The top-rated flood insurance agent in Placentia, California is Sylvia Nye - State Farm Insurance Agent, rated 4.8 stars across 67 reviews. Other highly rated options include Eric Lopez: Allstate Insurance, Scott Lennen - State Farm Insurance Agent, Nationwide Insurance: Paul Nicholas Kinan. This directory lists 10 flood insurance agents serving Placentia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sylvia Nye - State Farm Insurance Agent | 1290 N Kraemer Blvd ste a | (714) 528-3500 |
| 2 | Eric Lopez: Allstate Insurance | 101 S Kraemer Blvd #218 | (714) 996-8262 |
| 3 | Scott Lennen - State Farm Insurance Agent | 1132 E Yorba Linda Blvd | (714) 996-8050 |
| 4 | Nationwide Insurance: Paul Nicholas Kinan | 1204 E Yorba Linda Blvd | (714) 577-6700 |
| 5 | Davis & Madden Insurance Inc | 200 Bradford Ave suite i | (714) 630-1455 |
| 6 | Jennifer Lamb Insurance Agency | 949 Williams Ave | (714) 209-9911 |
| 7 | WINK INSURANCE AGENCY, INC | 207 Lakeview Ave | (714) 993-2115 |
| 8 | Rhonda Shader - State Farm Insurance | 151 N Kraemer Blvd #123 | (714) 992-2188 |
| 9 | Ihrig Insurance Agency | 1400 N Kraemer Blvd | (657) 214-4845 |
| 10 | Kevin Padilla - State Farm Insurance Agent | 101 S Kraemer Blvd Ste 221 | (714) 854-1555 |
Sylvia Nye - State Farm Insurance Agent serves the Placentia, California area as a flood insurance agent. This agency assists local homeowners and businesses with securing coverage that protects property from water damage due to natural flooding events. Standard services include policy reviews and premium quotes. This agent handles both residential and commercial flood insurance policies within this region.
Eric Lopez: Allstate Insurance offers flood insurance services for property owners in the Placentia, CA area. The agency provides tailored coverage options to protect against water damage from storms and rising waters. Its service plans include policy reviews to adjust coverage as needs change. The agency also assists clients with claims filing and flood risk assessment. It represents Allstate, a major national insurer. Properties typically serviced include single-family homes, apartments, retail locations, and local restaurants.
Scott Lennen - State Farm Insurance Agent in Placentia, CA serves homeowners, businesses, and property managers seeking flood insurance coverage. The agency provides guidance on available policies for safeguarding properties against potential flood damage in the region. Clients can discuss their specific risk factors and coverage needs during personalized consultations. The office also assists residents and commercial property owners in the surrounding communities of Fullerton and Yorba Linda with their flood insurance requirements.
Serving Placentia and the surrounding communities of Orange County, Nationwide Insurance: Paul Nicholas Kinan handles flood insurance policies for residential and commercial properties. The agency focuses on helping clients understand their exposure to flood risks, particularly during heavy rainfall seasons. It assists with policy selection, application filing, and coverage adjustments. To manage a typical job, the agent completes a thorough property review, identifies specific flood zone concerns, and clearly explains available coverage options before finalizing the policy details.
Homeowners often choose between a one-time flood insurance policy and a recurring plan that renews annually. Davis & Madden Insurance Inc in Placentia, CA helps local property owners navigate these options and understand the specific coverage limits that apply to their homes or businesses. The company assists clients in meeting federal requirements and securing protection against flood damage. Their service runs on a scheduled basis, with policies issued each year during the designated renewal period.
Jennifer Lamb Insurance Agency specializes in flood insurance analysis and policy placement for residential and commercial properties. It provides general insurance services, including coverage reviews and risk assessments tailored to the unique needs of Placentia, CA. The agency helps clients understand National Flood Insurance Program options and private market alternatives to secure appropriate protection. It assists property owners preparing for the heightened flood risks associated with heavy winter storms or the spring thaw season in the region.
As seasonal rains threaten Placentia homes with rising water in low-lying areas, residents need reliable guidance for flood insurance protection. WINK INSURANCE AGENCY, INC serves this community by navigating clients through National Flood Insurance Program options. Their agents assess each property's unique exposure to storm runoff and sheet flow. By evaluating current coverage gaps against local floodplain maps, they help homeowners secure policies that match actual risk levels. An initial property inspection is scheduled to identify low spots, drainage issues, or other vulnerabilities that could affect premium calculations.
Located in Placentia, CA, Rhonda Shader - State Farm Insurance provides general property and casualty coverage for local homes and businesses. The agency is also a dedicated flood insurance agent, helping clients secure National Flood Insurance Program policies and private market options. Its commercial insurance services extend to a variety of operations in the area, including offices, warehouses, and food service establishments.
Ihrig Insurance Agency in Placentia, CA, assists homeowners in finding flood coverage to protect their residential property from water damage. The agency can also help local businesses secure commercial flood insurance policies suited to their operational needs. Their service area extends throughout Placentia and the surrounding Orange County communities. Clients often return for policy adjustments after major weather events or property changes, and the agency remains available for follow-up consultations between regular policy review visits.
Kevin Padilla - State Farm Insurance Agent in Placentia, CA, provides flood insurance coverage for residential and commercial properties throughout the local area. The agent helps clients understand their risk of flood damage and choose appropriate policy limits for their needs. Flood insurance policies are separate from standard homeowners insurance and are available for renters and property owners alike. The office can also bundle flood coverage with auto or other personal insurance policies.
What Does a a Flood Insurance Agent in Placentia Cost?
The cost of flood insurance in Placentia varies by property. For an NFIP policy, rates typically range from 700 to 2,500 dollars per year for a standard home in a moderate-risk zone. Properties in high-risk zones may pay 1,500 to 4,000 dollars or more annually. Private flood insurance may offer different pricing. Actual costs depend on flood zone, building elevation, and coverage amount. This is general information and not insurance advice.
About flood insurance agents in Placentia
Flood insurance agents in Placentia, California help property owners secure coverage through the National Flood Insurance Program and private insurers. Placentia is located in Orange County and has areas designated as Special Flood Hazard Areas due to the Santa Ana River and local drainage channels. California law requires lenders to mandate flood insurance for properties in high-risk zones, making agent guidance essential for compliance.
Frequently Asked Questions
Why do I need a flood insurance agent in Placentia?
A flood insurance agent in Placentia can help you understand your flood zone designation and choose the right policy. Placentia is in a region where heavy rains and storm runoff can cause flooding. An agent ensures you meet California lending requirements if your property is in a high-risk area.
What flood zones are common in Placentia?
Placentia has areas in Zone AE and Zone X on FEMA flood maps. Zone AE is a high-risk area with a 1 percent annual chance of flooding. Zone X is a moderate to low-risk area. An agent can check your specific address against current FEMA maps.
Does California require flood insurance for all properties?
California does not require flood insurance for all properties. However, if your property is in a Special Flood Hazard Area and you have a federally backed mortgage, your lender will require flood insurance. An agent can help you comply with this requirement.
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