Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 12 flood insurance agents in Bayonne, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Four Corners Agency
497 Broadway #9, Bayonne, NJ 07002
(732) 285-2539
thefourcornersagency.com
Dominick Abramo - State Farm Insurance Agent
409 Broadway, Bayonne, NJ 07002
(973) 509-0360
insurancewithdom.com
Justin Bush - State Farm Insurance Agent
599 Broadway, Bayonne, NJ 07002
(201) 339-8100
justinhasmyback.com
Rose Kellner: Allstate Insurance
315 Broadway, Bayonne, NJ 07002
(201) 339-1404
agents.allstate.com
Bayonne Transoceanic, Inc.
620 Broadway, Bayonne, NJ 07002
(201) 437-3900
bayonnetransoceanic.com
Longo Agency Inc
916 Broadway, Bayonne, NJ 07002
(201) 437-0900
longoinsurancenj.com
Kouvel Insurance Associates
772 Broadway, Bayonne, NJ 07002
(201) 455-3050
tomkouvelinsurance.com
Julius A. Rose Insurance Agency
194 Broadway, Bayonne, NJ 07002
(201) 436-7600
jaragency.com
AMIRSURANCE AGENCY LLC
636 Avenue C, Bayonne, NJ 07002
(908) 242-8548
preview.ezlynxwebsites.com
PATH Employees Pension Plan
163 Broadway, Bayonne, NJ 07002
(551) 363-0161
Tom Kouvel Insurance
772 Broadway, Bayonne, NJ 07002
(201) 725-9014
tomkouvelinsurance.com
Capacity Coverage Co
822 Broadway, Bayonne, NJ 07002
(201) 339-7400
What Does a Flood Insurance Agent in Bayonne Cost?
Flood insurance costs in Bayonne depend on your flood zone, building characteristics, and chosen deductible. NFIP rates are set by FEMA and average 700 to 1,200 dollars annually for standard policies in moderate-risk zones. Properties in high-risk V or A zones may pay 1,500 to 3,000 dollars or more. Private insurers may offer competitive rates or higher limits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance if I live in Bayonne?
Yes if your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage. Even outside high-risk zones, flood insurance is recommended because 20 percent of flood claims come from low-risk areas.
How does a flood insurance agent help me in Bayonne?
An agent evaluates your property flood zone, explains NFIP and private policy options, and calculates coverage limits. They also help you understand the 30-day waiting period before NFIP coverage takes effect.
What is the cost of flood insurance in Bayonne New Jersey?
Costs vary by flood zone, building elevation, and coverage amount. Typical NFIP policies in Bayonne range from 700 to 2,500 dollars per year. Private policies may offer different rates or higher coverage limits.