ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Flood Insurance Agents Near You in Clifton, NJ

Browse flood insurance agents serving Clifton, New Jersey. Updated 2026-07-14.

The top-rated flood insurance agent in Clifton, New Jersey is NJH Insurance Agency, rated 5.0 stars across 298 reviews. Other highly rated options include Sadowski Insurance Agency, Sergio Bio - State Farm Insurance Agent, A Plus Insurance Agency. This directory lists 21 flood insurance agents serving Clifton.

Showing 21 flood insurance agents in Clifton, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1NJH Insurance Agency600 Getty Ave Suite 119(973) 832-0933
2Sadowski Insurance Agency258 Dayton Ave(973) 580-3992
3Sergio Bio - State Farm Insurance Agent114 Market St(973) 928-1200
4A Plus Insurance Agency414 Clifton Ave LOWER LEVEL(973) 928-2528
5Arceri Insurance Agency284 Lakeview Ave(973) 753-6828
6Jaymar Insurance Agency99 1st St(973) 894-1333
7Timothy K Brown: Allstate Insurance1051 Bloomfield Ave(973) 928-1434
8Thomas Tobin - State Farm Insurance Agent1033 Clifton Ave STE 208(973) 779-4248
9RS Insurance Services429 Clifton Ave(201) 244-4771
10Yini & Associates1184 Main Ave #100(973) 510-2600
NI
600 Getty Ave Suite 119
NJH Insurance Agency
Flood Insurance Agent · Clifton, NJ

NJH Insurance Agency serves Passaic County and the Clifton, New Jersey area as a flood insurance agent. The agency helps property owners understand the specific flood risks associated with living near the Passaic River and other local waterways. It works with property holders to secure coverage that meets both National Flood Insurance Program requirements and private market options. Clients seeking protection for residential homes or commercial buildings can receive guidance on policy details and flood zone map assessments directly from this local office.

SI
258 Dayton Ave
Sadowski Insurance Agency
Flood Insurance Agent · Clifton, NJ

Sadowski Insurance Agency serves homeowners, businesses, and property managers in Clifton, New Jersey, who need protection against rising water and storm surge. The agency evaluates flood risks tied to local low-lying areas and adjusts policies accordingly, ensuring compliance with federal requirements. Each client receives a clear explanation of coverage limits, deductibles, and waiting periods before a plan is finalized. They also assist landlords in Passaic and other neighborhoods across the greater Bergen County metro region, where heavy rainfall frequently creates flooding hazards.

SB
114 Market St
Sergio Bio - State Farm Insurance Agent
Flood Insurance Agent · Clifton, NJ

Sergio Bio - State Farm Insurance Agent in Clifton, NJ, provides flood insurance policies to protect properties from water damage. Its coverage options help clients secure financial protection against storm surges and rising waters. The agency assists with policy questions, claims guidance, and annual plan reviews for ongoing customer support. It services single-family homes, apartments, retail stores, and restaurants throughout the Clifton area.

PI
414 Clifton Ave LOWER LEVEL
A Plus Insurance Agency
Flood Insurance Agent · Clifton, NJ

A Plus Insurance Agency serves Clifton, New Jersey, and surrounding communities throughout Passaic County, handling flood insurance policies for residential and commercial properties in flood-prone areas. The agency assists clients with understanding federally mandated flood zone requirements and securing appropriate coverage under the National Flood Insurance Program. For each client, it begins by reviewing the property’s flood map designation and then selects a policy that meets both regulatory needs and individual risk exposure.

AI
284 Lakeview Ave
Arceri Insurance Agency
Flood Insurance Agent · Clifton, NJ

When seasonal storms or flash flooding threaten Clifton, Arceri Insurance Agency provides flood insurance agent services to help property owners secure coverage before waters rise. The agency assists clients in understanding National Flood Insurance Program options and private policies that meet local flood zone requirements. Homeowners and business owners alike rely on Arceri to evaluate their exposure to water damage risks common in northern New Jersey watershed areas. An appointment is required for the initial property inspection that determines appropriate coverage limits.

JI
99 1st St
Jaymar Insurance Agency
Flood Insurance Agent · Clifton, NJ

In flood-prone areas like Clifton, NJ, homeowners may choose either a single-policy purchase for immediate risk coverage or an ongoing scheduled approach that renews annually. Jaymar Insurance Agency focuses exclusively on flood insurance, helping clients understand required coverage limits and exclusions based on federal guidelines and local flood zone maps. Service runs on both one-time for new mortgages or property transfers and as-needed for policy adjustments after storm events or map changes.

TK
1051 Bloomfield Ave
Timothy K Brown: Allstate Insurance
Flood Insurance Agent · Clifton, NJ

Timothy K Brown: Allstate Insurance offers flood insurance agency services for property owners in the Clifton, New Jersey area. The agency provides guidance on federal and private flood coverage tailored to residential and commercial structures. Its general service work includes assessing flood risk, explaining policy options, and helping clients secure appropriate protection against water damage. This seasonal concern becomes particularly significant during heavy spring rains and hurricane season, when elevated flood risks threaten homes and businesses throughout the region.

TT
1033 Clifton Ave STE 208
Thomas Tobin - State Farm Insurance Agent
Flood Insurance Agent · Clifton, NJ

Thomas Tobin – State Farm Insurance Agent in Clifton, NJ, provides comprehensive insurance coverage for property owners. The agency’s specialty is flood insurance, helping clients secure protection against water damage from storms or rising waters. Its agents analyze local flood risks to tailor policies for residential and commercial properties. Commercial sectors it can serve include offices, warehouses, and food service establishments, ensuring business continuity after flood events.

RI
429 Clifton Ave
RS Insurance Services
Flood Insurance Agent · Clifton, NJ

RS Insurance Services in Clifton, NJ, provides residential flood insurance coverage to local homeowners, helping protect properties from water damage risks common to the region. The agency also assists commercial clients in securing policies that cover business assets and operations. Serving the Clifton area and surrounding communities, the agency works through the application and claims process. They encourage clients to touch base between regular visits for policy reviews or updates as coverage needs change throughout the year.

YA
1184 Main Ave #100
Yini & Associates
Flood Insurance Agent · Clifton, NJ

Yini & Associates, based in Clifton, New Jersey, is known for tailored guidance on flood insurance policies. It serves homeowners and businesses throughout the surrounding community, helping them navigate the complexities of coverage for flood-prone areas. The agency focuses on evaluating property-specific risks and securing appropriate plans for local regulations. It also offers personalized consultations to review policy limits and address gaps in existing home or commercial protection. For an added specialty, the firm can assist clients in scheduling detailed property elevation certificates for their flood zone.

SI
298 Lakeview Ave
Superior Insurance Agency
Flood Insurance Agent · Clifton, NJ
(551) 239-6484
RI
1166 Broad St
Rus Insurance Agency
Flood Insurance Agent · Clifton, NJ
(862) 203-7331
breelucash9619933.wixsite.com/rus-insurance-agency
AI
844 Van Houten Ave
ASB Insurance Ltd.
Flood Insurance Agent · Clifton, NJ
(862) 295-0860
edwinasteffan20941.wixsite.com/asb-insurance-ltd
PI
251 Clifton Ave
Premier Insurance Clifton
Flood Insurance Agent · Clifton, NJ
(973) 241-3568
FS
1232 Van Houten Ave # 1
Four Star Agency NJ
Flood Insurance Agent · Clifton, NJ
(973) 221-2925
AI
1121 Main Ave
Associated Insurance NJ
Flood Insurance Agent · Clifton, NJ
(973) 218-5293
KC
318 Clifton Ave
Karabulut and Co Insurance Agency LLC
Flood Insurance Agent · Clifton, NJ
(973) 772-3363
kiainsure.com
CI
50 Mt Prospect Ave
Cupo Insurance Agency
Flood Insurance Agent · Clifton, NJ
(973) 604-0170
cupo.com
FI
1161 Main Ave
FANA INSURANCE SERVICES
Flood Insurance Agent · Clifton, NJ
(973) 955-2700
RA
1126 Clifton Ave
Richards Associates Inc
Flood Insurance Agent · Clifton, NJ
(973) 777-4000
richardsassoc.com
EF
482 Notch Rd
Einhorn-Forlenza Agency Inc
Flood Insurance Agent · Clifton, NJ
(973) 256-5500
afcainsurance.com

What Does a a Flood Insurance Agent in Clifton Cost?

Typical flood insurance costs in New Jersey range from 700 to 2,500 dollars per year for an NFIP policy, but rates vary based on flood zone, elevation, and building characteristics. Private policies may cost more or less depending on risk. This is general information and not insurance advice.

About flood insurance agents in Clifton

Flood insurance agents in Clifton New Jersey help property owners understand their risk and secure coverage through the National Flood Insurance Program or private insurers. New Jersey law requires flood insurance for properties in high-risk flood zones with a federally backed mortgage. Clifton residents near the Passaic River or Saddle River should review their flood zone designation carefully.

Frequently Asked Questions

What does a flood insurance agent in Clifton do?

A flood insurance agent in Clifton helps you assess your flood risk, compare NFIP and private policies, and complete the application. They can explain elevation certificates and flood zone maps specific to your property.

Is flood insurance required in Clifton New Jersey?

Flood insurance is required for properties in Special Flood Hazard Areas with a mortgage from a federally regulated lender. Even if not required, many Clifton homeowners choose coverage due to local flood risks.

How do I find a flood insurance agent in Clifton?

You can search online directories or contact the New Jersey Department of Banking and Insurance for a list of licensed agents. Ask if the agent has experience with NFIP policies and Clifton flood zones.

Flood Insurance Agents in Other New Jersey Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.