The top-rated flood insurance agent in Pasadena, California is Freeway Insurance, rated 5.0 stars across 139 reviews. Other highly rated options include Bambino Insurance, Crusberg-Decker Insurance Services, Inc., Calico Insurance Services. This directory lists 27 flood insurance agents serving Pasadena.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 1253 N Lake Ave | (626) 540-0178 |
| 2 | Bambino Insurance | 1290 N Lake Ave #102 | (626) 398-5700 |
| 3 | Crusberg-Decker Insurance Services, Inc. | 285 N Hill Ave | (626) 585-1491 |
| 4 | Calico Insurance Services | 936 E Green St | (626) 360-0404 |
| 5 | Reinas Insurance Agency Inc | 2100 E Foothill Blvd 2nd fl | (626) 449-9463 |
| 6 | State Farm: Jonette Phillips | 3452 E Foothill Blvd Suite 320 | (626) 795-3227 |
| 7 | Kibodeaux Insurance Agency | 2057 N Los Robles Ave #11 | (626) 794-1385 |
| 8 | Ultima Insurance Services | 3848 E Colorado Blvd | (626) 792-5000 |
| 9 | MB Insurance | 35 N Lake Ave # 710 | (323) 841-5079 |
| 10 | Majdas Touch Insurance Inc. | 840 E Green St | (385) 425-2773 |
Freeway Insurance provides comprehensive flood insurance agency services throughout Pasadena, California. Its agents assist clients in assessing flood risks and selecting appropriate coverage from available programs. The company offers support during policy selection, application, and renewal processes to help maintain continuous protection for property owners. Service plans may include periodic policy reviews to adjust coverage as conditions change. Freeway Insurance serves a variety of property types, including single-family homes, apartment complexes, retail spaces, and restaurants.
Bambino Insurance serves the Pasadena, California metro area as a flood insurance agent, offering policies designed to protect residential and commercial properties from water damage. Flood coverage is essential in this region due to heavy seasonal rains and potential overflow from local waterways. The agency helps clients understand National Flood Insurance Program options and private market alternatives. It assists with policy selection, risk assessment, and claims support to ensure adequate protection. Its services include tailoring flood insurance coverage for homes and securing commercial flood policies for businesses.
Crusberg-Decker Insurance Services, Inc. serves homeowners, businesses, and property managers in Pasadena, California, by helping them secure flood insurance policies. The agency guides clients through the complexities of flood risk assessment and coverage options for residential and commercial properties. Their work is essential for protecting assets in areas prone to seasonal storms and rising water levels. They also extend their flood insurance services to neighboring communities throughout the San Gabriel Valley.
Calico Insurance Services serves the Pasadena, California area and surrounding communities in the San Gabriel Valley, providing flood insurance agency services. The company handles residential and commercial flood policies, helping property owners address risks from seasonal rains and nearby waterways. It works directly with clients to review coverage options and submit applications. To handle a typical job, the agency assesses each property’s specific flood zone designation and recommends a policy that meets federal program requirements.
For single-family residences, flood insurance policies are obtained annually through the National Flood Insurance Program, whereas businesses often require a standalone commercial policy tailored to their specific property risk. Reinas Insurance Agency Inc, operating in Pasadena, CA, helps clients understand these coverage distinctions, including which structures and contents are protected against rising water from storms or flooding. Their service operates on both a one-time consultation basis for new home purchases and on a scheduled annual renewal cycle for existing policies.
As a specialist in flood insurance, Jonette Phillips at State Farm in Pasadena guides clients through policies covering structural damage and personal property loss from rising waters. The agency serves homeowners, renters, and business owners across the surrounding areas, helping them compare coverage options and understand flood-zone requirements. Its work is especially valuable before the peak hurricane season, when many properties in the region face an increased risk of flash flooding and storm surge damage.
As the rainy season approaches, many property owners in Pasadena, CA, seek protection against potential water damage. Kibodeaux Insurance Agency addresses this local need by offering comprehensive flood insurance agent services. The company helps clients understand available flood policies, explaining coverage limits and exclusions clearly. With flood risks varying by neighborhood, agents evaluate individual property vulnerabilities to recommend appropriate plans. A typical engagement begins with a thorough inspection of the premises to assess elevation, drainage, and existing flood safeguards.
Ultima Insurance Services works with property owners in Pasadena, California, to secure general insurance coverage. The company specializes further as a flood insurance agent, addressing the specific water damage risks common to the region. Clients receive assistance understanding local flood zones and policies designed to protect residential and commercial structures. The firm can serve a variety of commercial sectors, including offices, warehouses, and food service establishments, helping them manage their unique financial exposure to flooding.
MB Insurance in Pasadena, CA, is known for offering locally tuned flood insurance agent services. The company assists property owners in securing National Flood Insurance Program policies to protect homes and businesses throughout the region. Standard coverage options help clients manage risks from heavy rains and storm surges. Staff members guide customers through flood maps and rating details during the application process. For additional protection, the agency can also provide excess flood insurance to cover gaps in basic federal plans.
Majdas Touch Insurance Inc. provides residential flood insurance services to homeowners in the Pasadena area, helping them secure coverage that protects their properties against water damage. The agency also writes commercial policies for local businesses needing flood protection. Operating throughout Pasadena and its surrounding communities, the firm assists clients in understanding the region's flood risks and policy options. By maintaining thorough client records, the agency is able to offer follow-up service during renewal periods and adjusts coverage as needed between regular policy reviews.
What Does a a Flood Insurance Agent in Pasadena Cost?
The cost of flood insurance in California through the NFIP averages around 700 to 1000 dollars per year for a standard policy. Private flood insurance may cost less or more depending on your property risk and coverage amount. Actual premiums vary based on flood zone, building characteristics, and deductible chosen. This is general information and not insurance advice.
About flood insurance agents in Pasadena
A flood insurance agent in Pasadena California helps property owners secure coverage through the National Flood Insurance Program or private insurers. Pasadena is in Los Angeles County where some areas fall within Special Flood Hazard Areas. California law requires lenders to mandate flood insurance for properties in high-risk zones.
Frequently Asked Questions
What does a flood insurance agent in Pasadena do?
A flood insurance agent helps you assess your flood risk and find a policy that meets your needs. They explain NFIP coverage limits and can help with elevation certificates. They also guide you through the application process for both NFIP and private flood insurance.
Is flood insurance required in Pasadena California?
Flood insurance is not required by state law for all properties. However, if your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require it. Many properties in Pasadena are in Zone X which is low risk.
How do I know my flood zone in Pasadena?
You can check your flood zone by using the FEMA Flood Map Service Center online. Your flood insurance agent can also review your property address and provide the official flood zone designation. This determines your risk level and insurance cost.
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