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HomeFlood Insurance AgentsNew Mexico › Farmington

Find Flood Insurance Agents Near You in Farmington, NM

Browse flood insurance agents serving Farmington, New Mexico. Updated 2026-07-14.

The top-rated flood insurance agent in Farmington, New Mexico is Affordable Insurance, rated 4.8 stars across 301 reviews. Other highly rated options include Freedom Insurance, Ben Mortensen - State Farm Insurance Agent, C&R Insurance. This directory lists 20 flood insurance agents serving Farmington.

Showing 20 flood insurance agents in Farmington, NMListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Affordable Insurance560 E Main St #104(505) 325-9391
2Freedom Insurance312 W Apache St(505) 516-0100
3Ben Mortensen - State Farm Insurance Agent3900 E Main St(505) 327-6117
4C&R Insurance3501 E Main St Ste C(505) 325-9610
5Groves Insurance Group, Inc.707 N Dustin Ave(866) 371-1836
6Walker Agency1501 San Juan Blvd # 201(505) 326-4952
7Kysar Millennium Leavitt300 W Arrington St STE 100(505) 325-4561
8Trudy Goldsmith - State Farm Insurance Agent800 E 30th St Bldg 2A(505) 327-4841
9Silvia Ramos: Allstate Insurance2400 E 20th St(505) 327-9667
10Eric I. Maestas Insurance Agency4500 W Main St(505) 327-9296
AI
560 E Main St #104
Affordable Insurance
Flood Insurance Agent · Farmington, NM

Affordable Insurance serves the Farmington, New Mexico area and provides flood insurance agency services. As flood risk from the San Juan River and seasonal monsoon storms is a reality for many local properties, the agency helps homeowners, renters, and business owners understand their National Flood Insurance Program options and select appropriate coverage. Its agents assist with policy applications, coverage limits, and deductibles specific to the Farmington area. The company handles flood insurance for new home purchases and also coordinates renewal reviews for existing clients.

FI
312 W Apache St
Freedom Insurance
Flood Insurance Agent · Farmington, NM

Freedom Insurance in Farmington, NM offers a range of flood insurance services, including initial policy consultation, risk assessment for residential and commercial properties, and assistance with National Flood Insurance Program enrollment. It provides annual policy review and claims support to help clients manage coverage. The agency services single-family homes, apartments, retail spaces, and restaurants throughout the Farmington area.

BM
3900 E Main St
Ben Mortensen - State Farm Insurance Agent
Flood Insurance Agent · Farmington, NM

Ben Mortensen – State Farm Insurance Agent in Farmington, NM, serves homeowners, businesses, and property managers seeking flood insurance coverage for their real estate investments. The agency helps clients understand flood risk in the area and select policies that align with their property protection needs. Guidance is provided on available coverage options and the claims process to ensure informed decisions. The service area also extends to nearby Aztec.

CI
3501 E Main St Ste C
C&R Insurance
Flood Insurance Agent · Farmington, NM

Serving Farmington and the surrounding communities across the Four Corners region, C&R Insurance handles flood insurance policies for both residential and commercial properties. The agency helps clients navigate the complexities of flood zone determinations and coverage requirements to protect their assets from water damage. For a typical job, the general approach used is to first assess the property’s specific flood risk, then present suitable insurance options that meet the homeowner’s or business owner’s needs.

GI
707 N Dustin Ave
Groves Insurance Group, Inc.
Flood Insurance Agent · Farmington, NM

For flood insurance, clients may choose between a one-time policy for mortgage requirements or an ongoing annual renewal that provides continuous protection. Groves Insurance Group, Inc. in Farmington, NM assists property owners in evaluating these recurring coverage options to match local flood zone risks. The agent guides customers through policy terms and claims procedures without making guarantees about rates or specific outcomes. On-site consultations and phone support are available, and service operates on a scheduled appointment basis.

WA
1501 San Juan Blvd # 201
Walker Agency
Flood Insurance Agent · Farmington, NM

As a flood insurance agent in the Farmington area, Walker Agency specializes in advising property owners on National Flood Insurance Program policies. It helps clients assess their property’s flood zone risk and secure appropriate coverage for buildings and contents. The agency also guides individuals through complex policy requirements, ensuring their policies meet federal lending and local mitigation standards. This work is especially critical during monsoon season, when sudden, intense rainstorms can cause flash flooding that threatens homes and businesses along the Animas and San Juan river basins.

KM
300 W Arrington St STE 100
Kysar Millennium Leavitt
Flood Insurance Agent · Farmington, NM

In the Farmington, NM, area where spring thaws and monsoon rains can quickly elevate water risks, property owners often seek dedicated guidance through flood insurance complexities. Kysar Millennium Leavitt, a local flood insurance agent, responds by helping clients understand federal program requirements and available coverage options. The company assists with policy applications, explanations of flood zones, and claims navigation for residential and commercial properties. New customers typically begin with a detailed review of their property’s risk profile, assessment of their current coverage, and scheduling of a preliminary inspection step.

TG
800 E 30th St Bldg 2A
Trudy Goldsmith - State Farm Insurance Agent
Flood Insurance Agent · Farmington, NM

Trudy Goldsmith of State Farm Insurance provides comprehensive coverage solutions in Farmington, NM, with a specific focus on flood insurance to address regional weather risks. This agent assists property owners in securing policies that protect against water damage from storms and rising waters. The agency serves a variety of commercial sectors, including office buildings, warehouses, and food service establishments.

SR
2400 E 20th St
Silvia Ramos: Allstate Insurance
Flood Insurance Agent · Farmington, NM

Silvia Ramos of Allstate Insurance provides residential flood insurance coverage for homes in Farmington, New Mexico. Commercial property protection is also available for local businesses in the wider San Juan County area. Policies address specific flood risks common to the region. Agents help customers understand federal program requirements and policy exclusions before purchase. The office remains available for policy adjustments, coverage questions, and claims support between regular seasonal renewal visits, ensuring continued protection as community needs change.

EI
4500 W Main St
Eric I. Maestas Insurance Agency
Flood Insurance Agent · Farmington, NM

Eric I. Maestas Insurance Agency in Farmington, NM is known for providing flood insurance services to local homeowners and business owners. The agency helps clients navigate the purchase of policies through the National Flood Insurance Program, covering structures in flood-prone areas near the San Juan River. Services typically include assessing individual property risk and explaining coverage limits for buildings and contents. The agency can also assist with adding a separate policy for basement improvements and equipment.

GG
3501 E Main St E
George Gandy Insurance
Flood Insurance Agent · Farmington, NM
(575) 748-2000
georgegandyinsurance.com
SI
2014 N Hutton Ave
Sol Insurance LLC
Flood Insurance Agent · Farmington, NM
(505) 512-1070
sol-ins.com
HI
2700 N Farmington Ave
HUB International
Flood Insurance Agent · Farmington, NM
(505) 326-1111
hubinternational.com/offices/us/new-mexico/farmington
MW
2890 Pinon Frontage Rd
Mountain West Insurance & Financial Services, LLC (Farmington)
Flood Insurance Agent · Farmington, NM
(800) 541-4778
mtnwst.com
MG
1304 N Orchard Ave Suite B
My Garcia Agency Insurance
Flood Insurance Agent · Farmington, NM
(505) 933-7887
SI
800 E 30th St Building 4E
Secure Insurance Manchester Agency
Flood Insurance Agent · Farmington, NM
(505) 325-6706
secureinsurance.agency
GG
2411 E 20th St
George Gandy Insurance
Flood Insurance Agent · Farmington, NM
(505) 326-3521
georgegandyinsurance.com
MA
800 E 30th St STE B
Mercure Agency - Farmers Insurance
Flood Insurance Agent · Farmington, NM
(505) 325-7900
agents.farmers.com/nm/farmington/jose-mercure
FB
2901 E 20th St #106
Farm Bureau Insurance: Boswell Matt
Flood Insurance Agent · Farmington, NM
(505) 326-0043
matthewboswell.fbfsagents.com
AV
2890 Pinon Frontage Rd
Animas Valley Insurance Agency Inc
Flood Insurance Agent · Farmington, NM
(505) 327-4441
aviagency.com

What Does a a Flood Insurance Agent in Farmington Cost?

Flood insurance premiums in New Mexico vary by property. For a home in a moderate risk zone, an NFIP policy may cost around 700 to 1,200 dollars per year. In high risk zones, premiums can exceed 2,000 dollars annually. Private flood insurance may offer different rates and higher coverage limits. This is general information, not insurance advice.

About flood insurance agents in Farmington

Flood insurance agents in Farmington New Mexico help property owners understand their flood risk and secure appropriate coverage. New Mexico follows the National Flood Insurance Program guidelines, and many lenders require flood insurance for properties in designated flood zones. Local agents can explain how Farmington's location near the San Juan River may affect flood insurance requirements.

Frequently Asked Questions

Do I need flood insurance in Farmington New Mexico?

If your property is in a Special Flood Hazard Area designated by FEMA and you have a federally backed mortgage, you are required to have flood insurance. Even outside these zones, flood insurance is recommended because 20 percent of flood claims come from low to moderate risk areas.

How do I find a flood insurance agent in Farmington?

You can search for licensed insurance agents in San Juan County who offer flood insurance through the National Flood Insurance Program or private carriers. The New Mexico Office of Superintendent of Insurance provides a license lookup tool to verify an agent is in good standing.

What does flood insurance cover for a home in Farmington?

A standard NFIP policy covers up to 250,000 dollars for the building and up to 100,000 dollars for contents. It does not cover basement improvements or damage from sewer backups unless directly caused by flooding.

Flood Insurance Agents in Other New Mexico Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.