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Find Flood Insurance Agents Near You in Torrance, CA

Browse flood insurance agents serving Torrance, California. Updated 2026-07-14.

The top-rated flood insurance agent in Torrance, California is Jeff Lowe - State Farm Insurance Agent, rated 5.0 stars across 942 reviews. Other highly rated options include Expert Auto Home Insurance - Mercury Auto Insurance, Best California Insurance, Acrisure Torrance, CA (Peninsula General Ins.). This directory lists 20 flood insurance agents serving Torrance.

Showing 20 flood insurance agents in Torrance, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jeff Lowe - State Farm Insurance Agent3400 Torrance Blvd #103(310) 214-0300
2Expert Auto Home Insurance - Mercury Auto Insurance1311 Crenshaw Blvd suite e(310) 533-6000
3Best California Insurance1710 Sepulveda Blvd(310) 626-6366
4Acrisure Torrance, CA (Peninsula General Ins.)22330 Hawthorne Blvd suite i(310) 539-2533
5Olson Duncan Insurance Service, Inc25550 Hawthorne Blvd STE 203(310) 373-6441
6Adelfia Insurance23133 Hawthorne Blvd STE 202(310) 747-4157
7Denise DeCosta - State Farm Insurance Agent3812 Sepulveda Blvd # 400(424) 390-4472
8Chris Gordon - State Farm Insurance Agent3220 Sepulveda Blvd STE 105(310) 373-5551
9Daiwa Insurance Marketing20355 Hawthorne Blvd 2nd Floor(310) 540-8595
10Post Insurance Services, Inc2356 Torrance Blvd(800) 262-9998
JL
3400 Torrance Blvd #103
Jeff Lowe - State Farm Insurance Agent
Flood Insurance Agent · Torrance, CA

Jeff Lowe - State Farm Insurance Agent serves the Torrance, California area as a flood insurance agent. The agency assists homeowners and renters with navigating flood insurance requirements and policy options. Being located in a coastal region, securing coverage against water damage is an important consideration for local property owners. The office handles standard flood policies through the National Flood Insurance Program and also discusses private market alternatives for additional protection.

EA
1311 Crenshaw Blvd suite e
Expert Auto Home Insurance - Mercury Auto Insurance
Flood Insurance Agent · Torrance, CA

Expert Auto Home Insurance - Mercury Auto Insurance offers comprehensive flood insurance services in Torrance, California, helping property owners secure protection against water damage from storms and rising tides. Its service plans include policy review, risk assessment for local flood zones, and assistance with claims filing after a flood event. The agent works with a range of property types, including single-family homes, apartments, retail spaces, and restaurants.

BC
1710 Sepulveda Blvd
Best California Insurance
Flood Insurance Agent · Torrance, CA

Homeowners, businesses, and property managers in Torrance rely on Best California Insurance for flood insurance agent services. This agency helps clients navigate flood zone requirements and secure appropriate National Flood Insurance Program policies. An agent offers personalized guidance on coverage options to protect structures and contents from water damage. The office assists with the application process and answers questions about policy terms. Service extends to residential and commercial property owners across the South Bay region, including neighboring communities such as Redondo Beach and Lomita.

AT
22330 Hawthorne Blvd suite i
Acrisure Torrance, CA (Peninsula General Ins.)
Flood Insurance Agent · Torrance, CA

Acrisure, doing business in Torrance, California as Peninsula General Insurance, serves the greater South Bay region and nearby Los Angeles County communities. It handles flood insurance policies for both residential and commercial properties, addressing risks common to coastal and low-lying urban zones. The company assesses each property’s specific flood exposure and local elevation data to determine appropriate coverage options and policy limits. It then presents clients with a customized policy selection and explains how coverage responds to different flood scenarios.

OD
25550 Hawthorne Blvd STE 203
Olson Duncan Insurance Service, Inc
Flood Insurance Agent · Torrance, CA

Homeowners seeking flood coverage can choose between a one-time policy for a specific purchase or recurring annual protection. Olson Duncan Insurance Service, Inc serves the Torrance, CA area, helping clients understand flood risk and available coverage options. As a flood insurance agent, they guide customers through policy selection and claim questions. Their service typically operates on an as-needed basis, whether for a new policy application or annual renewal discussions.

AI
23133 Hawthorne Blvd STE 202
Adelfia Insurance
Flood Insurance Agent · Torrance, CA

Adelfia Insurance provides customized flood insurance solutions, assessing residential and commercial property risks in the Torrance, California area. The agency guides clients through the complexities of federal and private flood policies, ensuring appropriate coverage for structures and contents. It also reviews existing plans to identify gaps in protection during policy renewals. As seasonal heavy rains or high tides occasionally threaten the coastal South Bay region, the firm helps property owners prepare for potential water ingress before storms arrive.

DD
3812 Sepulveda Blvd # 400
Denise DeCosta - State Farm Insurance Agent
Flood Insurance Agent · Torrance, CA

Spring storms often bring flash flooding to Torrance neighborhoods, particularly near the Palos Verdes escarpment. As a local flood insurance agent, Denise DeCosta - State Farm Insurance Agent helps homeowners and renters obtain policies that cover rising water damage not included in standard homeowners plans. She reviews individual property risk factors, including proximity to storm drains and low-lying areas. The first step for any prospective client is scheduling a personal consultation to assess their specific flooding exposure and discuss available coverage options.

CG
3220 Sepulveda Blvd STE 105
Chris Gordon - State Farm Insurance Agent
Flood Insurance Agent · Torrance, CA

Chris Gordon - State Farm Insurance Agent in Torrance, CA offers residential flood insurance to homeowners seeking financial protection against water damage from storms and rising water. Commercial coverage is also available for local businesses in and around the Torrance area. The agent works with clients to understand their specific flood risk and policy options based on their property location. After an initial policy is set up, the agency provides follow‑up service to review coverage needs before each renewal period or between regular annual visits.

DI
20355 Hawthorne Blvd 2nd Floor
Daiwa Insurance Marketing
Flood Insurance Agent · Torrance, CA

Daiwa Insurance Marketing in Torrance, CA assists clients in evaluating property coverage against water damage from storms or rising tides. The company specializes in flood insurance policies tailored to local risks in Southern California. It helps homeowners and businesses secure necessary protection for structures and contents. Services are accessible for commercial sectors such as offices, warehouses, and food service operations needing customizable plans to mitigate potential losses from flooding events.

PI
2356 Torrance Blvd
Post Insurance Services, Inc
Flood Insurance Agent · Torrance, CA

Post Insurance Services, Inc., based in Torrance, CA, is known for helping property owners navigate the complexities of flood insurance. The agency serves homeowners, renters, and business operators across the region seeking protection against water damage from storms and rising tides. It assists clients in understanding federal flood maps and policy options from the National Flood Insurance Program. The company can also help arrange additional coverage for building contents and personal property.

GI
3655 Torrance Blvd STE 300
Ganis Insurance Services, Inc.
Flood Insurance Agent · Torrance, CA
(310) 540-8486
ganisins.com
IC
3220 Sepulveda Blvd #202
Insurance Center Associates: C & S Insurance
Flood Insurance Agent · Torrance, CA
(310) 517-8255
inscenter.com
SI
18402 Hawthorne Blvd Suite B
Seashore Insurance Agency, Inc.
Flood Insurance Agent · Torrance, CA
(310) 542-9500
seashoreins.com
YR
22712 S Western Ave
You're Covered Insurance
Flood Insurance Agent · Torrance, CA
(310) 328-6627
KR
4733 Torrance Blvd #229
Kris Rogers Insurance Services
Flood Insurance Agent · Torrance, CA
(310) 316-2200
krisins.com
FM
23314 Crenshaw Blvd #1
Fin Martin Insurance Agency
Flood Insurance Agent · Torrance, CA
(310) 539-3533
finmartininsurance.com
FI
373 Van Ness Ave #240
FIA Insurance Services Inc
Flood Insurance Agent · Torrance, CA
(626) 795-7059
fia-insurance.com
BR
1971 W 190th St suite 260
B R & Y Insurance Inc
Flood Insurance Agent · Torrance, CA
(310) 217-8880
bryinsurance.com
SM
3868 W Carson St #210
Scherer & McMullen Insurance Agency, LLC
Flood Insurance Agent · Torrance, CA
(310) 540-5151
sminsurancefirst.com
SB
2309 Torrance Blvd
South Bay Insurance Brokers
Flood Insurance Agent · Torrance, CA
(310) 844-7953

What Does a a Flood Insurance Agent in Torrance Cost?

Flood insurance costs in California vary by property location elevation and coverage amount. NFIP policies average around 700 to 1,200 per year for standard coverage. Private flood insurance may cost 500 to 2,000 per year depending on risk factors. Higher-risk areas in Torrance near the coast or in flood zones may see premiums above 2,500. This is general information and not insurance advice.

About flood insurance agents in Torrance

Torrance residents face flood risks from heavy rain and coastal storms. A flood insurance agent in Torrance can help you understand the National Flood Insurance Program NFIP and private options. California law requires lenders to mandate flood insurance for properties in high-risk zones.

Frequently Asked Questions

Do I need flood insurance in Torrance California?

If your property is in a FEMA-designated Special Flood Hazard Area SFHA and you have a federally backed mortgage you must have flood insurance. Even outside SFHAs flood insurance is recommended because 25 percent of claims come from low-risk areas.

What does a flood insurance agent in Torrance do?

A flood insurance agent helps you compare NFIP policies and private flood insurance options. They assess your property risk and guide you on coverage limits deductibles and waiting periods. They also assist with filing claims after a flood event.

How long is the waiting period for flood insurance in California?

NFIP policies typically have a 30-day waiting period before coverage takes effect. Private insurers may offer shorter waiting periods. Plan ahead because you cannot buy coverage during an active flood event.

Flood Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.