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HomeFlood Insurance AgentsCalifornia › Santa Maria

Find Flood Insurance Agents Near You in Santa Maria, CA

Browse flood insurance agents serving Santa Maria, California. Updated 2026-07-14.

The top-rated flood insurance agent in Santa Maria, California is Glenna Ledbetter Insurance, rated 5.0 stars across 125 reviews. Other highly rated options include Premier Blue Insurance Solutions, Inc: Allstate Insurance, Allstate Insurance Agent: Santa Maria Insurance Agency, Inc., Antonio Mendoza - State Farm Insurance Agent. This directory lists 21 flood insurance agents serving Santa Maria.

Showing 21 flood insurance agents in Santa Maria, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Glenna Ledbetter Insurance440 E Clark Ave(805) 937-4516
2Premier Blue Insurance Solutions, Inc: Allstate Insurance1640 N Broadway(805) 349-9141
3Allstate Insurance Agent: Santa Maria Insurance Agency, Inc.125 E Stowell Rd STE 101(805) 922-5551
4Antonio Mendoza - State Farm Insurance Agent1103 E Clark Ave Ste D(805) 354-5886
5Michelle Horenberger: Allstate Insurance2125 S Broadway STE 105(805) 348-1665
6Pacific Elite Insurance Services1750 S Broadway H(805) 357-5597
7Smartway Insurance Services Inc1975 S Broadway Suite K(805) 631-5255
8Hometown Insurance Services1125 E Clark Ave Suite A1- #1(805) 922-3351
9Eagle Service Insurance Agency830 W Main St suite 100(805) 346-6105
10State Farm Insurance1650 S Broadway(805) 925-4610
GL
440 E Clark Ave
Glenna Ledbetter Insurance
Flood Insurance Agent · Santa Maria, CA

Glenna Ledbetter Insurance provides a full range of flood insurance services in Santa Maria, CA, including policy consultations and risk assessments for properties in flood-prone areas. The company helps clients review their existing coverage to ensure adequate protection and assists with filing claims when necessary. It also offers periodic policy reviews to keep coverage aligned with changing flood maps and property values. Glenna Ledbetter Insurance serves single-family homes, apartments, retail spaces, and restaurants throughout the region.

PB
1640 N Broadway
Premier Blue Insurance Solutions, Inc: Allstate Insurance
Flood Insurance Agent · Santa Maria, CA

Premier Blue Insurance Solutions, Inc: Allstate Insurance serves Santa Maria and Santa Barbara County as a dedicated flood insurance agent. The agency assists homeowners and business owners in securing coverage from the National Flood Insurance Program to protect properties from water damage. Flood insurance policies are essential for many local properties located in designated flood zones. Premier Blue Insurance Solutions helps clients understand their flood risk and navigate policy options suited to their specific needs. The agency handles both residential flood insurance policies and commercial flood insurance policies for the area.

AI
125 E Stowell Rd STE 101
Allstate Insurance Agent: Santa Maria Insurance Agency, Inc.
Flood Insurance Agent · Santa Maria, CA

Allstate Insurance Agent: Santa Maria Insurance Agency, Inc. serves homeowners, businesses, and property managers in the area by offering flood insurance coverage. This local agent helps clients navigate policies that protect structures and belongings from water damage caused by rising waters or heavy storms. Understanding the region’s flood risks allows for tailored guidance on necessary coverage limits and deductibles. The agency also extends its flood insurance services to nearby communities such as Orcutt and Nipomo.

AM
1103 E Clark Ave Ste D
Antonio Mendoza - State Farm Insurance Agent
Flood Insurance Agent · Santa Maria, CA

Antonio Mendoza - State Farm Insurance Agent serves Santa Maria and the surrounding communities in California’s Central Coast region. The agency handles flood insurance policies, addressing the area’s risk of seasonal heavy rainfall and potential runoff. It explains National Flood Insurance Program coverage options and helps clients assess their property’s exposure. To manage a typical job, it begins by reviewing the home’s location on a flood map, then recommends a policy that aligns with the client’s specific needs and budget.

MH
2125 S Broadway STE 105
Michelle Horenberger: Allstate Insurance
Flood Insurance Agent · Santa Maria, CA

Michelle Horenberger: Allstate Insurance in Santa Maria, CA, offers flood insurance policies that can be structured either as one-time coverage for a specific event or as a recurring annual plan for ongoing protection. This local agent helps residents and property owners select a policy that covers structural damage and belongings from rising water, including floods not covered by standard homeowners insurance. Flood insurance here addresses risks from heavy rain, storm surges, and overflow. Service for this location operates on both a one-time and an as-needed basis for policy adjustments.

PE
1750 S Broadway H
Pacific Elite Insurance Services
Flood Insurance Agent · Santa Maria, CA

With the heavy winter rains that often impact Santa Maria, Pacific Elite Insurance Services provides essential flood insurance guidance to homeowners and renters looking to protect their properties. As a local flood insurance agent, the company helps clients in flood-prone areas understand policy options and coverage limits, particularly in low-lying neighborhoods. Its agents work with standard NFIP policies and discuss supplemental private solutions where needed. A typical initial step involves scheduling an on-site inspection to assess the property’s specific flood exposure and elevation.

SI
1975 S Broadway Suite K
Smartway Insurance Services Inc
Flood Insurance Agent · Santa Maria, CA

Smartway Insurance Services Inc in Santa Maria, CA provides flood insurance agent services, specializing in assessing property flood risk and securing appropriate coverage for homeowners and businesses. It serves clients throughout the region by explaining policy options, reviewing flood zone maps, and helping with application paperwork. This assistance is particularly valuable before the start of the rainy season, when local properties face elevated threats from saturated ground and potential runoff.

HI
1125 E Clark Ave Suite A1- #1
Hometown Insurance Services
Flood Insurance Agent · Santa Maria, CA

Specializing in flood insurance, Hometown Insurance Services protects property owners in Santa Maria, California. The agency provides dedicated guidance through the complexities of National Flood Insurance Program policies and also offers private flood coverage options. This focused approach ensures clients understand their specific flood risk and available protection layers. Local commercial clients, including downtown offices, regional warehouses, and food service establishments, can secure policies tailored to their business operations and hazard exposure.

ES
830 W Main St suite 100
Eagle Service Insurance Agency
Flood Insurance Agent · Santa Maria, CA

Eagle Service Insurance Agency provides residential flood insurance in Santa Maria, CA, helping homeowners secure policies that cover their primary dwellings. The agency also assists commercial property owners in the area with flood protection tailored to their business needs. Serving Santa Maria and the surrounding communities, the team guides clients through application processes and coverage options. Many customers return when their policies are up for renewal or to adjust coverage between their regular home maintenance visits.

SF
1650 S Broadway
State Farm Insurance
Flood Insurance Agent · Santa Maria, CA
LI
415 S Broadway
LATINOS INSURANCE AGENCY
Flood Insurance Agent · Santa Maria, CA
(805) 862-4904
latinosinsurances.com
SS
612 S Broadway
Smart Stop Insurance Services
Flood Insurance Agent · Santa Maria, CA
(805) 925-6200
smartstopinsurance.com
NB
1100 S Broadway
Nancy Boster - State Farm Insurance Agent
Flood Insurance Agent · Santa Maria, CA
(805) 922-4066
nancyboster.com
FI
930 S Broadway #104
Farmers Insurance - Elvira Santos
Flood Insurance Agent · Santa Maria, CA
(805) 928-8004
agents.farmers.com/ca/santa-maria/elvira-santos
AO
326 W Main St Suite 220
Alpha & Omega Agency
Flood Insurance Agent · Santa Maria, CA
(805) 354-0031
alphaomegabk.com
HI
2560 Professional Pkwy
HUB International
Flood Insurance Agent · Santa Maria, CA
(805) 347-4700
hubinternational.com/offices/us/california/santa-maria
AI
718 W Main St
Aguilar Insurance
Flood Insurance Agent · Santa Maria, CA
(805) 925-8755
CS
2236 S Broadway k
California Star Insurance Service, Inc.
Flood Insurance Agent · Santa Maria, CA
(805) 266-7971
calstarins.com
RI
528 E Main St
Reyco Insurance Services Store Front Covered California
Flood Insurance Agent · Santa Maria, CA
(805) 925-8610
reycoinsuranceservices.com
LI
3550 Orcutt Rd
Ledbetter Insurance
Flood Insurance Agent · Santa Maria, CA
(805) 937-3323
NI
Santa Maria, CA 93454
Nais Insurance
Flood Insurance Agent · Santa Maria, CA
(800) 791-1030
naiscompany.com

What Does a a Flood Insurance Agent in Santa Maria Cost?

Typical flood insurance costs in California range from 500 to 2,500 dollars per year for NFIP policies, depending on flood zone, elevation, and coverage amount. Private market policies may cost more or less based on risk assessment. Costs vary by case, so an agent can provide a personalized quote. This is general information, not insurance advice.

About flood insurance agents in Santa Maria

Flood insurance agents in Santa Maria, California help property owners secure coverage through the National Flood Insurance Program or private insurers. California law requires lenders to mandate flood insurance for properties in high-risk Special Flood Hazard Areas. Agents in Santa Maria can guide you through flood zone maps and policy options specific to the Central Coast region.

Frequently Asked Questions

What does a flood insurance agent in Santa Maria do?

A flood insurance agent helps you find and purchase a flood insurance policy that meets your needs. They assess your property risk using FEMA flood maps and explain coverage limits for structures and contents.

Is flood insurance required in Santa Maria California?

Flood insurance is not required by state law, but lenders typically require it for properties in high-risk flood zones. California law does not mandate coverage outside of lender requirements, but agents can help you decide based on your location.

How do I choose a flood insurance agent in Santa Maria?

Look for an agent licensed in California with experience in flood insurance. Ask about their knowledge of local flood zones and whether they offer both NFIP and private market policies.

Flood Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.