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Compare flood insurance agents in Saratoga. Review contact information and insurance categorys before you decide.
11 agents listed
Updated May 2026
Saratoga, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 11 flood insurance agents in Saratoga, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Sara Berg: Allstate Insurance
14375 Saratoga Ave Ste 106, Saratoga, CA 95070
(408) 741-0585
agents.allstate.com
Donald Wilson - State Farm Insurance Agent
12299 Saratoga Sunnyvale Rd Ste A, Saratoga, CA 95070
(408) 257-8700
donaldcwilson.com
Phil Mills - State Farm Insurance Agent
14500 Big Basin Wy d, Saratoga, CA 95070
(408) 354-5250
phil-mills.com
Greg Pond - State Farm Insurance Agent
14500 Big Basin Wy d, Saratoga, CA 95070
(408) 358-0200
gregpondinsurance.com
Pat Richard Insurance Agency
14540 Big Basin Wy, Saratoga, CA 95070
(408) 867-1771
patrichardinsurance.com
Cory McElwee - State Farm Insurance Agent
12299 Saratoga Sunnyvale Rd Ste A, Saratoga, CA 95070
(408) 861-1550
corymcelwee.com
Farmers Insurance - Chuck Page
14462 Big Basin Wy, Saratoga, CA 95070
(408) 356-0427
agents.farmers.com
Village Insurance Services
12280 Saratoga Sunnyvale Rd STE 112, Saratoga, CA 95070
(408) 973-0800
villageinsuranceservices.net
O'Connor Insurance Agency
18809 Cox Ave #260, Saratoga, CA 95070
(408) 877-0000
oconnorhoains.com
Farmers Insurance - Katy Lee
19630 Allendale Ave Unit 2309, Saratoga, CA 95070
(408) 373-8376
agents.farmers.com
Farmers Insurance - Ramir Nuestro
18809 Cox Ave #180, Saratoga, CA 95070
(408) 816-7745
agents.farmers.com
Flood insurance agents in Saratoga California help homeowners and businesses secure coverage through the National Flood Insurance Program or private insurers. Many properties in Saratoga are in moderate to low risk flood zones but still benefit from a policy. California law requires lenders to mandate flood insurance for properties in high risk areas.
What Does a Flood Insurance Agent in Saratoga Cost?
Flood insurance costs in California vary by flood zone property value and coverage amount. An NFIP policy in a low risk area may cost around 500 to 800 dollars per year. In high risk zones premiums can range from 1,500 to 4,000 dollars or more annually. Private flood insurance may offer different rates. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Saratoga California?
Saratoga is in Santa Clara County where some areas have flood risk from local creeks. If your property is in a FEMA designated Special Flood Hazard Area your lender will require flood insurance. Even outside high risk zones a policy can protect against unexpected flooding from storms.
How does a flood insurance agent help me in Saratoga?
An agent reviews your property flood zone designation and helps you choose between NFIP and private flood insurance. They explain coverage limits deductibles and waiting periods. They also assist with filing elevation certificates if needed.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.