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HomeFlood Insurance AgentsNew Mexico › Albuquerque

Find Flood Insurance Agents Near You in Albuquerque, NM

Browse flood insurance agents serving Albuquerque, New Mexico. Updated 2026-07-14.

The top-rated flood insurance agent in Albuquerque, New Mexico is Strategic Insurance Group, rated 4.9 stars across 320 reviews. Other highly rated options include The Mosimann Agency: Allstate Insurance, Associated Insurance Professionals, Inc., Ultimate Insurance. This directory lists 20 flood insurance agents serving Albuquerque.

Showing 20 flood insurance agents in Albuquerque, NMListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Strategic Insurance Group7500 Jefferson St NE Suite 106(505) 585-0227
2The Mosimann Agency: Allstate Insurance2002 Central Ave SW(505) 266-2373
3Associated Insurance Professionals, Inc.1429 Carlisle Blvd NE(505) 265-3704
4Ultimate Insurance4501 4th St NW a(505) 433-3946
5Albuquerque Insurance World2828 Carlisle Blvd NE F(505) 265-6000
6Sunset Insurance1905 San Mateo Blvd NE(505) 247-2578
7Drillers Insurance International1209 Mountain Rd Pl NE suite 6796(575) 213-8333
8NM Family and Business Insurance5345 Wyoming Blvd NE Suite 110(505) 257-9595
9ABQ Insurance2520 Juan Tabo Blvd NE d 1(505) 217-2100
10Protective Insurance Agency428 Louisiana Blvd SE a(505) 255-5548
SI
7500 Jefferson St NE Suite 106
Strategic Insurance Group
Flood Insurance Agent · Albuquerque, NM

Strategic Insurance Group serves the Albuquerque metro area and surrounding Bernalillo County as a flood insurance agent. It helps property owners assess their flood risk and navigate the complexities of the National Flood Insurance Program. The company also assists clients in understanding required elevation certificates and the specifics of private flood insurance options for higher-value properties. It handles both residential flood policies and commercial flood coverage for local businesses.

MA
2002 Central Ave SW
The Mosimann Agency: Allstate Insurance
Flood Insurance Agent · Albuquerque, NM

The Mosimann Agency: Allstate Insurance provides a full range of flood insurance services for the Albuquerque area, including risk assessment, policy selection, and claims assistance. The agency offers routine policy reviews to ensure adequate coverage as flood zones and property values change over time. Service plans include annual consultations to discuss new protection options and maintenance of continuous coverage records. The agency serves single-family homes, apartments, retail spaces, and restaurants throughout the region.

AI
1429 Carlisle Blvd NE
Associated Insurance Professionals, Inc.
Flood Insurance Agent · Albuquerque, NM

Associated Insurance Professionals, Inc. in Albuquerque, NM serves homeowners, businesses, and property managers who need flood insurance coverage for their properties. The agency assists clients in understanding their flood risk and navigating policy options, including those required by lenders in designated flood zones. Protecting assets from water damage is essential in this region due to seasonal weather patterns and proximity to arroyos. The company also offers its services to residents and business owners in the nearby community of Rio Rancho.

UI
4501 4th St NW a
Ultimate Insurance
Flood Insurance Agent · Albuquerque, NM

Ultimate Insurance serves the Albuquerque area and surrounding New Mexico communities, handling properties needing flood insurance coverage. This agent helps homeowners and business owners evaluate their flood risk and secure appropriate policies. Common work includes analyzing flood maps, explaining National Flood Insurance Program options, and assisting with policy renewals. For a typical job, the agent conducts a thorough consultation to understand the property’s exposure, then presents clear coverage choices that address local flood hazards.

AI
2828 Carlisle Blvd NE F
Albuquerque Insurance World
Flood Insurance Agent · Albuquerque, NM

A homeowner considering flood protection can choose a one-time policy for a single property or an ongoing coverage plan that updates with changing flood maps. In Albuquerque, NM, flood insurance agents help clients navigate federal program requirements and assess local risk from the Rio Grande watershed. Coverage typically includes structural damage and contents replacement for designated flood zones. This company offers flood insurance services on an as-needed basis, assisting clients with policy renewal and claim support whenever required.

SI
1905 San Mateo Blvd NE
Sunset Insurance
Flood Insurance Agent · Albuquerque, NM

Sunset Insurance specializes in guiding homeowners through the National Flood Insurance Program and private flood coverage options in Albuquerque. It provides tailored risk assessments to determine appropriate policy limits for residential and commercial properties. The agency handles claims support and assists clients with elevation certificate interpretations. As the summer monsoon season approaches, it helps property owners secure coverage before flood risks escalate in the dry arroyos and low-lying areas surrounding the city.

DI
1209 Mountain Rd Pl NE suite 6796
Drillers Insurance International
Flood Insurance Agent · Albuquerque, NM

In New Mexico’s monsoon season, flash flooding can threaten Albuquerque properties with little warning. Drillers Insurance International helps local homeowners and businesses navigate flood insurance options, tailoring coverage to the unique risks of the Southwestern landscape. The company works with clients to understand policy terms, including waiting periods and elevation requirements common in this arid region. To start the process, a specialist arranges a property inspection to assess potential flood exposure and identify appropriate coverage limits.

NF
5345 Wyoming Blvd NE Suite 110
NM Family and Business Insurance
Flood Insurance Agent · Albuquerque, NM

NM Family and Business Insurance, based in Albuquerque, is known for helping local property owners secure flood coverage through the National Flood Insurance Program. The agency serves clients across the Albuquerque metro area, offering policies that protect homes and commercial structures from water damage during heavy monsoon seasons and flash flooding events. Agents assist with navigating flood zone maps and elevation certificates to ensure adequate limits. Specialty services include obtaining excess flood coverage for high-value properties.

AI
2520 Juan Tabo Blvd NE d 1
ABQ Insurance
Flood Insurance Agent · Albuquerque, NM

ABQ Insurance provides residential flood insurance service for properties in Albuquerque, NM, helping homeowners understand their flood risk options. The company also offers commercial flood coverage to local businesses needing protection from water damage. Their service area spans the city and surrounding communities within the Albuquerque metropolitan region. Clients working with this agent often receive follow-up guidance after a policy purchase, ensuring coverage remains accurate when conditions change. Regular visits for portfolio reviews are available, allowing policyholders to adjust their protection between major renewal dates.

PI
428 Louisiana Blvd SE a
Protective Insurance Agency
Flood Insurance Agent · Albuquerque, NM

Protective Insurance Agency serves clients throughout the Albuquerque, New Mexico area, offering comprehensive general insurance coverage. Its specialty includes flood insurance policies designed to protect residential and commercial properties from the financial impact of water damage. Navigable river systems and monsoonal rains can create flood risks in this region, making appropriate coverage a practical need. The agency can assist property owners in securing flood insurance for a range of commercial sectors, including offices, warehouses, and food service establishments.

MA
5629 Paradise Blvd NW
Michaelis Agency - Farmers Insurance
Flood Insurance Agent · Albuquerque, NM
(505) 226-6408
michaelis.agency
CW
2616 Mesilla St NE Suite 2
Commercial West Insurance Agency
Flood Insurance Agent · Albuquerque, NM
(505) 255-9577
cwagency.com
CA
5101 Coors Blvd NW Suite D
Cohn Agency Co. Inc.
Flood Insurance Agent · Albuquerque, NM
(505) 899-0456
cohninsurance.com
UI
9200 Montgomery Blvd NE #B
Underwood Insurance Agency
Flood Insurance Agent · Albuquerque, NM
(505) 292-1235
anchorinsurancenm.com
MI
2116 Vista Oeste NW #5
Menicucci Insurance Llc
Flood Insurance Agent · Albuquerque, NM
(505) 883-3683
mianm.com
HA
6101 Moon St NE # 1000
Higginbotham - Albuquerque
Flood Insurance Agent · Albuquerque, NM
(505) 822-8114
higginbotham.com/locations/albuquerque
AS
2625 Pennsylvania St NE #710
All-Star Insurance
Flood Insurance Agent · Albuquerque, NM
(505) 294-9414
allstarinsurancenm.com
DI
320 Gold Ave SW # 700
Daniels Insurance Inc
Flood Insurance Agent · Albuquerque, NM
(505) 766-9676
danielsinsuranceinc.com
MA
6211 San Mateo Blvd NE Suite 120
The Maldonado Agency
Flood Insurance Agent · Albuquerque, NM
(505) 766-9501
NM
2201 San Pedro Dr NE #20
New Mexico Fair Plan
Flood Insurance Agent · Albuquerque, NM
(505) 878-9563
nmpropertyinsurance.com

What Does a a Flood Insurance Agent in Albuquerque Cost?

Flood insurance costs in New Mexico vary by property risk, elevation, and coverage amount. For a standard NFIP policy, annual premiums typically range from 700 to 2,500 dollars for moderate-risk areas, and from 1,500 to 5,000 dollars for high-risk zones near the Rio Grande. Private market policies may offer lower rates for low-risk properties. This is general information and not insurance advice.

About flood insurance agents in Albuquerque

Flood insurance agents in Albuquerque help property owners secure coverage through the National Flood Insurance Program and private insurers. New Mexico law does not mandate flood insurance, but lenders often require it for properties in high-risk flood zones. Local agents understand the unique flood risks from arroyo flooding and monsoon rains in the Albuquerque area.

Frequently Asked Questions

Do I need flood insurance in Albuquerque New Mexico?

Flood insurance is not required by New Mexico state law. However, if your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require flood insurance. Many properties near the Rio Grande or arroyos fall into these zones.

How do I choose a flood insurance agent in Albuquerque?

Look for an agent licensed in New Mexico who offers policies from the National Flood Insurance Program or private carriers. Ask about their experience with local flood zones and whether they can help with elevation certificates. The New Mexico Office of Superintendent of Insurance can verify an agents license.

What does flood insurance cover in New Mexico?

Standard flood insurance covers structural damage to your home and its foundation, as well as personal belongings like furniture and appliances. It does not cover basements, finished below-grade spaces, or items stored in crawlspaces. New Mexico policies follow federal NFIP rules for coverage limits and exclusions.

Flood Insurance Agents in Other New Mexico Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.