ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Flood Insurance Agents Near You in San Marcos, CA
Compare flood insurance agents in San Marcos. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
San Marcos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 flood insurance agents in San Marcos, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Just Us Insurance Services, Inc.
197 Woodland Pkwy Ste 104320 Suite 104 - 320, San Marcos, CA 92069
(877) 777-7055
insr4u.com
Vladan Trifunovic - State Farm Insurance Agent
250 S Pacific St STE 103, San Marcos, CA 92078
(760) 471-6111
vladtheagent.com
Bruce Hofbauer - State Farm Insurance Agent
14 Creekside Dr UNIT 106, San Marcos, CA 92078
(760) 621-6247
sfbruce2.com
Harding Insurance Agency Inc
375 S Rancho Santa Fe Rd STE 105, San Marcos, CA 92078
(760) 603-1100
hardinginsuranceonline.com
Farmers Insurance - Jeffrey Peddie
1645 S Rancho Santa Fe Rd Ste 207, San Marcos, CA 92078
(760) 758-9600
agents.farmers.com
SGL Insurance Services
250 S Pacific St STE 104, San Marcos, CA 92078
(760) 290-3288
sglinsurance.com
Schaub Insurance Agency, Inc.
950 Boardwalk STE 205, San Marcos, CA 92078
(760) 362-4646
schaubinsurance.com
Farmers Insurance - Kashif Ahmed
1605 W Mission Rd Ste A, San Marcos, CA 92069
(760) 434-1932
agents.farmers.com
Pacific Farm & Ranch Insurance Agency
310 Via Vera Cruz Ste 203, San Marcos, CA 92078
(858) 768-2498
farmandranchagency.com
John Hadley - State Farm Insurance Agent
405 S Las Posas Rd, San Marcos, CA 92078
(760) 591-0700
johnfromsf.com
Farmers Insurance - Joseph Sprague
1001 W San Marcos Blvd Ste 200, San Marcos, CA 92078
(760) 471-1151
agents.farmers.com
Ish Lopez - State Farm Insurance Agent
574 E Mission Rd B, San Marcos, CA 92069
(760) 744-5203
ishlopez.com
Lanni Insurance
1224 San Elijo Rd N, San Marcos, CA 92078
(760) 815-7563
lanniinsurance.com
Ayala's Insurance Inc
206 S Rancho Santa Fe Rd, San Marcos, CA 92078
(760) 758-8009
Piceno Insurance
547 McMahr Rd, San Marcos, CA 92078
(760) 891-0741
michaelcpicenoinsurance.com
Farmers Insurance - Lawrence Krell
310 Via Vera Cruz Ste 201, San Marcos, CA 92078
(760) 744-0080
agents.farmers.com
Alliant Insurance Services, Inc.
277 Rancheros Dr STE 300, San Marcos, CA 92069
(760) 304-7120
alliant.com
Patricia Catalina Insurance
Box 580, 197 Woodland Pkwy #104, San Marcos, CA 92069
(760) 510-3996
Coastal One Insurance
460 W Mission Rd UNIT 132, San Marcos, CA 92069
(800) 961-9522
coastal1insurance.com
Jim Pennock Insurance Agency
1508 Wentworth Pl, San Marcos, CA 92069
(760) 815-4402
jpennock7.wixsite.com
Flood insurance agents in San Marcos help property owners protect against flood damage not covered by standard homeowners policies. California law requires lenders to mandate flood insurance for properties in high-risk zones. Local agents can explain NFIP limits and private market options specific to San Marcos flood zones.
What Does a Flood Insurance Agent in San Marcos Cost?
The cost of flood insurance in San Marcos typically ranges from 500 to 3,000 dollars per year for an NFIP policy, depending on your flood zone, property value, and deductible. Private flood insurance may cost 400 to 2,500 dollars annually for similar coverage. Premiums vary by elevation and building characteristics. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in San Marcos do?
A flood insurance agent helps you choose and purchase a flood policy from the National Flood Insurance Program or a private insurer. They assess your property risk and explain coverage limits and exclusions. They also assist with claims and policy renewals.
Is flood insurance required in San Marcos California?
Flood insurance is required by federal law if your property is in a high-risk flood zone and you have a mortgage from a federally regulated lender. Even if not required, agents recommend coverage because San Marcos can experience flash flooding during heavy rains.
Free • No Obligation
Compare Flood Insurance Agents
Get matched with agents in San Marcos who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.