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HomeFlood Insurance AgentsHawaii › Kailua-Kona

Find Flood Insurance Agents Near You in Kailua-Kona, HI

Browse flood insurance agents serving Kailua-Kona, Hawaii. Updated 2026-07-14.

The top-rated flood insurance agent in Kailua-Kona, Hawaii is Nakoa Kai Insurance Professionals: Allstate Insurance, rated 4.9 stars across 110 reviews. Other highly rated options include First American Title Company, Inc., Matt DeMille - State Farm Insurance Agent, Title Guaranty Kona. This directory lists 16 flood insurance agents serving Kailua-Kona.

Showing 16 flood insurance agents in Kailua-Kona, HIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Nakoa Kai Insurance Professionals: Allstate Insurance75-167 Hualalai Rd Ste 101(808) 326-1125
2First American Title Company, Inc.75-240 Nani Kailua Dr Suite 1(808) 329-4431
3Matt DeMille - State Farm Insurance AgentHale Ku'i Plaza, 73-4976 Kamanu St #201(808) 331-1113
4Title Guaranty Kona75-5660 Kopiko St B3(808) 329-6666
5Lance Matsumura - State Farm Insurance Agent75-240 Nani Kailua Dr APT 12
6Aloha Insurance Services Inc75-5931 Walua Rd #100(808) 334-0044
7Liberty Insurance Agency75-5586 Ololi Rd(808) 515-6427
8Keinnen Kato - State Farm Insurance Agent75-5722 Kuakini Hwy # 210(808) 327-5433
9Hawaiian Hurricane Group LLC75-5706 Hanama Pl # 203(808) 498-4270
10Atlas Insurance Agency75-167E Hualalai Rd(808) 329-4844
NK
75-167 Hualalai Rd Ste 101
Nakoa Kai Insurance Professionals: Allstate Insurance
Flood Insurance Agent · Kailua-Kona, HI

Nakoa Kai Insurance Professionals: Allstate Insurance serves Hilo and Hawaii County. As a flood insurance agent, the company helps property owners secure coverage against damage from rising water and storm surges. Insurance professionals assess coastal and inland flood risks common to the Big Island’s eastern shore. They guide clients through federal and private flood policies, ensuring properties meet necessary protection requirements. Among the specific services handled in this area are flood risk evaluations for homes near rivers and oceanfront, as well as policy adjustments for properties in designated flood zones.

FA
75-240 Nani Kailua Dr Suite 1
First American Title Company, Inc.
Flood Insurance Agent · Kailua-Kona, HI

First American Title Company, Inc. serves homeowners and property buyers in Kailua-Kona, Hawaii, offering flood insurance agent services. The agency helps clients in this coastal region assess their flood risk and secure necessary coverage for their properties. Flood policies through this firm protect against damage from storm surge and heavy rainfall common to the Big Island. It assists with both residential and commercial applications for the National Flood Insurance Program and private market policies tailored to local flood zone requirements.

MD
Hale Ku'i Plaza, 73-4976 Kamanu St #201
Matt DeMille - State Farm Insurance Agent
Flood Insurance Agent · Kailua-Kona, HI

Matt DeMille - State Farm Insurance Agent serves homeowners, businesses, and property managers in Kailua-Kona, Hawaii, who need flood insurance coverage due to the area’s high risk of storm surge and heavy rainfall. The agency helps clients assess their flood exposure and select policies that meet lender requirements and personal protection needs, focusing on clear explanations and reliable claims assistance. Its coverage area also extends to the neighboring community of Keauhou, providing flood insurance solutions across the larger Kona region.

TG
75-5660 Kopiko St B3
Title Guaranty Kona
Flood Insurance Agent · Kailua-Kona, HI

Title Guaranty Kona serves Kailua-Kona and surrounding communities across the Big Island, handling residential and commercial flood insurance policies. The agency assists property owners in understanding flood zone requirements and securing appropriate coverage against local hazards. It guides clients through the application process, explains policy details, and helps with necessary documentation. For a typical job, it evaluates the property’s specific risk factors and recommends a policy that aligns with both regulatory standards and the client’s budget considerations.

LM
75-240 Nani Kailua Dr APT 12
Lance Matsumura - State Farm Insurance Agent
Flood Insurance Agent · Kailua-Kona, HI
AI
75-5931 Walua Rd #100
Aloha Insurance Services Inc
Flood Insurance Agent · Kailua-Kona, HI

Aloha Insurance Services Inc in Kailua-Kona, HI distinguishes between a one-time policy purchase for closing requirements and recurring annual coverage that adapts to flood zone changes. Comprehensive flood insurance plans protect residential and commercial structures against storm surge, rising water, and related property damage common in coastal Hawaii. The agent assesses individual risk factors, including elevation and proximity to shorelines, to tailor suitable protection. Service operates on a scheduled renewal cycle with as-needed consultations for policy adjustments after new flood maps or property modifications.

LI
75-5586 Ololi Rd
Liberty Insurance Agency
Flood Insurance Agent · Kailua-Kona, HI

Liberty Insurance Agency provides flood insurance services to property owners throughout the Kailua-Kona area. The company specializes in helping clients secure coverage that addresses the specific flood risks common to the region, including those from storm surges and heavy rainfall. It works with residential homeowners as well as commercial property owners, seeking appropriate policies for their unique exposure levels. Among the commercial sectors it can serve are offices, warehouses, and food service establishments.

KK
75-5722 Kuakini Hwy # 210
Keinnen Kato - State Farm Insurance Agent
Flood Insurance Agent · Kailua-Kona, HI

Keinnen Kato - State Farm Insurance Agent specializes in flood insurance services for residential and commercial properties in Kailua-Kona, Hawaii. The agency helps clients assess their flood risk and navigate coverage options under the National Flood Insurance Program. It also provides general personal and business insurance solutions. This attention to flood protection is particularly valuable during the rainy season and for properties near the shoreline vulnerable to storm surge.

HH
75-5706 Hanama Pl # 203
Hawaiian Hurricane Group LLC
Flood Insurance Agent · Kailua-Kona, HI
AI
75-167E Hualalai Rd
Atlas Insurance Agency
Flood Insurance Agent · Kailua-Kona, HI

Atlas Insurance Agency in Kailua-Kona provides flood insurance coverage for residential properties throughout the area, helping homeowners protect against water damage from seasonal storms or rising tides. Commercial policies are also available for local businesses requiring similar protection for their buildings and inventory. The agency serves clients across the Kona coast and wider Hawaii Island region. Between regular policy reviews or storm seasons, customers often return to update their coverage limits, ensuring ongoing protection remains appropriate as conditions change.

PI
74-5620 Palani Rd #205
Paradise Insurance LLC
Flood Insurance Agent · Kailua-Kona, HI
(808) 315-7207
paradiseins.com
FN
75-1000 Henry St #202
Fidelity National Title & Escrow of Hawaii, Inc.
Flood Insurance Agent · Kailua-Kona, HI
(808) 334-0202
fidelityhawaii.com
HI
75-170 Hualalai Rd ste a100
Hoku Insurance LLC
Flood Insurance Agent · Kailua-Kona, HI
(808) 809-7670
hokuinsurance.com
SS
75-5591 Palani Rd # 2004
Safe Secure Insurance Agency HI
Flood Insurance Agent · Kailua-Kona, HI
(808) 930-1222
financeinsurance.com
PI
75-5591 Palani Rd Suite 2001
Pyramid Insurance - Kona
Flood Insurance Agent · Kailua-Kona, HI
(808) 527-7667
pyramidins.com
MU
75 Luhia St
Mutual Underwriters
Flood Insurance Agent · Kailua-Kona, HI
(808) 329-8689

What Does a a Flood Insurance Agent in Kailua-Kona Cost?

Typical flood insurance costs in Kailua-Kona range from 500 to 3,000 dollars per year for an NFIP policy. Private market policies may cost more or less depending on flood risk, building elevation, and coverage limits. Costs vary by case based on property location and structure. This is general information, not insurance advice.

About flood insurance agents in Kailua-Kona

Flood insurance agents in Kailua-Kona help property owners secure coverage through the National Flood Insurance Program and private insurers. Hawaii law requires flood insurance for properties in high risk zones if they have a federally backed mortgage. Local agents understand the unique flood risks from Kona lowlands to coastal properties.

Frequently Asked Questions

Do I need flood insurance in Kailua-Kona?

If your property is in a Special Flood Hazard Area and you have a federal mortgage, flood insurance is required. Even outside high risk zones, flooding from heavy rain or storm surge can occur. An agent can review your flood zone map and advise on coverage.

How does Hawaii law affect flood insurance requirements?

Hawaii follows NFIP rules and also has state specific building codes for flood prone areas. The Hawaii Flood Hazard Assessment Tool shows local flood zones. Agents use these tools to determine if your property must have coverage.

What does a flood insurance agent do for me in Kailua-Kona?

An agent explains flood zone designations, helps you choose a policy, and assists with filing claims. They also guide you on elevation certificates and mitigation discounts available through the NFIP Community Rating System.

Flood Insurance Agents in Other Hawaii Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.