ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeFlood Insurance AgentsCalifornia › Sacramento

Find Flood Insurance Agents Near You in Sacramento, CA

Browse flood insurance agents serving Sacramento, California. Updated 2026-07-14.

The top-rated flood insurance agent in Sacramento, California is Igor & Irene Slobodyany Insurance Agency, rated 4.9 stars across 574 reviews. Other highly rated options include Farmers Insurance - Tracy Tran, Capital Hill Insurance Agency, Trevor Fong - State Farm Insurance Agent. This directory lists 24 flood insurance agents serving Sacramento.

Showing 24 flood insurance agents in Sacramento, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Igor & Irene Slobodyany Insurance Agency5301 Madison Ave STE 204(916) 970-3000
2Farmers Insurance - Tracy Tran7411 W Stockton Blvd #120(916) 478-4300
3Capital Hill Insurance Agency10265 Old Placerville Rd STE 11(916) 868-4547
4Trevor Fong - State Farm Insurance Agent1750 Creekside Oaks Dr # 220(916) 392-1240
5Homer Insurance Agency5211 Madison Ave(916) 339-7070
6Greenhaven Insurance Agency925 Secret River Dr Suite G(916) 836-8484
7Eugene C Yates Insurance Agency2021 P St(916) 313-6100
8American River Insurance Agency333 University Ave suit 200(888) 570-1058
9McClatchy Insurance Agency2410 Fair Oaks Blvd #140(916) 488-4702
10Jack-Novicio Insurance Agency, Inc.2745 Crosby Way(916) 783-0000
II
5301 Madison Ave STE 204
Igor & Irene Slobodyany Insurance Agency
Flood Insurance Agent · Sacramento, CA

Igor & Irene Slobodyany Insurance Agency serves the Sacramento, California metro area as a flood insurance agent. The company helps property owners navigate the complexities of flood risk and policy selection. It works with clients to assess their coverage needs for residential and commercial properties. The agency assists with obtaining quotes and managing policy renewals. Its services include handling flood zone determinations and supporting claims filing in the Sacramento region.

FI
7411 W Stockton Blvd #120
Farmers Insurance - Tracy Tran
Flood Insurance Agent · Sacramento, CA

Farmers Insurance - Tracy Tran provides flood insurance policies to property owners in Sacramento, California, helping them secure coverage against water damage from storms and rising waterways. It offers assistance with policy selection and filing claims following flooding events. Service plans include reviewing existing coverage limits and adjusting policies as property values or risk levels change. The company services single-family homes, apartment complexes, retail shops, and restaurants in the Sacramento area.

CH
10265 Old Placerville Rd STE 11
Capital Hill Insurance Agency
Flood Insurance Agent · Sacramento, CA

Capital Hill Insurance Agency serves homeowners, businesses, and property managers in Sacramento, California, seeking flood insurance coverage. The agency provides guidance on federal flood policies and private market options to protect properties from water damage risks. It assists clients in understanding flood zone designations and securing appropriate policy limits for their structures and contents. The agency also extends its services to nearby Roseville and the greater Sacramento metro area.

TF
1750 Creekside Oaks Dr # 220
Trevor Fong - State Farm Insurance Agent
Flood Insurance Agent · Sacramento, CA

Trevor Fong, a State Farm Insurance Agent in Sacramento, CA, offers flood insurance as either a single-policy purchase or as part of an ongoing package with other coverages. The agency helps clients navigate National Flood Insurance Program guidelines, ensuring property protection against water damage from rising waters. Policyholders may choose between one-time coverage for a specific term or scheduled renewal options. As a flood insurance provider, service runs on either a one-time or scheduled renewal basis.

HI
5211 Madison Ave
Homer Insurance Agency
Flood Insurance Agent · Sacramento, CA

Homer Insurance Agency serves the city of Sacramento and its surrounding communities. The agency handles flood insurance policies for residential and commercial properties. Navigating flood risks and FEMA regulations is a central aspect of its work for local homeowners and business owners. To handle a typical job, the agent reviews a property’s flood zone designation and coverage needs, then presents clear policy options to help the client secure appropriate protection.

GI
925 Secret River Dr Suite G
Greenhaven Insurance Agency
Flood Insurance Agent · Sacramento, CA

Greenhaven Insurance Agency provides specialized flood insurance policies for residential and commercial properties in Sacramento. It helps clients understand flood zone designations and navigate National Flood Insurance Program requirements to secure proper coverage. The agency works to ensure homeowners, renters, and business owners obtain protection against water damage from rising waters. Throughout the rainy season and following severe winter storms, it assists residents in reviewing their policies to address potential gaps in coverage before flooding occurs.

EC
2021 P St
Eugene C Yates Insurance Agency
Flood Insurance Agent · Sacramento, CA

With the seasonal threat of heavy winter rains in the Sacramento area, Eugene C Yates Insurance Agency provides essential flood insurance solutions for local homeowners and businesses. Understanding that standard policies often exclude flood damage, this agency helps clients navigate the specific coverage needed to protect properties from water-related risks. They guide customers through the process of assessing their flood zone status and explaining available National Flood Insurance Program options. To begin coverage tailored to an individual property, the agency schedules an on-site visit to evaluate the building's location and potential vulnerabilities.

AR
333 University Ave suit 200
American River Insurance Agency
Flood Insurance Agent · Sacramento, CA

American River Insurance Agency provides flood insurance coverage to property owners in Sacramento, California. It specializes in policies for residential homes and commercial buildings located in flood-prone zones near the Sacramento River. The agency also assists with federal program applications for mandatory flood insurance requirements. Its services extend to various commercial sectors, including offices, warehouses, and food service establishments requiring tailored risk protection.

MI
2410 Fair Oaks Blvd #140
McClatchy Insurance Agency
Flood Insurance Agent · Sacramento, CA

McClatchy Insurance Agency provides residential flood insurance coverage for homeowners in Sacramento, California. The agency also assists commercial property owners with protecting their businesses from flood-related damage. Its service area encompasses Sacramento and the surrounding communities within the region. McClatchy Insurance Agency helps clients understand local flood zone risks and available coverage options. The agent can arrange follow-up consultations or policy adjustments between regular annual reviews to address changing property needs or updated flood maps.

JN
2745 Crosby Way
Jack-Novicio Insurance Agency, Inc.
Flood Insurance Agent · Sacramento, CA

Jack-Novicio Insurance Agency, Inc. in Sacramento, CA is known for helping property owners secure coverage against rising water damage from flash floods and river overflows. Its service range includes policies for homes and local retail spaces within the city and surrounding areas of the Central Valley. The agency evaluates flood zones and building structures to match clients with appropriate plans from private insurers and federal programs. A specialty service it can add on is a contents-only flood policy for renters who need protection for their personal belongings.

HI
2210 Del Paso Rd E
Ham Insurance Agency
Flood Insurance Agent · Sacramento, CA
(916) 419-8228
hamagency.com
II
180 Promenade Cir Suite 300
Ice Insurance Agency
Flood Insurance Agent · Sacramento, CA
(916) 387-6800
iceins.com
SI
2014 Capitol Ave Ste 100-4020
SeguroSmart Insurance Solutions LLC
Flood Insurance Agent · Sacramento, CA
(916) 900-2236
segurosmartinsurance.com
TI
1353 Fulton Ave
Thrive Insurance Agency
Flood Insurance Agent · Sacramento, CA
(916) 339-6490
thriveinsuranceservices.com
CC
5127 Franklin Blvd
CLI - California Liberty Insurance
Flood Insurance Agent · Sacramento, CA
(877) 629-2007
bettercallmax.com
KV
180 Promenade Cir Suite 300
Kao Vang Insurance Agency Inc
Flood Insurance Agent · Sacramento, CA
(916) 245-2244
EI
1485 River Park Dr #200
Envision1 Insurance Services LLC
Flood Insurance Agent · Sacramento, CA
(916) 530-2169
envision1insurance.com
CI
4430 Duckhorn Dr
CoreMark Insurance Services, Inc.
Flood Insurance Agent · Sacramento, CA
(866) 340-2247
coremarkins.com
DS
1100 Corporate Way Suite 220
Delta Shores Insurance Services (formerly Cooper & Mitchell Insurance Services)
Flood Insurance Agent · Sacramento, CA
(916) 392-9192
deltashoresinsurance.com
MT
3840 Rosin Ct #245
McGee & Thielen Insurance Brokers
Flood Insurance Agent · Sacramento, CA
(916) 646-1919
mcgeethielen.com/personal.html
JI
2306 J St
Jacinth Insurance
Flood Insurance Agent · Sacramento, CA
(916) 251-3548
SI
180 Promenade Cir Suite 300
Sactown Insurance Agency
Flood Insurance Agent · Sacramento, CA
(916) 800-2628
sactownins.com
GS
1501 El Camino Ave
Golden State West Insurance
Flood Insurance Agent · Sacramento, CA
(916) 830-1042
goldenstatewest.com
WI
7248 S Land Park Dr # 203
West Insurance Brokers, Inc.
Flood Insurance Agent · Sacramento, CA
(916) 287-9999
westinsurancebrokers.com

What Does a a Flood Insurance Agent in Sacramento Cost?

In California flood insurance premiums through the NFIP average between 700 and 2000 dollars per year for standard residential policies. Private market options can cost more or less depending on risk factors. Elevation certificates and building age also affect pricing. This is general information not insurance advice.

About flood insurance agents in Sacramento

Flood insurance agents in Sacramento help property owners secure coverage against flood damage. California law requires lenders to mandate flood insurance for properties in high-risk zones. Sacramento sits near the American and Sacramento Rivers making flood protection important for many homes and businesses.

Frequently Asked Questions

Do I need flood insurance in Sacramento California?

If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage you are required to have flood insurance. Even outside high-risk zones flooding can occur so many Sacramento residents choose to buy a policy for peace of mind.

What does a flood insurance agent in Sacramento do?

A flood insurance agent helps you find the right policy from the National Flood Insurance Program or a private insurer. They assess your flood risk explain coverage limits and help you file a claim if needed.

How much does flood insurance cost in Sacramento California?

Costs vary based on flood zone property elevation and building value. Typical NFIP policies in California range from 700 to 2000 per year for residential properties. Private flood insurance may offer different rates and higher coverage limits.

Flood Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.