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HomeFlood Insurance AgentsIdaho › Post Falls

Find Flood Insurance Agents Near You in Post Falls, ID

Browse flood insurance agents serving Post Falls, Idaho. Updated 2026-07-14.

The top-rated flood insurance agent in Post Falls, Idaho is Sue Breesnee - State Farm Insurance Agent, rated 4.9 stars across 285 reviews. Other highly rated options include Andy Cline: Allstate Insurance, Basin Pacific-Post Falls, Farm Bureau- North Idaho Insurance Agency. This directory lists 18 flood insurance agents serving Post Falls.

Showing 18 flood insurance agents in Post Falls, IDListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Sue Breesnee - State Farm Insurance Agent724 ID-41 Ste A(208) 457-9000
2Andy Cline: Allstate Insurance1208 N Idaho St Suite 103(208) 777-7675
3Basin Pacific-Post Falls311 E Mullan Ave(208) 457-1800
4Farm Bureau- North Idaho Insurance Agency806 E Polston Ave Suite B(208) 618-8765
5Acrisure Post Falls, ID (Dickinson Insurance)609 N Syringa St Ste A(208) 773-0504
6Farm Bureau Insurance806 E Polston Ave STE A(208) 457-8018
7Farmers Insurance - Corey Dwinell841 N Boulder Ct Ste A(208) 773-3820
8Joseph Richards - Idaho Farm Bureau Insurance Agent806 E Polston Ave Suite B(208) 618-8765
9Jana Pool American Family Insurance3145 E Mullan Ave #400(208) 664-2344
10Farm Insurance Group Idaho405 E Seltice Way(208) 268-0948
SB
724 ID-41 Ste A
Sue Breesnee - State Farm Insurance Agent
Flood Insurance Agent · Post Falls, ID

Sue Breesnee - State Farm Insurance Agent serves the Post Falls, ID area and the surrounding Kootenai County region. The agency specializes in flood insurance, helping homeowners and businesses protect their property from water damage. This service is essential for residents in this region, where seasonal weather patterns can increase flood risks. Policies are designed to cover structural damage and belongings. The company assists clients with obtaining National Flood Insurance Program policies and reviews existing coverage to identify potential gaps in protection.

AC
1208 N Idaho St Suite 103
Andy Cline: Allstate Insurance
Flood Insurance Agent · Post Falls, ID

Andy Cline: Allstate Insurance in Post Falls, ID, provides flood insurance coverage, including policy review and risk assessment services for properties in flood-prone zones. Its service plans offer guidance on adjusting coverage limits and navigating claims following a flooding event, helping clients understand National Flood Insurance Program options. The agency assists with protecting single-family homes, apartments, retail spaces, and restaurant properties throughout the local area.

BP
311 E Mullan Ave
Basin Pacific-Post Falls
Flood Insurance Agent · Post Falls, ID

Basin Pacific-Post Falls serves homeowners, businesses, and property managers in Post Falls, Idaho, by providing flood insurance policies to protect against water damage. The agency guides clients through federal and private coverage options, helping secure financial protection for structures and contents. It assists with risk assessment and policy selection tailored to local flood zones. The company also extends its services to Coeur d’Alene, covering properties throughout the broader Kootenai County metro area.

FB
806 E Polston Ave Suite B
Farm Bureau- North Idaho Insurance Agency
Flood Insurance Agent · Post Falls, ID

Farm Bureau- North Idaho Insurance Agency serves Post Falls and the surrounding communities, including Coeur d'Alene and the broader Kootenai County region. It handles flood insurance needs for homeowners, renters, and business owners, addressing both standard and high-risk properties near waterways. To determine appropriate coverage, the agency reviews local flood zone maps and takes into account each property’s elevation and history of water damage. It then compares federal and private policy options to select a plan that fits the client’s specific risk profile and budget.

AP
609 N Syringa St Ste A
Acrisure Post Falls, ID (Dickinson Insurance)
Flood Insurance Agent · Post Falls, ID

Acrisure Post Falls, ID, operating as Dickinson Insurance, distinguishes between comprehensive flood coverage arranged as a recurring policy renewal and specialized one-time certificates for real estate transactions. This agency assists property owners in flood-prone zones of northern Idaho and eastern Washington, addressing both National Flood Insurance Program guidelines and private market options. Appointments are scheduled on a one-time or as-needed basis depending on the specific policy request or documentation required for a closing.

FB
806 E Polston Ave STE A
Farm Bureau Insurance
Flood Insurance Agent · Post Falls, ID

Farm Bureau Insurance in Post Falls, Idaho, provides personalized flood insurance agent services, offering coverage guidance tailored to individual property needs. It assists homeowners and businesses with policy selection and understanding flood zone risks. The agency evaluates local exposure to seasonal flooding from the Spokane River and surrounding waterways. With spring runoff and sudden summer storms posing constant threats, it helps clients secure protection before water levels rise.

FI
841 N Boulder Ct Ste A
Farmers Insurance - Corey Dwinell
Flood Insurance Agent · Post Falls, ID

In the rainy spring and unpredictable seasons common to Post Falls, unexpected water damage can threaten homes and properties. Farmers Insurance - Corey Dwinell provides guidance on flood insurance policies designed to cover such risks and help protect local structures and belongings. As a flood insurance agent, the service focuses on explaining policy terms, coverage limits, and the specific exclusions that apply to typical residential or commercial needs in the area. The process begins with a detailed discussion and inspection of the property to assess its exposure and recommend appropriate options.

JR
806 E Polston Ave Suite B
Joseph Richards - Idaho Farm Bureau Insurance Agent
Flood Insurance Agent · Post Falls, ID

Joseph Richards, an Idaho Farm Bureau Insurance agent in Post Falls, serves clients seeking residential flood insurance, providing protection for homes against water damage. The agency also offers commercial flood coverage for local businesses and their properties. Service extends throughout the Post Falls area and surrounding communities, ensuring residents have access to necessary flood policies. This agent works to help homeowners and business owners set up appropriate coverage, with follow-up service available between regular renewal visits to address any changing property needs.

JP
3145 E Mullan Ave #400
Jana Pool American Family Insurance
Flood Insurance Agent · Post Falls, ID

Jana Pool American Family Insurance offers flood insurance coverage to property owners in the Post Falls area, supplementing standard policies with specialized protection against rising waters. The agency addresses flood risks common to the region by advising clients on appropriate coverage limits and deductibles. Commercial sectors served include local offices, warehouses, and food service establishments that require tailored flood protection for their operations.

FI
405 E Seltice Way
Farm Insurance Group Idaho
Flood Insurance Agent · Post Falls, ID

Farm Insurance Group Idaho in Post Falls, Idaho, is known for helping property owners evaluate their flood risk and secure suitable coverage. The company serves residential and commercial clients throughout the local area who face potential water damage from rising rivers or heavy seasonal rains. It guides policyholders through the complexities of National Flood Insurance Program regulations and private market alternatives. As a supplementary service for vulnerable properties, it can also arrange additional coverage for basement seepage or sump pump failures.

AN
1616 E Seltice Way #219
American National Insurance Company: Helen Mossman
Flood Insurance Agent · Post Falls, ID
(208) 773-7665
americannational.com/agent
DA
806 E Polston Ave STE A
Dain Adams - Idaho Farm Bureau Insurance Agent
Flood Insurance Agent · Post Falls, ID
(208) 449-8006
idahofarmbureauinsurance.com/agent/dain-adams-post-falls
QI
1660 E Schneidmiller Ave
Quick Insurance
Flood Insurance Agent · Post Falls, ID
(208) 204-0994
lashawnajanczunski.wixsite.com/quick-insurance
FI
601 E Seltice Way Ste 202
Farmers Insurance - Paul Foeller
Flood Insurance Agent · Post Falls, ID
(208) 773-7548
agents.farmers.com/id/post-falls/paul-foeller
SQ
806 E Polston Ave STE A
Shawn Quinn - Idaho Farm Bureau Insurance Agent
Flood Insurance Agent · Post Falls, ID
(208) 457-8018
idahofarmbureauinsurance.com/agent/shawn-quinn
FI
2700 E Seltice Way # 2
Farmers Insurance - David Dave Nipp
Flood Insurance Agent · Post Falls, ID
(208) 773-8484
agents.farmers.com/index.html
AP
201 E 4th Ave #103
Acrisure Post Falls, ID (Haddock & Associates)
Flood Insurance Agent · Post Falls, ID
(208) 758-0480
haddockins.com
FI
2700 E Seltice Way #4
Farmers Insurance - Jacqueline Opsahl
Flood Insurance Agent · Post Falls, ID
(208) 773-8484
agents.farmers.com/id/post-falls/jacqueline-opsahl

What Does a a Flood Insurance Agent in Post Falls Cost?

Flood insurance costs in Post Falls depend on your property's flood zone, elevation, and building characteristics. NFIP rates are set federally and average around 700 to 1,500 dollars annually for standard coverage. Private market policies may be higher or lower based on risk. Elevation certificates can lower premiums if your building is above base flood elevation. This is general information and not insurance advice.

About flood insurance agents in Post Falls

Flood insurance agents in Post Falls, Idaho help property owners secure coverage through the National Flood Insurance Program or private insurers. Post Falls is near the Spokane River and subject to flood zone designations that may require flood insurance for mortgage compliance. Idaho law does not mandate flood insurance but lenders often require it for properties in high-risk areas.

Frequently Asked Questions

Do I need flood insurance in Post Falls Idaho?

If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, you are required to carry flood insurance. Even outside high-risk zones, flooding from heavy rain or snowmelt can occur, so many residents choose optional coverage.

What does a flood insurance agent in Post Falls do?

A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They can also explain elevation certificates and how they affect your premium.

How much does flood insurance cost in Post Falls Idaho?

Costs vary by property elevation, flood zone, and coverage amount. Typical NFIP premiums in Idaho range from 500 to 2,000 dollars per year. Private insurers may offer different rates. An agent can provide a personalized quote.

Flood Insurance Agents in Other Idaho Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.