The top-rated flood insurance agent in Santa Clara, California is Jon Barron - State Farm Insurance Agent, rated 4.9 stars across 65 reviews. Other highly rated options include Farmers Insurance - Richard So, Tressa Williams - State Farm Insurance Agent, GS Insurance Solutions, Inc.. This directory lists 11 flood insurance agents serving Santa Clara.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jon Barron - State Farm Insurance Agent | 5251 Stevens Creek Blvd | (408) 564-8880 |
| 2 | Farmers Insurance - Richard So | 1572 Los Padres Blvd Ste 201 | (408) 249-7726 |
| 3 | Tressa Williams - State Farm Insurance Agent | 5201 Great America Pkwy #320 | (408) 243-4400 |
| 4 | GS Insurance Solutions, Inc. | 5201 Great America Pkwy Suite 320 | (844) 694-7467 |
| 5 | Farmers Insurance - Jiaying Su | 2076 Walsh Ave # C1 | — |
| 6 | Kevin Love: Allstate Insurance | 1713 El Camino Real | (408) 247-7995 |
| 7 | Sure88 Insurance Brokers LLC | 1061 Monroe St | (408) 453-8831 |
| 8 | Farmers Insurance - Sodje Agency | Santa Clara | Insurance Services | 1212 El Camino Real Ste 201 | (408) 738-2488 |
| 9 | Matrix Insurance Agency | 4655 Old Ironsides Dr | (408) 986-8506 |
| 10 | Cavanaugh/Smith/Habel Insurance Agency | 4633 Old Ironsides Dr #408 | (650) 345-9292 |
Jon Barron - State Farm Insurance Agent serves the Santa Clara, California area and surrounding communities, offering flood insurance as part of its full line of property and casualty protection. The agency helps property owners understand the National Flood Insurance Program and assess their risk of water damage in this region. Clients can receive guidance on selecting appropriate coverage limits and securing a policy before the next storm season arrives. The firm handles claims support and policy adjustments for flood damage.
Farmers Insurance - Richard So provides personalized consultation and customized coverage for residential and commercial flood protection, focusing on risk assessment and policy selection according to Santa Clara’s flood zone maps. Its standard service includes annual policy reviews and claims assistance, helping clients update their coverage after any local flood plain changes. The agency services single-family homes, apartments, retail spaces, and local restaurants in the Santa Clara, CA area.
Tressa Williams – State Farm Insurance Agent in Santa Clara, California, serves homeowners, renters, and small business owners seeking flood protection. The agency helps clients assess their flood risk, complete applications for National Flood Insurance Program policies, and review coverage limits for structures and contents to ensure adequate financial security. Every policy is tailored to the specific exposure of the property’s location. The agency is locally well-positioned, also regularly serving clients in nearby downtown San Jose and surrounding portions of Santa Clara County.
GS Insurance Solutions, Inc. serves Santa Clara and the surrounding Bay Area communities, handling flood insurance policies for residential and commercial properties. The company specializes in navigating the National Flood Insurance Program's requirements, including elevation certificates and flood zone determinations for local clients. To manage a typical policy, the agent reviews flood maps and specific property risks, then guides customers through appropriate coverage options based on their individual needs and local floodplain regulations.
When considering flood insurance, homeowners can choose between a one-time policy for a single property or a recurring annual plan that automatically renews. Kevin Love: Allstate Insurance in Santa Clara, CA assists clients in selecting coverage that addresses specific flood risks unique to the local area, ensuring protection for both structure and belongings. Policies typically include waiting periods before activation. Service for new quotes or policy adjustments runs on an as-needed basis, with renewals handled scheduled annually for existing clients.
Sure88 Insurance Brokers LLC specializes in connecting property owners in Santa Clara with flood insurance policies that meet local regulatory requirements. The agency works with homeowners, renters, and commercial clients to assess flood risk and select appropriate coverage limits. Given Santa Clara’s proximity to seasonal creek flooding and heavy winter storms, the firm helps residents review their policies before the rainy season begins each fall.
With the rainy season often bringing unexpected risks of water damage in Santa Clara, Farmers Insurance - Sodje Agency provides flood insurance services to protect local homes and properties. This agency helps residents understand the specific flood hazards present in their neighborhood and offers policies tailored to individual needs. The process begins by arranging a thorough inspection, assessing the property’s unique characteristics to determine appropriate coverage and initiate a customized initial-assessment step.
Matrix Insurance Agency provides general property and casualty insurance coverage in Santa Clara, California, with a specialized focus on flood insurance protection. The agency assists property owners in navigating federal flood insurance programs and supplemental private policies to address gaps in standard coverage. Clients can obtain tailored solutions for residential homes and commercial enterprises, including local offices, warehouses, and food service establishments requiring specific floodplain risk assessments.
Cavanaugh/Smith/Habel Insurance Agency serves residential clients in Santa Clara, California, by helping homeowners obtain flood insurance policies to protect their properties from water damage. The agency also offers commercial flood coverage for local businesses needing financial safeguards against potential flooding events. Their service area encompasses Santa Clara and the surrounding communities within the region. After a policy is issued and a claim addressed, the agency encourages follow-up service and repeat contact between regular visits to reassess coverage as flood risks change.
What Does a a Flood Insurance Agent in Santa Clara Cost?
Typical flood insurance costs in California range from 500 to 2,500 dollars per year for NFIP policies depending on flood zone and building characteristics. Private flood insurance may cost more or less based on risk and coverage limits. Premiums vary by property elevation and deductible choice. This is general information and not insurance advice.
About flood insurance agents in Santa Clara
Flood insurance agents in Santa Clara help homeowners and businesses secure coverage against flood damage. California law requires lenders to notify borrowers if a property is in a Special Flood Hazard Area. Agents can guide you through NFIP policies and private market options to meet your specific risk level.
Frequently Asked Questions
Do I need flood insurance in Santa Clara California?
Flood insurance is not required by state law but may be required by your mortgage lender if your property is in a high-risk flood zone. Even outside high-risk zones flooding can occur so coverage is recommended.
What does a flood insurance agent do in Santa Clara?
A flood insurance agent evaluates your property risk and helps you choose between National Flood Insurance Program policies and private flood insurance. They also assist with filing claims and understanding policy limits and exclusions.
How do I find a flood insurance agent in Santa Clara?
You can search the California Department of Insurance website for licensed agents in Santa Clara. Many independent insurance agencies also offer flood coverage and can provide quotes from multiple carriers.
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