risk, building value, and deductible. Private flood insurance may cost 400 to 2,000 dollars annually for lower-risk properties. Premiums are higher for homes in high-risk zones like Zone AE or VE. This is general information, not insurance advice.

About flood insurance agents in Palm Springs

Flood insurance agents in Palm Springs help property owners protect against desert flash floods and seasonal storms. California law requires lenders to mandate flood insurance for homes in high-risk Special Flood Hazard Areas. Local agents can explain FEMA flood maps and NFIP coverage options specific to the Coachella Valley.

Frequently Asked Questions

Do I need flood insurance in Palm Springs California?

If your property is in a FEMA-designated high-risk flood zone and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, agents recommend coverage because flash floods can occur in desert areas.

What does a flood insurance agent do in Palm Springs?

A flood insurance agent helps you compare NFIP and private flood policies, determines your flood zone using FEMA maps, and advises on coverage limits. They also assist with claims and policy renewals under California insurance regulations.

How does California law affect flood insurance policies?

California requires insurers to offer flood coverage as an endorsement on homeowners policies, but this is optional. Agents must follow the California Insurance Code when selling NFIP policies and disclose flood zone information to buyers.

Flood Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.