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Compare Flood Insurance Agents in Sacramento, CA

Directory of flood insurance agents in Sacramento, California. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Sacramento, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 flood insurance agents in Sacramento, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Igor & Irene Slobodyany Insurance Agency
5301 Madison Ave STE 204, Sacramento, CA 95841
(916) 970-3000 linktr.ee
Farmers Insurance - Tracy Tran
7411 W Stockton Blvd #120, Sacramento, CA 95823
(916) 478-4300 farmersagent.com
Capital Hill Insurance Agency
10265 Old Placerville Rd STE 11, Sacramento, CA 95827
(916) 868-4547 capitalhillins.com
Homer Insurance Agency
5211 Madison Ave, Sacramento, CA 95841
(916) 339-7070 homerins.com
Trevor Fong - State Farm Insurance Agent
1750 Creekside Oaks Dr # 220, Sacramento, CA 95833
(916) 392-1240 trevorfong.com
Greenhaven Insurance Agency
925 Secret River Dr Suite G, Sacramento, CA 95831
(916) 836-8484 greenhaveninsurance.com
Eugene C Yates Insurance Agency
2021 P St, Sacramento, CA 95811
(916) 313-6100 eugenecyates.com
American River Insurance Agency
333 University Ave suit 200, Sacramento, CA 95825
(888) 570-1058 americanriverinsuranceagency.com
McClatchy Insurance Agency
2410 Fair Oaks Blvd #140, Sacramento, CA 95825
(916) 488-4702 mcclatchyins.com
Jack-Novicio Insurance Agency, Inc.
2745 Crosby Way, Sacramento, CA 95815
(916) 783-0000 jacknovicio.com
Ham Insurance Agency
2210 Del Paso Rd E, Sacramento, CA 95834
(916) 419-8228 hamagency.com
Ice Insurance Agency
180 Promenade Cir Suite 300, Sacramento, CA 95834
(916) 387-6800 iceins.com
SeguroSmart Insurance Solutions LLC
2014 Capitol Ave Ste 100-4020, Sacramento, CA 95811
(916) 900-2236 segurosmartinsurance.com
Thrive Insurance Agency
1353 Fulton Ave, Sacramento, CA 95825
(916) 339-6490 thriveinsuranceservices.com
CLI - California Liberty Insurance
5127 Franklin Blvd, Sacramento, CA 95820
(877) 629-2007 bettercallmax.com
Kao Vang Insurance Agency Inc
180 Promenade Cir Suite 300, Sacramento, CA 95834
(916) 245-2244
CoreMark Insurance Services, Inc.
4430 Duckhorn Dr, Sacramento, CA 95834
(866) 340-2247 coremarkins.com
McGee & Thielen Insurance Brokers
3840 Rosin Ct #245, Sacramento, CA 95834
(916) 646-1919 mcgeethielen.com
Envision1 Insurance Services LLC
1485 River Park Dr #200, Sacramento, CA 95815
(916) 530-2169 envision1insurance.com
Jacinth Insurance
2306 J St, Sacramento, CA 95816
(916) 251-3548

Flood insurance agents in Sacramento help property owners secure coverage against flood damage. California law requires lenders to mandate flood insurance for properties in high-risk zones. Sacramento sits near the American and Sacramento Rivers making flood protection important for many homes and businesses.

What Does a Flood Insurance Agent in Sacramento Cost?

In California flood insurance premiums through the NFIP average between 700 and 2000 dollars per year for standard residential policies. Private market options can cost more or less depending on risk factors. Elevation certificates and building age also affect pricing. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Sacramento California?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage you are required to have flood insurance. Even outside high-risk zones flooding can occur so many Sacramento residents choose to buy a policy for peace of mind.
What does a flood insurance agent in Sacramento do?
A flood insurance agent helps you find the right policy from the National Flood Insurance Program or a private insurer. They assess your flood risk explain coverage limits and help you file a claim if needed.
How much does flood insurance cost in Sacramento California?
Costs vary based on flood zone property elevation and building value. Typical NFIP policies in California range from 700 to 2000 per year for residential properties. Private flood insurance may offer different rates and higher coverage limits.