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Find Flood Insurance Agents Near You in Salinas, CA

Browse flood insurance agents serving Salinas, California. Updated 2026-07-14.

The top-rated flood insurance agent in Salinas, California is Ulises Gomez Insurance Agency | Farmers Insurance, rated 5.0 stars across 349 reviews. Other highly rated options include AAA Salinas Branch, Joe Stretch - State Farm Insurance Agent, Fernando Lopez - State Farm Insurance Agent. This directory lists 20 flood insurance agents serving Salinas.

Showing 20 flood insurance agents in Salinas, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Ulises Gomez Insurance Agency | Farmers Insurance1514 Moffett St unit c(408) 879-9735
2AAA Salinas Branch1019 Post Dr(831) 771-4000
3Joe Stretch - State Farm Insurance Agent1165 S Main St(831) 783-1501
4Fernando Lopez - State Farm Insurance Agent1532 Constitution Blvd(831) 443-1001
5Leavitt Central Coast950 E Blanco Rd #103(831) 424-6404
6Chris Buich - State Farm Insurance Agent559 E Alisal St Ste 102(831) 256-2848
7Willette Jones - State Farm Insurance Agent341 S Main St(831) 424-7505
8Lemus Insurance454 E Alisal St suite c(831) 296-5888
9Rey Zagal - State Farm Insurance Agent246 Abbott St Ste A(831) 676-3630
10Evelina Sanchez: Allstate Insurance975 W Alisal St # A(831) 422-7403
UG
1514 Moffett St unit c
Ulises Gomez Insurance Agency | Farmers Insurance
Flood Insurance Agent · Salinas, CA

Ulises Gomez Insurance Agency | Farmers Insurance provides flood insurance policies for properties in Salinas, California. The agency helps clients select appropriate coverage levels and navigate plan options. Ongoing service includes policy reviews and claims assistance to ensure clients remain protected against water damage risks. The agency recommends re-evaluating coverage after major weather events or property renovations. It serves single-family homes, apartments, retail locations, and restaurants.

AS
1019 Post Dr
AAA Salinas Branch
Flood Insurance Agent · Salinas, CA

AAA Salinas Branch serves the Salinas, California metro area and the surrounding Monterey County region as a flood insurance agent. The company assists property owners and tenants in evaluating their flood risk and understanding the National Flood Insurance Program. Policies are designed to protect homes and businesses from water damage during heavy rains or coastal storms. The agency handles residential flood insurance quotes and commercial risk assessments tailored to local flood zones in the Salinas Valley.

JS
1165 S Main St
Joe Stretch - State Farm Insurance Agent
Flood Insurance Agent · Salinas, CA

Serving the Salinas area and surrounding communities in Monterey County, Joe Stretch - State Farm Insurance Agent provides flood insurance to protect residential and commercial properties from water damage. As a local flood insurance agent, the company helps clients assess their flood risk and understand available coverage options. For a typical job, it begins by reviewing the property’s location within a flood zone and then customizes a policy that fits the specific needs of the client.

FL
1532 Constitution Blvd
Fernando Lopez - State Farm Insurance Agent
Flood Insurance Agent · Salinas, CA

For flood insurance, one-time policies secure a property for a single year, while recurring plans provide continuous coverage without a gap. A local agent in Salinas, CA, such as Fernando Lopez - State Farm Insurance Agent, assists homeowners in selecting a policy that addresses flood risks specific to the region. This service helps residents protect their homes against rising waters and storm damage. Coverage options include building and contents protection for residential structures. Assistance is available on a one-time, scheduled, or as-needed basis for policy review or claims support.

LC
950 E Blanco Rd #103
Leavitt Central Coast
Flood Insurance Agent · Salinas, CA

Leavitt Central Coast assists homeowners, property managers, and business owners in Salinas, California, with securing flood insurance policies. The agency guides clients through flood risk assessments and helps them understand National Flood Insurance Program options. It offers tailored coverage to protect residential and commercial properties against potential water damage. The service area also extends to the neighboring communities of Monterey and Seaside, ensuring broader coastal coverage for property owners in the region.

CB
559 E Alisal St Ste 102
Chris Buich - State Farm Insurance Agent
Flood Insurance Agent · Salinas, CA

Chris Buich - State Farm Insurance Agent in Salinas, California offers flood insurance services designed to protect homes and businesses from water damage. The agency also provides guidance on standard policies and coverage options. Serving the local area, it helps clients understand the risks of seasonal storms and heavy rains that can lead to flooding. Many residents rely on such expertise when preparing for the winter rain season or unexpected overflow from nearby waterways.

WJ
341 S Main St
Willette Jones - State Farm Insurance Agent
Flood Insurance Agent · Salinas, CA

With the threat of seasonal storms and potential storm surge in Salinas, securing reliable flood coverage is a necessity for local property owners. Willette Jones - State Farm Insurance Agent provides Flood Insurance agent services to help residents and businesses protect their assets. Policies are tailored to address the specific flood risks common to the area. Licensed agents can evaluate current coverage and offer advice on suitable options. A consultation typically begins with a thorough property inspection and a personalized risk assessment to determine initial coverage needs.

LI
454 E Alisal St suite c
Lemus Insurance
Flood Insurance Agent · Salinas, CA

Lemus Insurance helps residential property owners in Salinas secure flood coverage tailored to their homes. Commercial clients likewise find assistance navigating flood insurance requirements throughout the region. Policies are explained clearly so residents understand their protection against rising water. Business owners learn how to maintain proper coverage for their operations. The agency offers timely guidance on writing new policies and adjusting existing ones. Regular reviews are available to ensure each policy remains adequate, with follow-up support included between each client’s scheduled visits to address any changes in flood risk.

RZ
246 Abbott St Ste A
Rey Zagal - State Farm Insurance Agent
Flood Insurance Agent · Salinas, CA

Rey Zagal - State Farm Insurance Agent in Salinas, CA provides property insurance for homeowners and business owners. The agency specializes in flood coverage for clients in flood-prone areas of the Central Coast. Flooding from heavy rain or rising water in local creeks can damage buildings, contents, and equipment. a knowledgeable agent can help assess flood zone exposure for commercial structures, including offices, warehouses, and food service operations.

ES
975 W Alisal St # A
Evelina Sanchez: Allstate Insurance
Flood Insurance Agent · Salinas, CA

Evelina Sanchez: Allstate Insurance in Salinas, CA, is known for providing flood insurance policies tailored to properties in flood-prone regions of Monterey County. The agency serves both residential and commercial clients seeking coverage for flood damage, which is typically excluded from standard homeowners policies. With Salinas’s proximity to rivers and coastal areas, the agent regularly assesses each property’s risk level during consultations. A specialty service the agency frequently offers is reviewing existing policies to identify gaps in flood protection for clients.

JR
921 E Alisal St
Jim Russo, Jr. - State Farm Insurance Agent
Flood Insurance Agent · Salinas, CA
(831) 422-1049
jimrussoinc.com
FI
911 N Main St
Farmers Insurance - Cesar Castro
Flood Insurance Agent · Salinas, CA
(831) 759-8500
agents.farmers.com/ca/salinas/cesar-castro
FI
1980B N Main St
Farmers Insurance - Lisa Del Real
Flood Insurance Agent · Salinas, CA
(831) 442-9090
agents.farmers.com/ca/salinas/lisa-del-real
CI
604 E Alisal St
A. Cordova Insurance Services Inc.
Flood Insurance Agent · Salinas, CA
(831) 754-0511
acordovainc.com
CS
1860 N Main St # A
Cowell & Smith Insurance Agency
Flood Insurance Agent · Salinas, CA
(831) 442-5800
cowellandsmith.com
MN
115 Cayuga St #300
Maria Narez Insurance Agency Inc.
Flood Insurance Agent · Salinas, CA
(831) 776-3319
mlagents.americannational.com/marianarez-6554
FI
2020 N Main St C
Farmers Insurance - Mars Rocamora Jr
Flood Insurance Agent · Salinas, CA
(831) 449-2100
agents.farmers.com/ca/salinas/mars-rocamora
SI
443 E Alisal St b4
Salinas Insurance Agency
Flood Insurance Agent · Salinas, CA
(831) 272-6622
AI
975 W Alisal St # A
Allstate Insurance Co: Powell Greg
Flood Insurance Agent · Salinas, CA
(831) 422-7403
agents.allstate.com/usa/ca/salinas
BB
371 S Main St
Bay and Basin Insurance Services
Flood Insurance Agent · Salinas, CA
(831) 540-4583
bayandbasinins.com

What Does a a Flood Insurance Agent in Salinas Cost?

Flood insurance costs in California vary by flood zone, property elevation, and coverage amount. An NFIP policy for a single family home in a moderate risk area might cost around 700 to 1,200 dollars per year. Policies in high risk zones can cost 2,000 to 4,000 dollars or more annually. Private flood insurance may offer different pricing. This is general information and not insurance advice.

About flood insurance agents in Salinas

Flood insurance agents in Salinas help property owners navigate the National Flood Insurance Program and private flood coverage options. California law requires lenders to notify borrowers if a property is in a Special Flood Hazard Area. Agents in Salinas can explain local flood risks and policy requirements for Monterey County properties.

Frequently Asked Questions

Do I need flood insurance in Salinas California?

If your property is in a designated flood zone and you have a federally backed mortgage, flood insurance is required. Even outside high risk areas, flooding can occur during heavy rain events in Salinas.

What does a flood insurance agent in Salinas do?

A flood insurance agent helps you compare NFIP and private flood policies, explains coverage limits and deductibles, and assists with filing claims. They can also advise on elevation certificates and flood zone map changes.

How long does it take to get a flood insurance policy in California?

Standard NFIP policies have a 30 day waiting period before coverage begins. Private flood policies may have different waiting periods. You should plan ahead and not wait until a storm is forecast.

Flood Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.