The top-rated flood insurance agent in Santa Monica, California is Isaac Bridgewater - State Farm Insurance Agent, rated 5.0 stars across 343 reviews. Other highly rated options include Argam Grigoryan at Comparion Insurance Agency, Dave Rosenberg - State Farm Insurance Agent, Adam Glazer at Comparion Insurance Agency. This directory lists 15 flood insurance agents serving Santa Monica.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Isaac Bridgewater - State Farm Insurance Agent | 1731 Berkeley St Ste 2 | (310) 526-3975 |
| 2 | Argam Grigoryan at Comparion Insurance Agency | 730 Arizona Ave 2nd Floor | (916) 945-5987 |
| 3 | Dave Rosenberg - State Farm Insurance Agent | 1205 Wilshire Blvd | (310) 458-3400 |
| 4 | Adam Glazer at Comparion Insurance Agency | 730 Arizona Ave 2nd Floor | (310) 683-6852 |
| 5 | Kristi Isaac - State Farm Insurance Agent | 3157 Donald Douglas Loop S | (310) 313-0300 |
| 6 | Fariba Zand - State Farm Insurance Agent | 2432 Lincoln Blvd Ste D | (310) 314-7601 |
| 7 | Comparion Insurance Agency | 730 Arizona Ave 2nd Floor | (310) 341-1200 |
| 8 | Bat Insurance Agency | 1112 Montana Ave Suite 1050 | (415) 903-2020 |
| 9 | Wilkens Insurance Agency, Inc. | 1112 Montana Ave #102 | (310) 393-7373 |
| 10 | Donaldson Insurance Agency | 2030 Lincoln Blvd | (310) 392-4181 |
Isaac Bridgewater - State Farm Insurance Agent serves the Santa Monica, California area, providing flood insurance coverage for residential and commercial properties. Flood insurance policies help protect homeowners and business owners from financial losses due to rising water and storm surge. As flooding can occur in many coastal and low-lying zones, this agency assists clients in evaluating their risk and selecting appropriate flood protection plans. It specifically handles NFIP policies and supplemental flood insurance options for properties in floodplain zones around Santa Monica.
Argam Grigoryan at Comparion Insurance Agency in Santa Monica, California offers a range of flood insurance services including policy evaluations, coverage options guidance, and claims assistance. Regular policy reviews are available to help ensure coverage keeps pace with changing property needs and flood zone updates. The agent serves a variety of property types within the local area, including single-family homes, apartments, retail spaces, and restaurants.
Dave Rosenberg - State Farm Insurance Agent in Santa Monica, CA serves homeowners, businesses, and property managers needing flood insurance protection tailored to local risk exposures. Policies cover structural damage and contents loss due to rising water from storms or tidal surges common to coastal properties. Guidance on federal program options and private coverage gaps is provided throughout the application process. The agency also works with clients residing or operating in Venice to help secure adequate flood coverage for their specific properties.
Serving Santa Monica and surrounding Los Angeles County communities, Adam Glazer at Comparion Insurance Agency handles residential and commercial flood insurance policies. This agency guides property owners through flood zone regulations and federal program requirements specific to the coastal area. Clients receive assistance in evaluating their structural risks from storm surges, high tides, and heavy rainfall. The typical job begins with a thorough property risk assessment, followed by a comparison of available coverage options to address each client's specific exposure.
A local flood insurance agency can offer either a one-time policy for a specific property or recurring coverage that renews annually. Flood insurance protects homes and businesses in Santa Monica, CA, from water damage caused by storms, rising tides, or runoff. Kristi Isaac - State Farm Insurance Agent provides this coverage to safeguard structures and their contents. Service for obtaining and managing a flood insurance policy runs on a scheduled basis, with annual renewals and policy adjustments available as needed upon request.
As a flood insurance agent, Fariba Zand - State Farm Insurance Agent in Santa Monica, CA provides specialized policies that cover structural and content damage from rising water, a coverage typically excluded from standard homeowners plans. The agency also offers general property and liability insurance for local homeowners and renters. Its services are especially critical during the Pacific storm season, when heavy rains and urban runoff pose elevated flood risks to coastal and low-lying neighborhoods.
Residents of Santa Monica brace for winter storms that can bring sudden street flooding and property damage. Comparion Insurance Agency provides tailored flood insurance policies for both homeowners and renters in this coastal area. The agent helps clients understand federal flood-zone maps and choose coverage that meets their individual risk levels. A typical first step involves a discussion of the property elevation and local drainage conditions, followed by an initial inspection to assess the structure.
Bat Insurance Agency provides flood insurance coverage to property owners in Santa Monica, California. It specializes in protecting clients from damages caused by rising water and storm surges common to the coastal region. The agency helps residential and commercial policyholders understand federal flood program requirements and available private market options. Its commercial services can be arranged for offices, warehouses, and food service operations.
Wilkens Insurance Agency, Inc. is known for providing flood insurance coverage to residential and commercial clients in Santa Monica, California. The agency helps property owners navigate federal flood program requirements and secure policies that protect against water damage from coastal storms and heavy rainfall. Its services include risk assessment for properties in flood zones A and V, policy comparisons with various coverage limits and deductibles, and claims assistance. Additionally, the agency offers excess flood coverage for high-value homes that exceed standard National Flood Insurance Program limits.
Donaldson Insurance Agency offers residential flood insurance specifically tailored for homes in Santa Monica, California. They also provide commercial flood coverage for local businesses, serving clients throughout the surrounding area. Their policies help property owners meet mortgage lender requirements and protect against potential water damage from heavy rains or coastal events. The agency can coordinate follow-up service to review policy updates as flood maps change, ensuring clients are prepared between regular visits.
What Does a a Flood Insurance Agent in Santa Monica Cost?
Typical flood insurance premiums in Santa Monica range from 700 to 3000 dollars per year for an NFIP policy, depending on flood zone and property elevation. Higher-risk properties near the coast or in low-lying areas may pay more. Private flood insurance can sometimes offer lower rates or higher coverage limits. This is general information and not insurance advice.
About flood insurance agents in Santa Monica
Flood insurance agents in Santa Monica help property owners secure coverage required by many mortgage lenders. California law does not mandate flood insurance for all homes, but properties in high-risk flood zones often need a policy. Agents can explain the National Flood Insurance Program and private market alternatives available to Santa Monica residents.
Frequently Asked Questions
Do I need flood insurance in Santa Monica California?
Flood insurance is not required by state law for all properties. However, if your home is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require flood insurance. Agents can help you determine your flood zone and coverage needs.
What does a flood insurance agent do in Santa Monica?
A flood insurance agent helps you compare NFIP policies and private flood insurance options. They explain coverage limits, deductibles, and the 30-day waiting period that applies to most new NFIP policies. They also assist with filing claims and understanding elevation certificates.
How much does flood insurance cost in Santa Monica?
Costs vary based on property elevation, flood zone, and building characteristics. Under the NFIP, annual premiums for a standard home in Santa Monica can range from 700 to 3000 dollars. Private market policies may have different rates. An agent can provide a personalized quote.
Flood Insurance Agents in Other California Cities
Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Azusa · Bakersfield · Baldwin Park · Banning · Beaumont · Bell Gardens · Bellflower · Benicia