The top-rated flood insurance agent in Paso Robles, California is Ted Hamm Insurance Agency, rated 5.0 stars across 376 reviews. Other highly rated options include Steve Weber - State Farm Insurance Agent, Rick Goree - State Farm Insurance Agent, Farmers Insurance - Gregory Byrne. This directory lists 19 flood insurance agents serving Paso Robles.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ted Hamm Insurance Agency | 1503 Park St Suite #102 | (805) 238-1818 |
| 2 | Steve Weber - State Farm Insurance Agent | 526 Spring St | (805) 238-6200 |
| 3 | Rick Goree - State Farm Insurance Agent | 1947 Spring St | (805) 227-1560 |
| 4 | Farmers Insurance - Gregory Byrne | 843 7th St Ste D | (805) 238-4577 |
| 5 | Chely Insurance Services | 731 21st St D | (805) 237-0077 |
| 6 | Bryan Butler: Allstate Insurance | 705 Golden Hill Rd Ste 103 | (805) 237-2333 |
| 7 | KNOCKOUT INSURANCE SERVICES ,LLC | 611 12th St | (805) 286-4571 |
| 8 | Del Paso Insurance Services | 741 21st St #101 | (805) 239-0600 |
| 9 | Henry Elisarraraz - State Farm Insurance Agent | 625 14th St | (805) 238-0642 |
| 10 | Fast Insurance Services Inc | 545 Spring St | (323) 372-2577 |
Ted Hamm Insurance Agency specializes in flood insurance for property owners in Paso Robles, California, and the surrounding San Luis Obispo County area. The firm assists clients with securing coverage that protects homes and businesses from water damage caused by rising rivers and heavy rain. Policies offered here help meet federal requirements for mortgage protection. The agency also handles the specific paperwork and claims assistance needed for flood-related losses in this region. Earthquake insurance is another service they manage alongside their flood policies.
Steve Weber - State Farm Insurance Agent in Paso Robles, California, provides flood insurance coverage for residential and commercial clients facing water damage risks. The agency offers regular policy reviews and claims assistance to ensure protection remains current. Coverage helps safeguard against rising water from storms, broken levees, or overflowing waterways. The agent services single-family homes, apartments, retail stores, and restaurants.
Homeowners, businesses, and property managers in Paso Robles can secure flood insurance coverage through Rick Goree. As a local agent, he helps clients understand their National Flood Insurance Program options and tailors policies to protect against water damage. Services include evaluating property risk and reviewing existing coverage to address gaps. The agency also serves nearby communities such as Atascadero and other areas throughout San Luis Obispo County.
Farmers Insurance - Gregory Byrne in Paso Robles specializes in providing flood insurance policies that protect homes and businesses from water damage. The agency generally advises clients on coverage options and assists with claims processing to ensure smooth recovery after losses. With Paso Robles facing potential flooding from heavy winter rains or nearby creek overflow, this agent helps property owners secure protection before seasonal storms arrive.
With heavy winter rains common in Paso Robles, properties in low-lying areas can face significant flood risk. Chely Insurance Services helps local homeowners and business owners navigate this exposure by offering specialized flood insurance policies as a dedicated agent. They assess each property’s unique vulnerability, from proximity to creeks to historical drainage patterns. After a policy discussion, a typical next step involves scheduling an initial property inspection to evaluate existing elevation and drainage conditions for precise coverage options.
Bryan Butler: Allstate Insurance serves the Paso Robles, California area and surrounding communities in San Luis Obispo County with flood insurance agency services. The agency handles individual residential and commercial flood insurance policies, helping property owners assess their specific flood risk and coverage needs. Bryan Butler: Allstate Insurance uses a standard consultation to review policy options and explains flood zone requirements for each client's property.
KNOCKOUT INSURANCE SERVICES, LLC in Paso Robles, CA, distinguishes between one-time flood insurance policies, which cover a single property transaction, and recurring annual policies that provide ongoing protection. Their coverage addresses risks from heavy seasonal rains and flash flooding common to the Central Coast region. Services are available on an as-needed basis, allowing clients to secure a policy for a specific closing or to maintain continuous coverage.
Del Paso Insurance Services operates as a flood insurance agent in Paso Robles, California, helping property owners secure coverage against water damage. The company specializes in policies that protect structures and contents from flood-related losses. It works with clients to navigate federal and private flood insurance options tailored to local risk zones. For commercial properties, the agency serves offices, warehouses, and food service establishments, offering liability and property coverage solutions to safeguard their operations.
Henry Elisarraraz - State Farm Insurance Agent in Paso Robles, CA provides flood insurance to residential homeowners, protecting properties from water damage risks in the region. Commercial flood coverage is also available for local businesses facing similar threats. The agency serves clients throughout Paso Robles and surrounding areas. Each policy can be reviewed during regular visits to ensure coverage remains aligned with changing needs, and follow-up service is consistently offered between those appointments.
Fast Insurance Services Inc in Paso Robles, California is known for helping local property owners secure flood coverage for homes and businesses. The agent specializes in navigating National Flood Insurance Program policies and private market options to match the area’s varied flood zone risks. Clients can expect assistance assessing coverage limits and deductibles for their specific needs. The firm also offers guidance on obtaining excess flood policies for additional protection beyond standard base limits.
What Does a a Flood Insurance Agent in Paso Robles Cost?
In California, flood insurance premiums through the NFIP typically range from 700 to 2,000 dollars per year for standard residential policies, but costs can be higher for high-risk properties or those with basements. Private market policies may offer different rates. Your actual cost depends on your property's flood zone, elevation, and coverage limits. This is general information, not insurance advice.
About flood insurance agents in Paso Robles
Flood insurance agents in Paso Robles help property owners secure coverage through the National Flood Insurance Program and private insurers. California law requires lenders to mandate flood insurance for properties in high-risk flood zones. Local agents understand the specific flood risks near the Salinas River and other waterways in San Luis Obispo County.
Frequently Asked Questions
Do I need flood insurance in Paso Robles?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, you are required to carry flood insurance. Even outside high-risk zones, agents can help you assess your risk and purchase a policy.
What does a flood insurance agent do in California?
A flood insurance agent evaluates your property's flood risk, explains NFIP and private policy options, and helps you complete the application. They also assist with elevation certificates and claims guidance after a flood event.
How long does it take to get a flood insurance policy in Paso Robles?
Standard NFIP policies have a 30-day waiting period before coverage begins. Private policies may offer shorter waiting times. Agents can help you plan ahead to meet mortgage or closing deadlines.
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