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Find Flood Insurance Agents Near You in Temecula, CA

Browse flood insurance agents serving Temecula, California. Updated 2026-07-14.

The top-rated flood insurance agent in Temecula, California is Old Harbor Insurance Services, rated 5.0 stars across 1,246 reviews. Other highly rated options include Inszone Insurance Services, Julie Ngo - State Farm Insurance Agent, Kathy Jurgensen - State Farm Insurance Agent. This directory lists 20 flood insurance agents serving Temecula.

Showing 20 flood insurance agents in Temecula, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Old Harbor Insurance Services43015 Black Deer Loop #201(951) 297-9740
2Inszone Insurance Services27710 Jefferson Ave STE 100(951) 676-6000
3Julie Ngo - State Farm Insurance Agent41881 5th St(951) 695-2625
4Kathy Jurgensen - State Farm Insurance Agent29377 Rancho California Rd Ste 204(951) 225-4940
5Hawkguard Insurance Services28545 Old Town Front St #201A(951) 494-7272
6Daniel Brooks - State Farm Insurance Agent32140 Temecula Pkwy STE 104(951) 699-0940
7Carver Insurance Services, Inc - Temecula33321 Temecula Pkwy Suite 102(951) 676-0540
8Mike Buccieri - State Farm Insurance Agent27403 Ynez Rd Ste 218(951) 795-4300
9Insurance Allstars Agency42072 5th St Suite 202D(951) 397-4010
10PSA Insurance Services27292 Vía Industria(800) 772-5531
OH
43015 Black Deer Loop #201
Old Harbor Insurance Services
Flood Insurance Agent · Temecula, CA

Old Harbor Insurance Services serves the Temecula area with specialized guidance on flood insurance agents. This company helps property owners in this region understand their risk and secure financial protection against rising waters. As flood risks can vary by neighborhood and elevation, the agent carefully identifies the most suitable policy for each property. Standard homeowners insurance does not cover flooding in this area. Old Harbor Insurance Services assists clients in obtaining coverage through both the National Flood Insurance Program and private flood insurance options.

II
27710 Jefferson Ave STE 100
Inszone Insurance Services
Flood Insurance Agent · Temecula, CA

With the threat of flash floods and winter storms common in the Temecula area, securing proper coverage is a critical concern for local homeowners. Inszone Insurance Services helps property owners understand their specific flood risk and navigate the necessary policies. As a dedicated flood insurance agent, the company specializes in both National Flood Insurance Program and private market options. For anyone needing protection, their process always begins with scheduling a thorough inspection of the property to assess exposure and calculate appropriate coverage limits.

JN
41881 5th St
Julie Ngo - State Farm Insurance Agent
Flood Insurance Agent · Temecula, CA

Julie Ngo - State Farm Insurance Agent in Temecula, California, offers a range of flood insurance services to help property owners safeguard against water damage. Her office typically manages policy selection, coverage adjustments, and claims support for clients in need of reliable flood protection. Ongoing maintenance plans may include periodic policy reviews and coverage updates to match changing risk factors. The agency serves single-family homes, apartments, retail, and restaurants.

KJ
29377 Rancho California Rd Ste 204
Kathy Jurgensen - State Farm Insurance Agent
Flood Insurance Agent · Temecula, CA

Kathy Jurgensen - State Farm Insurance Agent serves homeowners, businesses, and property managers in Temecula, California. The agency provides flood insurance policies designed to protect properties from water damage during heavy rains and seasonal storms. Clients receive guidance on selecting appropriate coverage limits and understanding policy exclusions. The agent also assists with claims filing and policy adjustments. Service extends to residents and commercial property owners in neighboring Murrieta.

HI
28545 Old Town Front St #201A
Hawkguard Insurance Services
Flood Insurance Agent · Temecula, CA

Serving Temecula and the surrounding communities of Murrieta, Wildomar, and Menifee, Hawkguard Insurance Services handles flood insurance coverage for residential and commercial clients. The agency addresses the specific flood risks posed by seasonal rainfall and nearby waterways in this region. It guides property owners through the requirements for securing protection in designated flood zones. When managing a typical job, it evaluates a property's flood history and elevation data to recommend a policy that meets the owner's specific needs.

DB
32140 Temecula Pkwy STE 104
Daniel Brooks - State Farm Insurance Agent
Flood Insurance Agent · Temecula, CA

Daniel Brooks - State Farm Insurance Agent in Temecula, CA, provides flood insurance services through both one-time policy purchases and recurring annual renewal options. Coverage protects residential and commercial structures from water damage due to rising water, with policies typically offered through the National Flood Insurance Program. Policies are tailored to local flood zone requirements in the Temecula area. Services run on a recurring annual basis, with policyholders able to review and adjust coverage during each renewal period.

CI
33321 Temecula Pkwy Suite 102
Carver Insurance Services, Inc - Temecula
Flood Insurance Agent · Temecula, CA

Carver Insurance Services, Inc - Temecola offers flood insurance policies as its primary specialty, focusing on protecting residential and commercial properties from water damage. The Temecula agency works with clients throughout the area to assess flood risk and secure appropriate coverage. It assists homeowners and businesses in navigating the complexities of federal and private flood insurance requirements and policy details. As seasonal heavy rains and flash flooding threaten the region, the agency helps clients finalize coverage before storms arrive.

MB
27403 Ynez Rd Ste 218
Mike Buccieri - State Farm Insurance Agent
Flood Insurance Agent · Temecula, CA

With unpredictable rainfall and shifting wildfire burn scars, homeowners in Temecula face rising flood risks during the rainy season. Mike Buccieri - State Farm Insurance Agent provides flood insurance policies that address these specific local exposure patterns and coverage gaps that standard homeowners insurance excludes. Recognizing the seasonal window for claim-free purchasing, the agency helps property owners structure NFIP-compliant protection for both homes and condos. Before binding any flood coverage, an agent reviews property elevation, drainage layouts, and prior flood history during an initial site assessment for each new client.

IA
42072 5th St Suite 202D
Insurance Allstars Agency
Flood Insurance Agent · Temecula, CA

Insurance Allstars Agency in Temecula, CA offers residential flood insurance to homeowners seeking protection from water damage. Commercial coverage is also available for businesses in the local area, including surrounding communities. The agency assists clients in understanding policy options and navigating federal flood program requirements for their properties. Regular visits or policy check-ins are available to address changing coverage needs or to review renewals between scheduled updates.

PI
27292 Vía Industria
PSA Insurance Services
Flood Insurance Agent · Temecula, CA

PSA Insurance Services assists property owners in Temecula, California, with securing coverage against water damage. It specializes in flood insurance, helping clients protect assets from rising waters and storm surges common to the region. The agency can serve commercial sectors such as offices, warehouses, and food service operations, tailoring policies to meet the specific risk profiles of these diverse business environments.

GI
28693 Old Town Front St Suite 300-B
Goosehead Insurance - Bryan Watson
Flood Insurance Agent · Temecula, CA
(949) 304-1700
goosehead.com/agents/ca/temecula/bryan-watson
FI
31285 Temecula Pkwy Ste C8-245
Farmers Insurance - Joe Tesmer
Flood Insurance Agent · Temecula, CA
(858) 605-1910
agents.farmers.com/ca/temecula/joseph-tesmer
FI
27570 Commerce Center Dr #219
Friant Insurance Agency, Inc.
Flood Insurance Agent · Temecula, CA
(800) 486-5108
friantinsurance.com
DC
26111 Ynez Rd Ste C1
Deanne Carlson Insurance Services
Flood Insurance Agent · Temecula, CA
(951) 308-0003
dcarlsoninsurance.com
LI
28936 Old Town Front St
LPK Insurance Services Inc.
Flood Insurance Agent · Temecula, CA
(714) 467-2170
lpkinsurance.com/contact
CD
27625 Jefferson Ave #100
Craig Davis Family Insurance Agency
Flood Insurance Agent · Temecula, CA
(951) 699-1776
craigdavisfamilyinsurance.com
SI
43471 Ridge Park Dr
Skousen Insurance
Flood Insurance Agent · Temecula, CA
(951) 383-4477
skouseninsurance.com
NW
28780 Single Oak Dr STE 255
Nicholas Winn Appointed Producer of Orr & Associates Insurance Services
Flood Insurance Agent · Temecula, CA
(619) 269-2373
mycaquote.com
RL
41715 Enterprise Cir N # 201
R L Frame Insurance Services
Flood Insurance Agent · Temecula, CA
(951) 296-2220
rlframe.com
KI
43460 Ridge Park Dr #145
Kraken Insurance Services
Flood Insurance Agent · Temecula, CA
(951) 401-6745
krakenins.com

What Does a a Flood Insurance Agent in Temecula Cost?

Typical flood insurance costs in Temecula depend on the property flood zone and building characteristics. NFIP rates for low to moderate risk areas range from 500 to 1,500 dollars per year. For high-risk zones premiums often fall between 2,000 and 6,000 dollars annually. Private flood insurance may provide lower rates for some properties. This is general information and not insurance advice.

About flood insurance agents in Temecula

Flood insurance agents in Temecula help homeowners and businesses secure coverage through the National Flood Insurance Program and private carriers. California law requires lenders to mandate flood insurance for properties in high-risk zones designated by FEMA. Agents in Temecula guide clients through flood zone maps and policy options to protect against seasonal storm damage.

Frequently Asked Questions

Do I need flood insurance in Temecula California?

Flood insurance is required by lenders for properties in FEMA-designated Special Flood Hazard Areas. Even outside these zones, agents recommend coverage because Temecula can experience flash flooding from seasonal rains. California law does not mandate flood insurance for all properties but lenders may require it.

What does a flood insurance agent do in Temecula?

A flood insurance agent helps you assess your flood risk using FEMA maps and local data. They compare NFIP policies with private flood insurance options to find suitable coverage. Agents also assist with filing claims and understanding policy limits.

How much does flood insurance cost in Temecula California?

Costs vary by property location and flood zone. NFIP policies average around 700 to 1,200 dollars per year for standard coverage in moderate-risk areas. High-risk zones can see premiums from 2,000 to 5,000 dollars annually. Private policies may offer different rates.

Flood Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.