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Flood Insurance Agents in Placentia, CA

Directory of flood insurance agents in Placentia, California. Verify credentials with the state department of insurance before hiring.

10 agents listed
Updated May 2026
Placentia, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 10 flood insurance agents in Placentia, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Sylvia Nye - State Farm Insurance Agent
1290 N Kraemer Blvd ste a, Placentia, CA 92870
(714) 528-3500 sylvianye.com
Eric Lopez: Allstate Insurance
101 S Kraemer Blvd #218, Placentia, CA 92870
(714) 996-8262 agents.allstate.com
Scott Lennen - State Farm Insurance Agent
1132 E Yorba Linda Blvd, Placentia, CA 92870
(714) 996-8050 scottlennen.com
Nationwide Insurance: Paul Nicholas Kinan
1204 E Yorba Linda Blvd, Placentia, CA 92870
(714) 577-6700 socalinsurancegroup.com
Davis & Madden Insurance Inc
200 Bradford Ave suite i, Placentia, CA 92870
(714) 630-1455 davismadden.com
Jennifer Lamb Insurance Agency
949 Williams Ave, Placentia, CA 92870
(714) 209-9911 insurancelamb.com
WINK INSURANCE AGENCY, INC
207 Lakeview Ave, Placentia, CA 92870
(714) 993-2115 winkinsurance.com
Rhonda Shader - State Farm Insurance
151 N Kraemer Blvd #123, Placentia, CA 92870
(714) 992-2188 rhondashader.com
Ihrig Insurance Agency
1400 N Kraemer Blvd, Placentia, CA 92871
(657) 214-4845 ihriginsurance.com
Kevin Padilla - State Farm Insurance Agent
101 S Kraemer Blvd Ste 221, Placentia, CA 92870
(714) 854-1555 statefarm.com

Flood insurance agents in Placentia, California help property owners secure coverage through the National Flood Insurance Program and private insurers. Placentia is located in Orange County and has areas designated as Special Flood Hazard Areas due to the Santa Ana River and local drainage channels. California law requires lenders to mandate flood insurance for properties in high-risk zones, making agent guidance essential for compliance.

What Does a Flood Insurance Agent in Placentia Cost?

The cost of flood insurance in Placentia varies by property. For an NFIP policy, rates typically range from 700 to 2,500 dollars per year for a standard home in a moderate-risk zone. Properties in high-risk zones may pay 1,500 to 4,000 dollars or more annually. Private flood insurance may offer different pricing. Actual costs depend on flood zone, building elevation, and coverage amount. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Why do I need a flood insurance agent in Placentia?
A flood insurance agent in Placentia can help you understand your flood zone designation and choose the right policy. Placentia is in a region where heavy rains and storm runoff can cause flooding. An agent ensures you meet California lending requirements if your property is in a high-risk area.
What flood zones are common in Placentia?
Placentia has areas in Zone AE and Zone X on FEMA flood maps. Zone AE is a high-risk area with a 1 percent annual chance of flooding. Zone X is a moderate to low-risk area. An agent can check your specific address against current FEMA maps.
Does California require flood insurance for all properties?
California does not require flood insurance for all properties. However, if your property is in a Special Flood Hazard Area and you have a federally backed mortgage, your lender will require flood insurance. An agent can help you comply with this requirement.