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Directory of flood insurance agents in Petaluma, California. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
Petaluma, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 flood insurance agents in Petaluma, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Miguel Alfaro - State Farm Insurance Agent
300 Washington St, Petaluma, CA 94952
(707) 763-9722
sfalfaro.com
Kendra Cochran - State Farm Insurance Agent
90 Sycamore Ln Ste A, Petaluma, CA 94952
(707) 283-0190
kendrainsurance.com
AAA Petaluma Branch
111 Lynch Creek Way, Petaluma, CA 94954
(707) 781-6700
mwg.aaa.com
Fillinger Insurance
1318 Redwood Way STE 110, Petaluma, CA 94954
(707) 763-1100
fillingerteam.com
Cost-U-Less Insurance
283B N McDowell Blvd, Petaluma, CA 94954
(707) 652-9471
locations.costulessdirect.com
Lemus Insurance Agency
72 E Washington St, Petaluma, CA 94952
(707) 762-1180
lemusinsurance.com
Nancy Shotts - State Farm Insurance Agent
1301 Redwood Way # 200, Petaluma, CA 94954
(707) 763-1000
nancyshotts.com
Aslan Insurance Agency, Inc.
140 2nd St Suite 314, Petaluma, CA 94952
(707) 576-1713
aslaninsurance.com
Farmers Insurance - Paul Demil
323 Howard St, Petaluma, CA 94952
(707) 763-7600
agents.farmers.com
HUB International
731 Southpoint Blvd, Petaluma, CA 94954
(707) 782-9200
hubinternational.com
Farmers Insurance - Mitch White
1129 Industrial Ave STE 102, Petaluma, CA 94952
(707) 778-0377
agents.farmers.com
Whitman & Samuelson Insurance
1012 Clegg Ct, Petaluma, CA 94954
(707) 794-8700
whitman-insurance.com
Archbold & Father Insurance
505 Rainsville Rd, Petaluma, CA 94952
(707) 769-8390
Good Price Insurance
620 E Washington St, Petaluma, CA 94952
(707) 981-0090
gpriceinsurance.com
Allstar West Insurance Services, LLC
622 Petaluma Blvd N, Petaluma, CA 94952
(707) 762-4700
allstarwest.com
Cheda Insurance Agency
1345 Redwood Way, Petaluma, CA 94954
(707) 794-9950
ctsagency.com
Larry Tencer Insurance
191 Lynch Creek Way #203, Petaluma, CA 94954
(707) 763-7000
Heffernan Insurance Brokers
140 2nd St #230, Petaluma, CA 94952
(800) 655-7796
heffins.com
Sutter Insurance Co
1301 Redwood Way #200, Petaluma, CA 94954
(707) 793-0808
sutterinsurance.com
Vista International Insurance Brokers Ltd., LLC
1318 Redwood Way # 250, Petaluma, CA 94954
(707) 796-7180
vistainternational.com
Flood insurance agents in Petaluma, California help property owners understand their flood risk and secure coverage through the National Flood Insurance Program or private insurers. Petaluma is located in Sonoma County, where seasonal rains and proximity to the Petaluma River can create flood hazards. California law requires lenders to mandate flood insurance for properties in high-risk zones, making agent guidance essential for compliance.
What Does a Flood Insurance Agent in Petaluma Cost?
Typical flood insurance costs in California range from 500 to 2,500 dollars per year for NFIP policies, though rates can be higher for high-risk properties or older buildings. Private market policies may offer lower premiums or higher limits but vary by insurer and location. Factors like elevation, flood zone, and building age affect the price. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in Petaluma do?
A flood insurance agent helps you assess your property flood risk, compare NFIP and private policy options, and complete the application process. They also explain coverage limits, deductibles, and the 30-day waiting period before most policies take effect.
Is flood insurance required in Petaluma California?
Flood insurance is not required by California state law, but mortgage lenders typically require it for properties in FEMA-designated high-risk flood zones. Even in moderate-risk areas, agents often recommend coverage because floods can happen outside mapped zones.
How long does it take for flood insurance to start in California?
Standard NFIP policies have a 30-day waiting period from the date of application and payment. Exceptions exist for loans closing on a property purchase, where coverage can start immediately if the policy is bought at closing.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.