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Find Flood Insurance Agents in Farmington, NM

Directory of flood insurance agents in Farmington, New Mexico. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Farmington, NM
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Mexico before hiring.
Showing 20 flood insurance agents in Farmington, NM Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Affordable Insurance
560 E Main St #104, Farmington, NM 87401
(505) 325-9391 affordableins4u.com
Freedom Insurance
312 W Apache St, Farmington, NM 87401
(505) 516-0100 freedominsurancenm.com
Ben Mortensen - State Farm Insurance Agent
3900 E Main St, Farmington, NM 87402
(505) 327-6117 farmingtonsf.com
C&R Insurance
3501 E Main St Ste C, Farmington, NM 87401
(505) 325-9610 c-rinsurance.com
Groves Insurance Group, Inc.
707 N Dustin Ave, Farmington, NM 87401
(866) 371-1836 grovesinsurancegroup.com
Walker Agency
1501 San Juan Blvd # 201, Farmington, NM 87401
(505) 326-4952 walker-insurance-agency.com
Kysar Millennium Leavitt
300 W Arrington St STE 100, Farmington, NM 87401
(505) 325-4561 leavitt.com
Trudy Goldsmith - State Farm Insurance Agent
800 E 30th St Bldg 2A, Farmington, NM 87401
(505) 327-4841 farmingtoninsurance.net
Silvia Ramos: Allstate Insurance
2400 E 20th St, Farmington, NM 87401
(505) 327-9667 agents.allstate.com
Eric I. Maestas Insurance Agency
4500 W Main St, Farmington, NM 87401
(505) 327-9296 eiminsurance.agency
George Gandy Insurance
3501 E Main St E, Farmington, NM 87402
(575) 748-2000 georgegandyinsurance.com
Sol Insurance LLC
2014 N Hutton Ave, Farmington, NM 87402
(505) 512-1070 sol-ins.com
Mountain West Insurance & Financial Services, LLC (Farmington)
2890 Pinon Frontage Rd, Farmington, NM 87402
(800) 541-4778 mtnwst.com
HUB International
2700 N Farmington Ave, Farmington, NM 87401
(505) 326-1111 hubinternational.com
My Garcia Agency Insurance
1304 N Orchard Ave Suite B, Farmington, NM 87401
(505) 933-7887
Secure Insurance Manchester Agency
800 E 30th St Building 4E, Farmington, NM 87401
(505) 325-6706 secureinsurance.agency
George Gandy Insurance
2411 E 20th St, Farmington, NM 87401
(505) 326-3521 georgegandyinsurance.com
Mercure Agency - Farmers Insurance
800 E 30th St STE B, Farmington, NM 87401
(505) 325-7900 agents.farmers.com
Farm Bureau Insurance: Boswell Matt
2901 E 20th St #106, Farmington, NM 87402
(505) 326-0043 matthewboswell.fbfsagents.com
Animas Valley Insurance Agency Inc
2890 Pinon Frontage Rd, Farmington, NM 87402
(505) 327-4441 aviagency.com

Flood insurance agents in Farmington New Mexico help property owners understand their flood risk and secure appropriate coverage. New Mexico follows the National Flood Insurance Program guidelines, and many lenders require flood insurance for properties in designated flood zones. Local agents can explain how Farmington's location near the San Juan River may affect flood insurance requirements.

What Does a Flood Insurance Agent in Farmington Cost?

Flood insurance premiums in New Mexico vary by property. For a home in a moderate risk zone, an NFIP policy may cost around 700 to 1,200 dollars per year. In high risk zones, premiums can exceed 2,000 dollars annually. Private flood insurance may offer different rates and higher coverage limits. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Farmington New Mexico?
If your property is in a Special Flood Hazard Area designated by FEMA and you have a federally backed mortgage, you are required to have flood insurance. Even outside these zones, flood insurance is recommended because 20 percent of flood claims come from low to moderate risk areas.
How do I find a flood insurance agent in Farmington?
You can search for licensed insurance agents in San Juan County who offer flood insurance through the National Flood Insurance Program or private carriers. The New Mexico Office of Superintendent of Insurance provides a license lookup tool to verify an agent is in good standing.
What does flood insurance cover for a home in Farmington?
A standard NFIP policy covers up to 250,000 dollars for the building and up to 100,000 dollars for contents. It does not cover basement improvements or damage from sewer backups unless directly caused by flooding.