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Find Flood Insurance Agents in Palm Springs, CA

Browse flood insurance agents serving Palm Springs, California. Contact information and addresses listed below.

10 agents listed
Updated May 2026
Palm Springs, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 10 flood insurance agents in Palm Springs, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cindy Pieper - State Farm Insurance Agent
707 E Tahquitz Canyon Way Suite 23, Palm Springs, CA 92262
(760) 416-3006 cindypieper.net
Tom Gleeson - State Farm Insurance Agent
225 S Civic Dr #1, Palm Springs, CA 92262
(760) 322-3100 teamgleeson.com
Dean Mofidi Insurance Services
4633 Ramon Rd, Palm Springs, CA 92264
(760) 318-4099 psinsureme.com
Inszone Insurance Services
909 Crossley Rd, Palm Springs, CA 92264
(760) 324-4100 inszoneinsurance.com
Matrix Benefits & Insurance Solutions, Inc
1091 N Palm Canyon Dr, Palm Springs, CA 92262
(760) 932-0906 matrixinssolutions.com
Donald Browne Insurance Services
190 W Amado Rd, Palm Springs, CA 92262
(760) 904-0354 browneinsurance.com
Garcia Insurance Inc
2099 E Tahquitz Canyon Way, Palm Springs, CA 92262
(760) 320-1111 garciains.com
Cathedral City Insurance Services
67664 E Ramon Rd, Palm Springs, CA 92264
(760) 328-3628
Farmers Insurance - Juan Garcia Valenzuela
655 N Palm Canyon Dr Suite 212, Palm Springs, CA 92262
(760) 841-1001 jgvinsurance.com
Greater Palm Springs Insurance Services
333 N Palm Canyon Dr, Palm Springs, CA 92262
(760) 320-6867

Flood insurance agents in Palm Springs help property owners protect against desert flash floods and seasonal storms. California law requires lenders to mandate flood insurance for homes in high-risk Special Flood Hazard Areas. Local agents can explain FEMA flood maps and NFIP coverage options specific to the Coachella Valley.

What Does a Flood Insurance Agent in Palm Springs Cost?

Typical flood insurance costs in California range from 500 to 3,000 dollars per year for NFIP policies, depending on flood zone risk, building value, and deductible. Private flood insurance may cost 400 to 2,000 dollars annually for lower-risk properties. Premiums are higher for homes in high-risk zones like Zone AE or VE. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Palm Springs California?
If your property is in a FEMA-designated high-risk flood zone and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, agents recommend coverage because flash floods can occur in desert areas.
What does a flood insurance agent do in Palm Springs?
A flood insurance agent helps you compare NFIP and private flood policies, determines your flood zone using FEMA maps, and advises on coverage limits. They also assist with claims and policy renewals under California insurance regulations.
How does California law affect flood insurance policies?
California requires insurers to offer flood coverage as an endorsement on homeowners policies, but this is optional. Agents must follow the California Insurance Code when selling NFIP policies and disclose flood zone information to buyers.