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Flood Insurance Agents in Caldwell, ID

Directory of flood insurance agents in Caldwell, Idaho. Verify credentials with the state department of insurance before hiring.

17 agents listed
Updated May 2026
Caldwell, ID
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Idaho before hiring.
Showing 17 flood insurance agents in Caldwell, ID Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Garrett Miyauchi - State Farm Insurance Agent
2024 Blaine St, Caldwell, ID 83605
(208) 455-9717 garrettmiyauchi.com
Mike Hanson - State Farm Insurance Agent
2805 Blaine St Suite 130, Caldwell, ID 83605
(208) 454-5564 mikehansonsf.com
Three Rivers Insurance Inc.
910 Cleveland Blvd, Caldwell, ID 83605
(208) 454-1424 threeriversagency.net
Selva Insurance Group - Idaho Farm Bureau Insurance
4122 Cleveland Blvd, Caldwell, ID 83605
(208) 809-8140 selvainsurancegroup.com
Idaho Farm Bureau Insurance
4122 Cleveland Blvd, Caldwell, ID 83605
(208) 459-1604 idahofarmbureauinsurance.com
Mark S Freemyer: Allstate Insurance
3110 Cleveland Blvd Ste A3, Caldwell, ID 83605
(208) 459-1713 agents.allstate.com
The Hartwell Corporation
1220 Cleveland Blvd, Caldwell, ID 83605
(208) 459-1678 thehartwellcorp.com
Farmers Insurance - Ryan Steiger
4618 Beacon Ln Ste 108, Caldwell, ID 83605
(208) 459-0061 agents.farmers.com
Montoya Insurance Group
6115 Cleveland Blvd Ste 101, Caldwell, ID 83607
(208) 459-1687 montoyainsurancegroup.com
Eduardo Diaz - State Farm Insurance Agent
2922 Cleveland Blvd Ste 500, Caldwell, ID 83605
(208) 453-6852 diazinsuranceidaho.com
James Ellis Agency LLC American Family Insurance
704 Dearborn St, Caldwell, ID 83605
(208) 321-7560 amfam.com
Shaffer Buck Insurance
524 S 9th Ave #101, Caldwell, ID 83605
(208) 454-1401 shafferbuckinsurance.com
Midtowne Insurance
6618 Cleveland Blvd # A, Caldwell, ID 83607
(208) 459-9422 midtowneinsurance.com
Ryan Schwin - Idaho Farm Bureau Insurance Agent
4122 Cleveland Blvd, Caldwell, ID 83605
(208) 739-0894 idahofarmbureauinsurance.com
Tina Combs- COUNTRY Financial Agent
524 Cleveland Blvd Suite 225, Caldwell, ID 83605
(208) 743-9624 agents.countryfinancial.com
WaFd Insurance Group
513 Cleveland Blvd, Caldwell, ID 83605
(208) 337-3161 wafdinsurance.com
Ryan Porter - Idaho Farm Bureau Insurance Agent
4122 Cleveland Blvd, Caldwell, ID 83605
(208) 941-4728 idahofarmbureauinsurance.com

Flood insurance agents in Caldwell Idaho help property owners understand their flood risk and secure coverage through the National Flood Insurance Program or private carriers. Idaho law does not require flood insurance but mortgage lenders often mandate it for properties in Special Flood Hazard Areas. Caldwell sits near the Boise River and several irrigation canals which can affect flood zone designations.

What Does a Flood Insurance Agent in Caldwell Cost?

Flood insurance costs in Caldwell Idaho vary based on flood zone elevation and building characteristics. Average annual premiums for NFIP policies in Idaho range from 700 to 2000 dollars but can be higher in high-risk areas. Elevation certificates and community rating system discounts may lower costs. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Caldwell Idaho?
Flood insurance is not required by Idaho state law. However if your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage your lender will require flood insurance.
What does a flood insurance agent do in Caldwell?
A flood insurance agent evaluates your property location and flood zone to recommend appropriate coverage. They also help you complete the NFIP application and ensure compliance with Idaho insurance regulations.