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Looking for a flood insurance agent in Carlsbad? Review the directory below to compare your options.
19 agents listed
Updated May 2026
Carlsbad, NM
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Mexico before hiring.
Showing 19 flood insurance agents in Carlsbad, NM
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Bonnie Ornelas - State Farm Insurance Agent
304 N Canyon St Ste A, Carlsbad, NM 88220
(575) 887-7681
bonnieornelas.com
George Gandy Insurance
710 N Canyon St, Carlsbad, NM 88220
(575) 885-0171
georgegandyinsurance.com
Goetz 2 U Insurance
1614 Mission Ave, Carlsbad, NM 88220
(985) 244-9457
goetz2uinsurance.com
EZ Hester Agency: Allstate Insurance
1127 S Canal St, Carlsbad, NM 88220
(575) 234-1477
agents.allstate.com
Farmers Insurance - Roy Willis
312 N Canal St STE C, Carlsbad, NM 88220
(575) 885-3276
agents.farmers.com
CENTURY 21 Dunagan Associates
212 W Stevens St, Carlsbad, NM 88220
(575) 234-1516
dunaganassociates.sites.c21.homes
Dunagan Associates
208 W Stevens St, Carlsbad, NM 88220
(575) 885-2138
dunaganassociates.com
Montgomery Insurance Agency, part of WaFd Insurance Group
203 W Mermod St, Carlsbad, NM 88220
(575) 725-2110
wafdinsurance.com
Martin Lara
409 N Canyon St, Carlsbad, NM 88220
(575) 628-1876
content.naic.org
J. S. Ward & Son, Inc. - Carlsbad
602 W Pierce St, Carlsbad, NM 88220
(575) 941-2010
jswardandson.com
State Farm
701 N Canal St, Carlsbad, NM 88220
(575) 887-6681
HUB International
313 N Canyon St, Carlsbad, NM 88220
(575) 887-1181
hubinternational.com
Farmers Insurance - Aaron Ruiz
409 N Canyon St, Carlsbad, NM 88220
(575) 628-1876
agents.farmers.com
State Farm Insurance
1002 W Pierce St Ste B, Carlsbad, NM 88220
(575) 887-7681
statefarm.com
Farm Bureau Insurance
1021 W Hagerman St, Carlsbad, NM 88220
(575) 885-1581
txfb-ins.com
Farm Bureau Financial Services: Bobby Bowen
104 W Hagerman St, Carlsbad, NM 88220
(575) 628-2600
fbfs.com
Farmers Insurance
312 N Canal St STE C, Carlsbad, NM 88220
(575) 885-3276
farmers.com
ERIC HESTER: Allstate Insurance
1127 S Canal St, Carlsbad, NM 88220
(575) 234-1477
agents.allstate.com
Hester Insurance
304 N Canyon St, Carlsbad, NM 88220
(575) 234-1342
Flood insurance agents in Carlsbad New Mexico help property owners secure coverage through the National Flood Insurance Program or private insurers. New Mexico law does not require flood insurance for all properties but mortgage lenders often mandate it for homes in high-risk flood zones. Carlsbad sits near the Pecos River making flood awareness important for residents.
What Does a Flood Insurance Agent in Carlsbad Cost?
Flood insurance costs in New Mexico vary by property location elevation and coverage amount. For a standard NFIP policy in Carlsbad annual premiums typically range from 500 to 2,500 dollars. Higher risk properties near the Pecos River may cost more. Private flood insurance can offer different rates and limits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in Carlsbad do?
A flood insurance agent helps you assess your flood risk and choose a policy that meets your needs. They explain coverage limits deductibles and exclusions. They also assist with filing claims after a flood event.
Is flood insurance required in Carlsbad New Mexico?
Flood insurance is not required by New Mexico state law. However if your property is in a high-risk flood zone and you have a federally backed mortgage your lender will require it. Check FEMA flood maps for Eddy County to see your zone.
How do I find a flood insurance agent in Carlsbad?
You can search the NFIP agent locator on the FEMA website or contact local insurance agencies in Carlsbad. Ask if they are licensed to sell flood insurance in New Mexico. Compare quotes from multiple agents to find a policy that fits your budget.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Mexico.