The top-rated flood insurance agent in Sacramento, California is Igor & Irene Slobodyany Insurance Agency, rated 4.9 stars across 574 reviews. Other highly rated options include Farmers Insurance - Tracy Tran, Capital Hill Insurance Agency, Trevor Fong - State Farm Insurance Agent. This directory lists 24 flood insurance agents serving Sacramento.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Igor & Irene Slobodyany Insurance Agency | 5301 Madison Ave STE 204 | (916) 970-3000 |
| 2 | Farmers Insurance - Tracy Tran | 7411 W Stockton Blvd #120 | (916) 478-4300 |
| 3 | Capital Hill Insurance Agency | 10265 Old Placerville Rd STE 11 | (916) 868-4547 |
| 4 | Trevor Fong - State Farm Insurance Agent | 1750 Creekside Oaks Dr # 220 | (916) 392-1240 |
| 5 | Homer Insurance Agency | 5211 Madison Ave | (916) 339-7070 |
| 6 | Greenhaven Insurance Agency | 925 Secret River Dr Suite G | (916) 836-8484 |
| 7 | Eugene C Yates Insurance Agency | 2021 P St | (916) 313-6100 |
| 8 | American River Insurance Agency | 333 University Ave suit 200 | (888) 570-1058 |
| 9 | McClatchy Insurance Agency | 2410 Fair Oaks Blvd #140 | (916) 488-4702 |
| 10 | Jack-Novicio Insurance Agency, Inc. | 2745 Crosby Way | (916) 783-0000 |
Igor & Irene Slobodyany Insurance Agency serves the Sacramento, California metro area as a flood insurance agent. The company helps property owners navigate the complexities of flood risk and policy selection. It works with clients to assess their coverage needs for residential and commercial properties. The agency assists with obtaining quotes and managing policy renewals. Its services include handling flood zone determinations and supporting claims filing in the Sacramento region.
Farmers Insurance - Tracy Tran provides flood insurance policies to property owners in Sacramento, California, helping them secure coverage against water damage from storms and rising waterways. It offers assistance with policy selection and filing claims following flooding events. Service plans include reviewing existing coverage limits and adjusting policies as property values or risk levels change. The company services single-family homes, apartment complexes, retail shops, and restaurants in the Sacramento area.
Capital Hill Insurance Agency serves homeowners, businesses, and property managers in Sacramento, California, seeking flood insurance coverage. The agency provides guidance on federal flood policies and private market options to protect properties from water damage risks. It assists clients in understanding flood zone designations and securing appropriate policy limits for their structures and contents. The agency also extends its services to nearby Roseville and the greater Sacramento metro area.
Trevor Fong, a State Farm Insurance Agent in Sacramento, CA, offers flood insurance as either a single-policy purchase or as part of an ongoing package with other coverages. The agency helps clients navigate National Flood Insurance Program guidelines, ensuring property protection against water damage from rising waters. Policyholders may choose between one-time coverage for a specific term or scheduled renewal options. As a flood insurance provider, service runs on either a one-time or scheduled renewal basis.
Homer Insurance Agency serves the city of Sacramento and its surrounding communities. The agency handles flood insurance policies for residential and commercial properties. Navigating flood risks and FEMA regulations is a central aspect of its work for local homeowners and business owners. To handle a typical job, the agent reviews a property’s flood zone designation and coverage needs, then presents clear policy options to help the client secure appropriate protection.
Greenhaven Insurance Agency provides specialized flood insurance policies for residential and commercial properties in Sacramento. It helps clients understand flood zone designations and navigate National Flood Insurance Program requirements to secure proper coverage. The agency works to ensure homeowners, renters, and business owners obtain protection against water damage from rising waters. Throughout the rainy season and following severe winter storms, it assists residents in reviewing their policies to address potential gaps in coverage before flooding occurs.
With the seasonal threat of heavy winter rains in the Sacramento area, Eugene C Yates Insurance Agency provides essential flood insurance solutions for local homeowners and businesses. Understanding that standard policies often exclude flood damage, this agency helps clients navigate the specific coverage needed to protect properties from water-related risks. They guide customers through the process of assessing their flood zone status and explaining available National Flood Insurance Program options. To begin coverage tailored to an individual property, the agency schedules an on-site visit to evaluate the building's location and potential vulnerabilities.
American River Insurance Agency provides flood insurance coverage to property owners in Sacramento, California. It specializes in policies for residential homes and commercial buildings located in flood-prone zones near the Sacramento River. The agency also assists with federal program applications for mandatory flood insurance requirements. Its services extend to various commercial sectors, including offices, warehouses, and food service establishments requiring tailored risk protection.
McClatchy Insurance Agency provides residential flood insurance coverage for homeowners in Sacramento, California. The agency also assists commercial property owners with protecting their businesses from flood-related damage. Its service area encompasses Sacramento and the surrounding communities within the region. McClatchy Insurance Agency helps clients understand local flood zone risks and available coverage options. The agent can arrange follow-up consultations or policy adjustments between regular annual reviews to address changing property needs or updated flood maps.
Jack-Novicio Insurance Agency, Inc. in Sacramento, CA is known for helping property owners secure coverage against rising water damage from flash floods and river overflows. Its service range includes policies for homes and local retail spaces within the city and surrounding areas of the Central Valley. The agency evaluates flood zones and building structures to match clients with appropriate plans from private insurers and federal programs. A specialty service it can add on is a contents-only flood policy for renters who need protection for their personal belongings.
What Does a a Flood Insurance Agent in Sacramento Cost?
In California flood insurance premiums through the NFIP average between 700 and 2000 dollars per year for standard residential policies. Private market options can cost more or less depending on risk factors. Elevation certificates and building age also affect pricing. This is general information not insurance advice.
About flood insurance agents in Sacramento
Flood insurance agents in Sacramento help property owners secure coverage against flood damage. California law requires lenders to mandate flood insurance for properties in high-risk zones. Sacramento sits near the American and Sacramento Rivers making flood protection important for many homes and businesses.
Frequently Asked Questions
Do I need flood insurance in Sacramento California?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage you are required to have flood insurance. Even outside high-risk zones flooding can occur so many Sacramento residents choose to buy a policy for peace of mind.
What does a flood insurance agent in Sacramento do?
A flood insurance agent helps you find the right policy from the National Flood Insurance Program or a private insurer. They assess your flood risk explain coverage limits and help you file a claim if needed.
How much does flood insurance cost in Sacramento California?
Costs vary based on flood zone property elevation and building value. Typical NFIP policies in California range from 700 to 2000 per year for residential properties. Private flood insurance may offer different rates and higher coverage limits.
Flood Insurance Agents in Other California Cities
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