Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 12 flood insurance agents in Hackensack, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Omar Juarbe - State Farm Insurance Agent
379 Main St 1st Floor, Hackensack, NJ 07601
(551) 287-6993
thejerseyagent.com
Kyle Rourke - State Farm Insurance Agent
150 Main St, Hackensack, NJ 07601
(201) 644-8880
calljakesf.com
JN Insurance Agency
131 Main St Suite 160, Hackensack, NJ 07601
(201) 877-9333
jninsuranceagencyllc.com
Cosmo Insurance Agency
2 University Plaza Dr Suit 100, Hackensack, NJ 07601
(201) 817-1388
cosmoins.com
Kusel Associates Insurance
190 Moore St, Hackensack, NJ 07601
(201) 489-6366
kuselassociates.com
GRAHAM FAMILY AGENCY
3 Elm Ave, Hackensack, NJ 07601
(201) 355-3252
grahamfamilyagency.com
Farmers Insurance - Alex Vivien
433 Essex St Ste 2, Hackensack, NJ 07601
(201) 336-0006
Premier insurance
210 S Newman St, Hackensack, NJ 07601
(551) 288-1286
Silver Insurance Service NJ
612-20 Main St, Hackensack, NJ 07601
(551) 262-8770
Anthony DeBellis Agency Inc
26 Elm Ave, Hackensack, NJ 07601
(201) 489-1414
debellis-ins.com
RJ Insurance Brokerage LLC
185 Main St, Hackensack, NJ 07601
(201) 347-6603
rjinsurancebroker.net
Kusel Associates, Inc
190 Moore St, Hackensack, NJ 07601
(201) 489-6366
kuselassociates.com
What Does a Flood Insurance Agent in Hackensack Cost?
Flood insurance costs in New Jersey vary by flood zone, elevation, and property value. Average NFIP premiums in Bergen County range from 700 to 2,500 dollars per year for a standard home. Private policies may cost 1,000 to 4,000 dollars annually depending on risk. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Why do I need a flood insurance agent in Hackensack New Jersey?
A flood insurance agent helps you compare NFIP and private policies to find coverage that fits your property. Hackensack is in a flood-prone area near the Hackensack River. Agents know local elevation certificates and flood zone maps that affect your premium.
What is the waiting period for flood insurance in New Jersey?
NFIP policies have a standard 30-day waiting period from the date of application before coverage begins. Private insurers may offer shorter waiting periods. You cannot buy a policy during an active flood event.
Does New Jersey law require flood insurance for all homes?
New Jersey does not require flood insurance for all homes. However, if your home is in a FEMA-designated high-risk flood zone and you have a federally backed mortgage, your lender will require flood insurance. Local agents can check your flood zone status.