ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeFlood Insurance AgentsHawaii › Kapolei

Find Flood Insurance Agents Near You in Kapolei, HI

Browse flood insurance agents serving Kapolei, Hawaii. Updated 2026-07-14.

The top-rated flood insurance agent in Kapolei, Hawaii is Darren Tatsuno: Allstate Insurance, rated 4.9 stars across 51 reviews. Other highly rated options include Title Guaranty Kapolei, Rachel Rooney - State Farm Insurance Agent, Helen Kado: Allstate Insurance. This directory lists 14 flood insurance agents serving Kapolei.

Showing 14 flood insurance agents in Kapolei, HIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Darren Tatsuno: Allstate Insurance2176 Lauwiliwili St #1(808) 682-7873
2Title Guaranty Kapolei1001 Kamokila Blvd #127(808) 690-9222
3Rachel Rooney - State Farm Insurance AgentJames Campbell Bldg, 1001 Kamokila Blvd Ste 270(808) 247-0091
4Helen Kado: Allstate Insurance91-1010 Shangrila St #302(808) 845-9026
5Mark Middleton - State Farm Insurance Agent2176 Lauwiliwili St #1(808) 674-1122
6John Huey - State Farm Insurance Agent1001 Kamokila Blvd #118(808) 674-6655
7Kevin Mak - GEICO Insurance Agent563 Farrington Hwy #105(808) 913-6331
8First American Title Company, Inc.338 Kamokila Blvd #208(808) 664-6050
9Jeremy Dunaway - State Farm Insurance Agent1001 Kamokila Blvd Ste 120(808) 622-4444
10Daffodil Insurance Agency909 Haumea St(808) 468-8171
DT
2176 Lauwiliwili St #1
Darren Tatsuno: Allstate Insurance
Flood Insurance Agent · Kapolei, HI

Darren Tatsuno: Allstate Insurance provides flood insurance solutions for property owners in Kapolei, HI. It helps clients assess their flood risk and select appropriate coverage policies, which may be complemented by specific service plans that include periodic policy reviews. The agency assists homeowners and renters in understanding their national flood insurance program options. It also works with commercial property owners. Its services cover single-family homes, apartments, retail spaces, and restaurants in the local area.

TG
1001 Kamokila Blvd #127
Title Guaranty Kapolei
Flood Insurance Agent · Kapolei, HI

Title Guaranty Kapolei serves homeowners, businesses, and property managers in need of flood insurance guidance across the Kapolei area. The agency helps clients understand flood zone requirements and secure appropriate coverage to protect their properties from potential water damage. It assists with policy options that meet lender and community floodplain management standards. The team explains coverage limits and deductibles clearly so each customer can make informed decisions about their flood protection. It also offers services to property owners in nearby Ewa Beach and the greater Honolulu metro region.

RR
James Campbell Bldg, 1001 Kamokila Blvd Ste 270
Rachel Rooney - State Farm Insurance Agent
Flood Insurance Agent · Kapolei, HI

Serving Kapolei and the surrounding communities of Honolulu’s leeward coast, Rachel Rooney - State Farm Insurance Agent handles flood insurance policies for homeowners, renters, and businesses. The agency addresses risks ranging from heavy tropical rainfall to storm surge, providing coverage that supplements standard property insurance. Responding to each client’s unique property risk, the agent begins by reviewing elevation certificates and flood zone designations, then tailors a policy to meet the individual coverage needs for the full claim process.

HK
91-1010 Shangrila St #302
Helen Kado: Allstate Insurance
Flood Insurance Agent · Kapolei, HI

Helen Kado: Allstate Insurance provides dedicated flood insurance agent services in Kapolei, HI. The agency handles policy options that cover structure and contents damage from rising water, a specific need for Hawaii properties. It processes applications and quotes for homeowners and businesses alike. The agency assists clients with understanding flood zone designations and requirements for federally backed mortgages. This trusted resource helps Kapolei residents prepare for the annual heavy rain and storm surge seasons that pose recurring risks to island communities.

MM
2176 Lauwiliwili St #1
Mark Middleton - State Farm Insurance Agent
Flood Insurance Agent · Kapolei, HI

Mark Middleton - State Farm Insurance Agent in Kapolei, HI, provides flood insurance solutions that can be structured as either a one-time policy for a specific property or a recurring annual policy that renews automatically. Coverage options protect against direct physical loss caused by rising water from external sources, including storm surges and heavy rains. Service operates on a scheduled annual renewal basis, with the option to make adjustments or purchase a new one-time policy as individual property needs change.

JH
1001 Kamokila Blvd #118
John Huey - State Farm Insurance Agent
Flood Insurance Agent · Kapolei, HI

With heavy rain and rising tides common in Kapolei, homeowners face significant flood risks requiring proper coverage. John Huey, operating as a State Farm Insurance Agent, provides flood insurance policies tailored to protect local properties from water damage. This agent evaluates individual needs based on regional flood zones and property elevations. After a brief consultation, the agent inspects the property’s ground level and drainage to recommend suitable coverage limits and deductibles for a policy.

KM
563 Farrington Hwy #105
Kevin Mak - GEICO Insurance Agent
Flood Insurance Agent · Kapolei, HI

Kevin Mak, GEICO Insurance Agent serves the Kapolei, Hawaii area and offers flood insurance solutions for local property owners. The agency helps clients understand the specific risks associated with coastal and low-lying regions in this part of Oahu. Policies are designed to protect homes and businesses from water damage caused by heavy rains and rising tides. Services include reviewing existing coverage to identify potential gaps in protection and assisting with new policy applications for residential properties in flood zones.

FA
338 Kamokila Blvd #208
First American Title Company, Inc.
Flood Insurance Agent · Kapolei, HI

First American Title Company, Inc. serves homeowners, businesses, and property managers in Kapolei, Hawaii, by providing expert guidance on federally required flood insurance policies. It helps clients understand their flood zone designations and secure appropriate coverage for their properties against potential water damage. The agency assists with compliance and policy selection to protect assets in this coastal region. Its service area also extends throughout the nearby communities of Ewa Beach and the greater Oahu metro area.

JD
1001 Kamokila Blvd Ste 120
Jeremy Dunaway - State Farm Insurance Agent
Flood Insurance Agent · Kapolei, HI

Jeremy Dunaway’s State Farm agency in Kapolei provides residential flood insurance for homeowners seeking protection against storm surges and heavy rainfall common to the islands. Commercial coverage is also offered for local businesses near coastal flood zones. The agency serves the Kapolei area and surrounding Oahu communities, helping clients understand flood risk and policy options. When annual policy reviews or changes in flood maps occur, many existing customers return for updated consultations between regular insurance visits.

DI
909 Haumea St
Daffodil Insurance Agency
Flood Insurance Agent · Kapolei, HI

Daffodil Insurance Agency specializes in helping property owners in Kapolei secure essential coverage against water damage. As a dedicated flood insurance agent, the company also offers the ability to tailor policies to include protection for both structural and contents risks. Located in Hawaii, the agency understands the high exposure to storms and rising water levels. Its services are available for a range of commercial property types, including offices, warehouses, and food service establishments.

KP
2110 Lauwiliwili St Ste 101h
Kay Pallasigue Kim: Allstate Insurance
Flood Insurance Agent · Kapolei, HI
(808) 626-2788
agents.allstate.com/kay-pallasigue-kim-kapolei-hi.html
NI
1001 Kamokila Blvd #201
National Interstate Insurance Company
Flood Insurance Agent · Kapolei, HI
(800) 929-1500
nationalinterstate.com
PI
949 Kamokila Blvd Suite 375
Pyramid Insurance - Kapolei
Flood Insurance Agent · Kapolei, HI
(808) 527-7667
pyramidins.com
AH
91-1010 Shangrila St #302
Allstate: Honolulu Insurance Specialists
Flood Insurance Agent · Kapolei, HI
(808) 845-9026
allstate.com

What Does a a Flood Insurance Agent in Kapolei Cost?

Flood insurance premiums in Kapolei typically range from 700 to 2,500 dollars per year for an NFIP policy, depending on the flood zone, building elevation, and coverage amount. Private market policies can cost more or less based on risk assessment. Costs vary by case and property specifics. This is general information and not insurance advice.

About flood insurance agents in Kapolei

Flood insurance agents in Kapolei help property owners understand their flood risk and secure coverage through the National Flood Insurance Program or private insurers. Hawaii law requires flood insurance for properties in high-risk flood zones with a federally backed mortgage. Kapolei residents should work with a local agent who knows the specific flood maps and elevation requirements for the Ewa Plain area.

Frequently Asked Questions

Do I need flood insurance in Kapolei Hawaii?

If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, flooding from heavy rain or storm surge can occur in Kapolei.

What does a flood insurance agent in Kapolei do?

A flood insurance agent helps you determine your flood zone, compare NFIP and private policy options, and complete the required elevation certificate. They also assist with filing claims after a flood event.

How long does it take to get flood insurance in Kapolei?

NFIP policies have a 30-day waiting period before coverage begins, unless the policy is bought in connection with a new home purchase or a loan closing. Private insurers may have different waiting periods.

Flood Insurance Agents in Other Hawaii Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.