The top-rated flood insurance agent in Albany, Oregon is Marisa Luna - State Farm Insurance Agent, rated 5.0 stars across 265 reviews. Other highly rated options include Suzanne Bodlovic - State Farm Insurance Agent, Alex Serra - State Farm Insurance Agent, Corwin Insurance Agency. This directory lists 19 flood insurance agents serving Albany.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Marisa Luna - State Farm Insurance Agent | 629 NW Hickory St Suite 110 | (541) 967-9100 |
| 2 | Suzanne Bodlovic - State Farm Insurance Agent | 904 Pacific Blvd SE | (541) 926-5501 |
| 3 | Alex Serra - State Farm Insurance Agent | 1113 SE 9th Ave | (541) 926-8787 |
| 4 | Corwin Insurance Agency | 2231 Santiam Hwy SE | (541) 928-6196 |
| 5 | Rhodes-Warden Insurance Agency | 1129 Hill St SE | (541) 967-8062 |
| 6 | LeDoux Insurance | 1550 SE 9th Ave | (541) 683-5112 |
| 7 | Michelle Morford - COUNTRY Financial Representative | 1821 14th Ave SE | (541) 928-1929 |
| 8 | Bob Symons Insurance | 440 SE 1st Ave #4 | (541) 928-3149 |
| 9 | The RBI Agency LLC | 1207 SE 9th Ave | (541) 738-1500 |
| 10 | Linn Benton Insurance, Todd Miller | 750 SW Queen Ave | (541) 926-3967 |
Serving the Albany, Oregon area, this agency provides personalized flood insurance consultations, policy selection assistance, and claims support. Marisa Luna - State Farm Insurance Agent offers guidance on understanding flood zone risks and maintaining adequate coverage through annual policy reviews. Customized service plans ensure clients remain informed about changing flood maps and policy options to protect their property. The firm services single-family homes, apartments, retail spaces, and local restaurants throughout the region.
Suzanne Bodlovic – State Farm Insurance Agent serves the Albany, Oregon, metro area as a flood insurance agent. She assists property owners with evaluating their flood risk and securing appropriate coverage to protect homes and belongings from water damage. Her office helps clients understand the specifics of flood policies, including how they differ from standard homeowners insurance. The agency handles both residential and commercial flood insurance applications, guiding customers through the process of obtaining protection for buildings and their contents against flooding.
Alex Serra - State Farm Insurance Agent serves homeowners, businesses, and property managers in the Albany, OR area by providing flood insurance policies to help protect against water damage. The agent assists clients in understanding coverage options and navigating federal requirements for properties in flood zones. Services include reviewing existing policies and recommending appropriate limits for structures and contents. The agency also covers the neighboring community of Corvallis and surrounding parts of Linn County.
For clients in Albany and the surrounding communities of Linn and Benton Counties, Corwin Insurance Agency operates as a flood insurance agent. It handles standard residential and commercial flood policies, typically for properties located in designated Special Flood Hazard Areas. The company first assesses the client's specific flood zone designation and coverage needs from the building structure upward. It then researches available National Flood Insurance Program options to match that risk profile precisely, explaining policy limits and deductibles during a single, focused consultation.
Rhodes-Warden Insurance Agency arranges flood insurance coverage tailored to property protection needs in Albany, OR. A client may choose a single policy for a specific property or set up ongoing coverage with periodic renewals to maintain continuous protection against flood damage. Standard policies address structural rebuilding and contents replacement according to federal program guidelines. Service for new policies operates on a one-time basis, while existing policy management and adjustments are handled either as scheduled annual renewals or on an as-needed basis.
Flood season in the Willamette Valley brings heightened risk for Albany property owners. LeDoux Insurance provides flood insurance agent services to help residents secure necessary coverage against potential water damage. The company assists clients in understanding federal flood maps and policy options specific to the local landscape. They work directly with property owners to navigate complex insurance requirements and ensure adequate protection for homes and businesses. Every engagement begins with a thorough review of the property’s flood zone designation and a detailed initial consultation.
Serving as a flood insurance agent in Albany, Oregon, Michelle Morford with COUNTRY Financial provides specialty coverage for residential and commercial properties in flood-prone areas. The agency guides clients through policy options and assists with claims support. Helping property owners navigate National Flood Insurance Program requirements, this office protects against financial losses from rising water. For those facing seasonal storm surge or spring snowmelt along the Willamette Valley, it offers essential risk management before heavy rains arrive.
When seasonal storms or rising rivers threaten the Willamette Valley, property owners in Albany and surrounding areas seek reliable guidance on coverage limits and policy details. Bob Symons Insurance provides focused assistance as a local flood insurance agent, helping clients review federal program requirements and understand local flood zone designations. The company works through the complexities of elevation certificates and coverage gaps that standard homeowners policies exclude. An initial consultation typically begins with a thorough inspection of the property and a careful review of its flood history.
The RBI Agency LLC in Albany, Oregon, connects property owners with coverage tailored to their specific needs. It focuses especially on flood insurance policies that safeguard against rising waters and storm-related damage common in the area. The agency assists clients in understanding federal program options and private market alternatives. Its services extend to commercial sectors, including offices, warehouses, and food service establishments that require protection for their physical assets and continuity of operations.
What Does a a Flood Insurance Agent in Albany Cost?
The cost of flood insurance in Oregon typically ranges from 700 to 2,500 per year for a standard NFIP policy, depending on the flood zone, building elevation, and coverage amount. Private market policies may offer different pricing. Actual premiums vary by property. This is general information, not insurance advice.
About flood insurance agents in Albany
Flood insurance agents in Albany Oregon help property owners understand their risk and secure coverage through the National Flood Insurance Program or private insurers. Oregon law requires lenders to mandate flood insurance for properties in high-risk flood zones. An agent can explain the difference between building and contents coverage for your specific location.
Frequently Asked Questions
Do I need flood insurance in Albany Oregon?
If your property is in a Special Flood Hazard Area designated by FEMA and you have a federally backed mortgage, your lender will require flood insurance. Even outside high-risk zones, flooding from heavy rain or the Willamette River can occur.
How do I find a flood insurance agent in Albany?
You can search for licensed insurance agents in Albany who offer flood policies through the National Flood Insurance Program or private carriers. The Oregon Division of Financial Regulation provides a license lookup tool to verify an agents credentials.
What does a flood insurance policy in Oregon cover?
Standard policies cover direct physical loss from flooding, including damage to the building structure and personal contents. Coverage limits and deductibles vary. Oregon law does not require flood insurance for all properties, but lenders may mandate it.
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