Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 flood insurance agents in San Clemente, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Lisa Newell
940 Calle Negocio STE 220, San Clemente, CA 92673
(949) 487-5487
agents.farmers.com
Chris Ferraro Jr. - State Farm Insurance Agent
940 Calle Negocio Ste 230, San Clemente, CA 92673
(949) 586-7060
chrisferrarojr.com
Withers Insurance Services
638 Camino De Los Mares, San Clemente, CA 92673
(949) 637-2700
withersins.com
AAA San Clemente Insurance and Member Services
638 Camino De Los Mares E100, San Clemente, CA 92673
(949) 489-5572
ace.aaa.com
General Insurance Services
629 Camino De Los Mares STE 306, San Clemente, CA 92673
(949) 661-2201
gen-ins.com
Divel Insurance
501 N El Camino Real UNIT 204, San Clemente, CA 92672
(949) 829-3639
divelinsurance.com
Mundell Insurance Agency - Garrett Mundell; Farmers Insurance
2340 S El Camino Real # 1, San Clemente, CA 92672
(949) 269-7860
agents.farmers.com
Goosehead Insurance - Bobby Legate
946 Calle Amanecer Suite F, San Clemente, CA 92673
(949) 533-0796
goosehead.com
Michele Ellena - State Farm Insurance Agent
940 Calle Negocio Ste 230, San Clemente, CA 92673
(949) 243-0792
helpwithyourinsurance.com
Brynn Dorough - State Farm Insurance Agent
802 Avenida Talega Suite 106, San Clemente, CA 92673
(949) 528-6328
doroughinsurance.com
Unity One Insurance
629 Camino De Los Mares #202b, San Clemente, CA 92673
(949) 450-1822
orangecountyinsurancebroker.com
Kim Forsyth - State Farm Insurance Agent
802 Avenida Talega Suite 106, San Clemente, CA 92673
(949) 366-0320
kimforsyth.com
Greg Rosalino - State Farm Insurance Agent
1520 N El Camino Real #6, San Clemente, CA 92672
(949) 276-5551
gregrosalino.com
Chris Dolkas - State Farm Insurance Agent
800 E Avenida Pico Ste Q, San Clemente, CA 92673
(949) 492-5900
chrisdolkas.com
Diamond Preferred Insurance Services
1100-1198 Caminante, San Clemente, CA 92673
(949) 648-2922
diamond-preferred.com
Bearbower Insurance Services
501 N El Camino Real #200, San Clemente, CA 92672
(949) 347-9909
bearbowerinsurance.com
San Clemente Insurance Services
501 N El Camino Real #200, San Clemente, CA 92672
(949) 369-0951
sanclementeins.com
GIS Galvez Insurance Services
940 Calle Negocio Ste 170, San Clemente, CA 92673
(949) 240-7445
gisgalvezinsuranceservices.com
George L Brown Insurance
1005 Calle Recodo, San Clemente, CA 92673
(949) 361-1400
georgebrowninsurance.com
Kappauf Insurance
2316 S El Camino Real, San Clemente, CA 92672
(949) 492-0780
kappaufinsurance.com
Flood insurance agents in San Clemente help property owners navigate the National Flood Insurance Program and private market options. California law requires lenders to mandate flood insurance for properties in high-risk zones. Agents can assess your specific flood risk and find a policy that meets your needs.
What Does a Flood Insurance Agent in San Clemente Cost?
Typical flood insurance costs in California range from 700 to 2,500 dollars per year for NFIP policies, depending on flood zone, building elevation, and coverage amount. Private market policies may cost more or less based on risk factors. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in San Clemente California?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require flood insurance. Even outside high-risk zones, agents often recommend coverage because 25 percent of flood claims occur in low-to-moderate risk areas.
What does a flood insurance agent in San Clemente do?
A flood insurance agent reviews your property location, elevation, and flood zone designation. They then compare NFIP policies with private flood insurance options to find coverage that complies with California lending requirements.