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Find Flood Insurance Agents Near You in Lihue, HI

Browse flood insurance agents serving Lihue, Hawaii. Updated 2026-07-14.

The top-rated flood insurance agent in Lihue, Hawaii is Yukimura & Associates: Allstate Insurance, rated 4.8 stars across 44 reviews. Other highly rated options include Adam Smith - State Farm Insurance Agent, Skip Koenig - State Farm Insurance Agent, Punua Insurance. This directory lists 14 flood insurance agents serving Lihue.

Showing 14 flood insurance agents in Lihue, HIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Yukimura & Associates: Allstate Insurance2987 Umi St STE 101(808) 246-2665
2Adam Smith - State Farm Insurance Agent4374 Kukui Grove St Ste 103(808) 821-2630
3Skip Koenig - State Farm Insurance Agent4491 Kolopa St(808) 632-0406
4Punua Insurance4268 Rice St # A(808) 245-8508
5Eric Kaneda - State Farm Insurance Agent2970 Haleko Rd #106(808) 245-3554
6Business Insurance4485 Pahee St # 140(808) 245-2773
7Heritage Insurance HI1616 Haleukana St(808) 431-3375
8Pyramid Insurance - Kauai4405 Kukui Grove St #102(808) 245-4624
9Mokihana Insurance Agency4393 Kukui Grove St #102(808) 245-9573
10Noguchi & Associates Inc4370 Kukui Grove St(808) 245-8449
YA
2987 Umi St STE 101
Yukimura & Associates: Allstate Insurance
Flood Insurance Agent · Lihue, HI

Yukimura & Associates: Allstate Insurance serves Lihue, Kauai, providing flood insurance agent services for property owners in flood-prone coastal and low-lying areas. The company assists clients in understanding National Flood Insurance Program policies and securing appropriate coverage for homes and businesses. It also helps evaluate risk from storm surge and heavy rainfall events common to the region. Flood insurance applications and policy renewals for residential and commercial properties are two specific services it handles in this area.

AS
4374 Kukui Grove St Ste 103
Adam Smith - State Farm Insurance Agent
Flood Insurance Agent · Lihue, HI

Adam Smith - State Farm Insurance Agent provides guidance on flood insurance policies for properties in the Lihue area, helping clients assess their coverage needs. Its service approach includes discussing policy options and reviewing existing plans to ensure adequate protection against flood risks. The agency offers ongoing support for claims filing and policy adjustments as conditions change. It services single-family homes, apartments, retail spaces, and restaurants throughout the region.

SK
4491 Kolopa St
Skip Koenig - State Farm Insurance Agent
Flood Insurance Agent · Lihue, HI

Skip Koenig - State Farm Insurance Agent in Lihue, HI serves homeowners, businesses, and property managers seeking flood insurance protection. The agency helps clients assess flood risks to their properties and secure appropriate coverage policies for financial security against water damage. Flood damage can occur suddenly, making it important for property owners to have reliable protection in place. The agency also provides coverage guidance to residents and commercial operators in nearby Kapaa and the surrounding Kauai communities.

PI
4268 Rice St # A
Punua Insurance
Flood Insurance Agent · Lihue, HI

Punua Insurance in Lihue, HI distinguishes between securing a one-time flood certificate for a real estate transaction and setting up an annual recurring policy for ongoing property protection. The agency provides coverage against water damage from rising waters and storm surges common to the Hawaiian islands. Services are available on an as-needed basis for individual certifications or as a regularly scheduled annual policy renewal to maintain continuous coverage.

EK
2970 Haleko Rd #106
Eric Kaneda - State Farm Insurance Agent
Flood Insurance Agent · Lihue, HI

Serving Lihue and the surrounding communities across Kauai, Eric Kaneda - State Farm Insurance Agent handles flood insurance policies for residential and commercial properties. It provides coverage tailored to protect against damage from rising water and storm surges common to the island. The agency typically works with clients to review flood zone maps and ensure adequate policy limits. For a typical job, it begins by assessing the property’s specific flood risk level and then recommends appropriate coverage options.

BI
4485 Pahee St # 140
Business Insurance
Flood Insurance Agent · Lihue, HI

Business Insurance specializes in helping property owners secure flood coverage policies. Based in Lihue, Hawaii, the agency serves the local community, guiding clients through the complexities of flood insurance options for homes and businesses in flood-prone areas. Its general service work involves assessing individual property risks and comparing various policy plans. The agency assists with specific situational concerns, such as preparing for heightened flood risks during Hawaii’s wet winter season.

HI
1616 Haleukana St
Heritage Insurance HI
Flood Insurance Agent · Lihue, HI

Heritage Insurance HI operates in Lihue as a flood insurance agency, helping property owners assess and manage risks from rising waters. The company specializes in customizing policies to account for local weather patterns and flood zone regulations. Businesses and homeowners alike can find coverage tailored to their structures and contents. The firm serves commercial sectors including offices, warehouses, and food service establishments, addressing their distinct operational exposure.

PI
4405 Kukui Grove St #102
Pyramid Insurance - Kauai
Flood Insurance Agent · Lihue, HI

With heavy winter rains and the constant threat of tsunami inundation on Kauai’s southern shore, property owners in Lihue face significant flood exposure. Pyramid Insurance - Kauai provides guidance on National Flood Insurance Program policies and private flood coverage to help mitigate financial risk from rising waters. The agency works closely with homeowners and commercial clients to review flood zone designations and determine appropriate policy limits. An initial property inspection or a review of current elevation certificates is performed to begin the assessment and move toward coverage.

MI
4393 Kukui Grove St #102
Mokihana Insurance Agency
Flood Insurance Agent · Lihue, HI

Mokihana Insurance Agency provides flood insurance services for residential properties in Lihue, Hawaii. Commercial flood coverage is also available to local businesses throughout the island. The agency helps property owners understand the specific flood risks common to this coastal area. Clients receive guidance on selecting appropriate policy limits and deductibles for their needs. After the initial policy is placed, the agency offers follow-up service between regular visits, ensuring coverage remains suitable during renewal periods and after any property changes or local flood zone updates.

NA
4370 Kukui Grove St
Noguchi & Associates Inc
Flood Insurance Agent · Lihue, HI

Noguchi & Associates Inc is a flood insurance agency known for helping property owners in Lihue, HI, secure coverage against water damage. The firm assists clients with understanding federal flood insurance requirements and determining appropriate policy limits for their homes or businesses. It offers guidance throughout the application process to ensure adequate protection. Additionally, the agency provides services for adjusting existing policies as flood zones and property values change over time. On request, it can conduct a personalized risk assessment for a client’s specific address.

YF
3156 Elua St
YeeCorp Financial & Insurance Services
Flood Insurance Agent · Lihue, HI
(808) 245-5384
yeecorp.com
AI
4493 Pahee St
Atlas Insurance Inc
Flood Insurance Agent · Lihue, HI
(808) 246-1335
atlasinsurance.com
PI
3, 2600 Kaumualii Hwy #1606
Pyramid Insurance - Kauai KGSC
Flood Insurance Agent · Lihue, HI
(808) 245-1941
pyramidins.com
AF
2973 B, 2973 Umi St
Aflac
Flood Insurance Agent · Lihue, HI
(808) 241-7555
aflac.com/agents/derrick_ching.aspx

What Does a a Flood Insurance Agent in Lihue Cost?

Typical flood insurance costs in Lihue range from 700 to 2,500 per year for an NFIP policy depending on flood zone elevation and building value. Private market policies may cost 500 to 3,000 annually. Premiums vary significantly by property. This is general information not insurance advice.

About flood insurance agents in Lihue

Flood insurance agents in Lihue help property owners secure coverage through the National Flood Insurance Program or private insurers. Hawaii law requires disclosure of flood zone status in real estate transactions. Many Lihue homes near the coast or Hanalei River may need flood insurance for mortgage compliance.

Frequently Asked Questions

Do I need flood insurance in Lihue Hawaii?

If your property is in a high risk flood zone designated by FEMA your lender will likely require flood insurance. Even in moderate risk zones coverage is recommended due to heavy rain and storm surge risks on Kauai.

What does a flood insurance agent in Lihue do?

An agent helps you determine your flood zone risk compare NFIP and private policy options and complete the application. They also assist with elevation certificates and renewal reminders.

How long does it take to get flood insurance in Lihue?

NFIP policies typically have a 30 day waiting period before coverage begins. Private insurers may offer shorter waits. Plan ahead especially during hurricane season from June to November.

Flood Insurance Agents in Other Hawaii Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.