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HomeFlood Insurance AgentsIdaho › Meridian

Find Flood Insurance Agents Near You in Meridian, ID

Browse flood insurance agents serving Meridian, Idaho. Updated 2026-07-14.

The top-rated flood insurance agent in Meridian, Idaho is Insurance 4 Idaho, rated 4.9 stars across 174 reviews. Other highly rated options include Mustard Seed Financial & Insurance Inc, Idaho Select Insurance, LLC, Richardson Insurance. This directory lists 22 flood insurance agents serving Meridian.

Showing 22 flood insurance agents in Meridian, IDListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Insurance 4 Idaho943 W Overland Rd(208) 955-1618
2Mustard Seed Financial & Insurance Inc501 S Main St(208) 577-5577
3Idaho Select Insurance, LLC3023 E Copper Point Dr #203(208) 473-2406
4Richardson Insurance940 E Carol St(208) 322-1030
5Insure Idaho1693 S Spg Vly Ln # 200(208) 947-9777
6Steve Bertsch Insurance Agency41 S Baltic Pl #100(208) 955-8200
7White Rock Insurance1900 N Lakes Pl Suite 102(208) 999-2437
8Boise River Insurance James Stocker Group2541 N Stokesberry Pl Suite 300(208) 949-2900
9Insur-Mart LLC - Cindy Zenor1233 N Meridian Rd Suite 100(208) 888-2255
10Ballard & Co. Inc. Insurance851 E Fairview Ave(208) 323-8214
I4
943 W Overland Rd
Insurance 4 Idaho
Flood Insurance Agent · Meridian, ID

Insurance 4 Idaho serves the Meridian, Idaho, metro area and surrounding communities, offering flood insurance agent services designed to help property owners navigate their coverage needs. As a local provider, the agency works with standard National Flood Insurance Program policies and also reviews options for private flood insurance. It assists both homeowners and commercial property clients in securing appropriate protection against flood damage. The agency handles policy selections, coverage limit evaluations, and guidance on flood zone requirements in the Meridian area.

MS
501 S Main St
Mustard Seed Financial & Insurance Inc
Flood Insurance Agent · Meridian, ID

Mustard Seed Financial & Insurance Inc provides flood insurance agent services for properties in the Meridian, Idaho area. The company assists clients in selecting appropriate coverage plans and offers ongoing policy maintenance to help ensure continuous protection against flood risks. Routine policy reviews and renewal support are available to keep coverage aligned with changing property needs and regulations. The agency services single-family homes, apartments, retail establishments, and restaurants.

IS
3023 E Copper Point Dr #203
Idaho Select Insurance, LLC
Flood Insurance Agent · Meridian, ID

Idaho Select Insurance, LLC serves homeowners, businesses, and property managers in Meridian, ID, seeking reliable flood insurance coverage. The agency guides clients through federally backed and private market options to protect against regional flood risks. By assessing individual property exposure and local flood zone maps, the agent tailors policies to meet specific needs. This service helps policyholders secure necessary financial safeguards for their structures and belongings. The company also provides its flood insurance expertise to clients in adjacent Boise and the broader Treasure Valley metro area.

RI
940 E Carol St
Richardson Insurance
Flood Insurance Agent · Meridian, ID

Serving Meridian, Idaho, and the surrounding communities, Richardson Insurance handles flood insurance needs for residential and commercial properties in flood-prone zones. As a local agent, it works with national flood insurance programs to help property owners secure necessary coverage. The agency assesses each client's specific flood risk based on property location and elevation. To handle a typical job, Richardson Insurance first evaluates the property's flood zone designation, then presents suitable policy options that comply with lender requirements.

II
1693 S Spg Vly Ln # 200
Insure Idaho
Flood Insurance Agent · Meridian, ID

Insure Idaho in Meridian specializes in guiding property owners through the complexities of flood insurance policies. It helps clients assess their flood risk exposures and secure appropriate coverage for homes and businesses. The agent works diligently to match each customer with suitable plans from the National Flood Insurance Program and private insurers. Given Idaho’s unpredictable spring runoff and potential for flash flooding in low-lying areas, the agency assists residents with filing claims promptly after sudden storm damage occurs.

SB
41 S Baltic Pl #100
Steve Bertsch Insurance Agency
Flood Insurance Agent · Meridian, ID

Steve Bertsch Insurance Agency in Meridian, ID provides residential flood insurance coverage, safeguarding homeowners against water damage from storms and overflowing waterways. Commercial flood protection is also available for local businesses in the region. Policies are tailored to the specific flood zone risks that affect properties across Ada County. The agency serves all surrounding communities, ensuring clients understand their coverage before storm seasons begin. Customers often schedule follow-up appointments to adjust policies after a flood event, maintaining protection between regular property inspections.

WR
1900 N Lakes Pl Suite 102
White Rock Insurance
Flood Insurance Agent · Meridian, ID

White Rock Insurance of Meridian, Idaho, is known for assisting homeowners and businesses in securing flood coverage through the National Flood Insurance Program. The agency helps clients in the region understand flood zone designations and policy requirements to protect against potential water damage. Services include evaluating risk for properties in designated floodplains. As a specialty service, the agency can assist with excess flood coverage options for higher-value properties beyond standard NFIP limits.

BR
2541 N Stokesberry Pl Suite 300
Boise River Insurance James Stocker Group
Flood Insurance Agent · Meridian, ID

Boise River Insurance James Stocker Group assists clients in Meridian and the broader Treasure Valley area with their property protection needs. As a flood insurance agent, the company specializes in helping property owners secure coverage specifically for flood events, which are often excluded from standard policies. Its work involves assessing flood risk and guiding customers through available options for safeguarding their assets. The agency can serve a variety of commercial sectors, including offices, warehouses, and food service operations.

IM
1233 N Meridian Rd Suite 100
Insur-Mart LLC - Cindy Zenor
Flood Insurance Agent · Meridian, ID

Insur-Mart LLC - Cindy Zenor in Meridian, Idaho, specializes in helping property owners secure flood insurance policies for residential and commercial needs. Understanding local flood risks in the Treasure Valley, the agent guides clients through policy options to protect against water damage. Services include coverage assessments, policy renewals, and claim assistance after a flood event. As a dedicated Flood Insurance Agent, the company can also provide guidance on obtaining separate contents coverage for personal belongings not covered under standard policies.

BC
851 E Fairview Ave
Ballard & Co. Inc. Insurance
Flood Insurance Agent · Meridian, ID

Ballard & Co. Inc. Insurance serves Meridian and Ada County, offering flood insurance agent services to protect residential and commercial properties. The company helps clients in this area obtain coverage through the National Flood Insurance Program. Their agents evaluate property risks from seasonal flooding and assist with policy applications. Ballard & Co. Inc. specifically handles flood zone determination and claims support for clients in Meridian.

HA
2976 E Overland Rd STE 120
Hoodenpyle Agency - Idaho Farm Bureau Insurance
Flood Insurance Agent · Meridian, ID
(208) 900-3505
hoodenpyleinsuranceagency.com
BM
3023 E Copper Point Dr #203
Ben Mock Insurance
Flood Insurance Agent · Meridian, ID
(208) 880-4890
benmockinsurance.com
GI
25 E Fairview Ave STE 210
Goosehead Insurance - Spencer Tyler
Flood Insurance Agent · Meridian, ID
(208) 906-3116
goosehead.com/agents/id/meridian/spencer-tyler
HI
1406 N Main St Suite 112
Howe Insurance Brokerage
Flood Insurance Agent · Meridian, ID
(208) 391-4141
howeinsurance.org
AM
1860 N Lakes Pl
Acrisure Meridian, ID (Northwest Insurance Brokers)
Flood Insurance Agent · Meridian, ID
(208) 322-8300
northwestbrokers.com
IF
30 SW 8th Ave
Idaho Farm Bureau Insurance
Flood Insurance Agent · Meridian, ID
(208) 888-1821
idahofarmbureauinsurance.com/find-an-agent
BR
41 S Baltic Pl #100
BOISE RIVER INSURANCE LLC
Flood Insurance Agent · Meridian, ID
(208) 949-2222
boiseriverinsurance.com
LW
41 S Baltic Pl #100
Larry Wood - Boise River Insurance
Flood Insurance Agent · Meridian, ID
(208) 954-7525
BB
1820 S Silverstone Way Ste 120
Brown & Brown
Flood Insurance Agent · Meridian, ID
(720) 850-0033
bbrown.com/us
AA
929 N Main St
All American Insurance, Inc
Flood Insurance Agent · Meridian, ID
(208) 888-1465
aaillc.com
AS
925 N Main St Suite D
American Shield Insurance
Flood Insurance Agent · Meridian, ID
(208) 614-0797
americanshieldinsurance.net
HI
3142 W Belltower Dr
Hulme Insurance, LLC
Flood Insurance Agent · Meridian, ID
(208) 939-4505
hulmeinsurance.com

What Does a a Flood Insurance Agent in Meridian Cost?

Flood insurance costs in Idaho vary by property risk, elevation, and coverage amount. For a typical NFIP policy in Meridian, annual premiums range from 700 to 2,500 dollars. High-risk properties near waterways may exceed 3,000 dollars. Private insurers may offer lower rates for low-risk homes. This is general information and not insurance advice.

About flood insurance agents in Meridian

Flood insurance agents in Meridian Idaho help homeowners and businesses secure coverage through the National Flood Insurance Program or private insurers. Idaho law requires lenders to mandate flood insurance for properties in high-risk zones designated by FEMA. Meridian properties near the Boise River or in low-lying areas may benefit from an agent review of flood maps and policy options.

Frequently Asked Questions

Do I need flood insurance in Meridian Idaho?

If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, Meridian residents may choose coverage because heavy rain or snowmelt can cause localized flooding.

What does a flood insurance agent in Meridian do?

A flood insurance agent evaluates your property location using FEMA flood maps, explains policy limits and deductibles, and helps you file a claim. They can also advise on elevation certificates and mitigation discounts available under Idaho building codes.

How long does it take to get flood insurance in Idaho?

Standard NFIP policies have a 30-day waiting period after purchase before coverage begins. Private flood insurance may offer shorter waits. An agent can explain exceptions for new loans or map changes.

Flood Insurance Agents in Other Idaho Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.