The top-rated flood insurance agent in Salem, Oregon is Alex Ferry - State Farm Insurance Agent, rated 5.0 stars across 639 reviews. Other highly rated options include Jeb Barram - State Farm Insurance Agent, Michael Delgado - State Farm Insurance Agent, LeDoux Insurance. This directory lists 19 flood insurance agents serving Salem.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Alex Ferry - State Farm Insurance Agent | 2005 State St | (503) 370-7716 |
| 2 | Jeb Barram - State Farm Insurance Agent | 2100 Lancaster Dr NE Suite 1E | (503) 364-0084 |
| 3 | Michael Delgado - State Farm Insurance Agent | 4093 Commercial St SE #160 | (503) 363-1943 |
| 4 | LeDoux Insurance | 1202 Hawthorne Ave NE | (541) 683-5112 |
| 5 | Carl Boje - State Farm Insurance Agent | 515 Glen Creek Rd NW | (971) 239-4778 |
| 6 | Beaver State Insurance Agency | 890 Promontory Pl SE | (503) 365-1900 |
| 7 | Farmers Insurance - Corey Benson | 1495 Commercial St NE | (503) 363-6336 |
| 8 | Qualls Insurance Agency | 1193 Royvonne Ave SE # 14 | (503) 689-8930 |
| 9 | Valley Insurance Professionals | 437 Union St NE | (503) 480-0499 |
| 10 | ANA MANZUR - FARMERS INSURANCE | 1545 Hawthorne Ave NE | (503) 399-7881 |
Alex Ferry - State Farm Insurance Agent serves the Salem, Oregon area as a flood insurance agent. The agency helps property owners in nearby flood zones obtain the specialized coverage often required by mortgage lenders. Policies administered by the National Flood Insurance Program are typically available for homes and businesses. The agent explains the waiting period and elevation certificate requirements that can apply. Handling new flood insurance policies and assisting clients with filing flood-related claims are specific services offered.
As a local flood insurance agent, Jeb Barram - State Farm Insurance Agent helps Salem property owners secure coverage that can protect against losses from rising waters and storm surges. The office offers personal consultation to tailor policies, with standard maintenance including annual policy reviews to keep coverage aligned with changing flood maps and property values. Typical plans focus on structures and contents for single-family homes, apartments, retail, and restaurants.
Homeowners, businesses, and property managers in Salem, Oregon turn to Michael Delgado - State Farm Insurance Agent for flood insurance coverage. This agency helps clients understand FEMA flood maps and secure policies that protect structures and contents from water damage. Navigating the complexities of flood insurance is essential for property owners in flood-prone areas. The agency also provides personalized consultations to determine appropriate coverage limits and deductibles. In addition to serving Salem, the agency covers properties in the nearby community of Keizer.
LeDoux Insurance assists clients in managing risk through general insurance coverage, with a specialty in flood insurance agency services for the Salem, Oregon area. The company addresses the particular needs of property owners in flood-prone regions, helping to secure policies that protect against water damage. Their services include evaluating exposure and guiding clients through the requirements of the National Flood Insurance Program. They offer support for commercial sectors such as offices, warehouses, and food service operations.
At Carl Boje - State Farm Insurance Agent in Salem, OR, flood insurance typically offers a choice between a one-time policy for a single property event or a recurring annual plan that renews to maintain continuous coverage. Coverage generally protects the building structure and its contents against rising water damage from natural flooding. Standard policies require a 30-day waiting period before taking effect. This agent provides flood insurance service strictly on an as-needed basis for policy inquiries and claims.
Beaver State Insurance Agency serves Salem, Oregon, and the surrounding Mid-Willamette Valley communities. It handles flood insurance policies for homeowners and business owners in designated flood zones. The agency understands the unique local waterway and seasonal rain risks present in this region. It discusses specific flood maps and elevation requirements for each property with clients. To handle a typical job, it reviews available coverage options and helps a customer select a policy that fits both their budget and specific exposure level.
Farmers Insurance - Corey Benson in Salem, Oregon offers specialized flood insurance agency services to homeowners and local businesses seeking coverage against water damage. It generally advises clients on policy options and risk assessment to help safeguard properties from potential flooding events. With the region’s frequent winter storms and rising creek levels, it assists residents preparing for seasonal rains and potential overflow that can threaten basements and ground-level structures.
As winter storms and spring runoff threaten homes in Salem’s flood-prone neighborhoods, Qualls Insurance Agency helps property owners understand their coverage options. They work with residents to identify appropriate flood insurance policies tailored to individual risk levels and property types. Understanding the difference between standard homeowners insurance and federal flood program requirements is a key focus. This agency assists clients in evaluating their specific flood exposure. The process routinely begins with a thorough consultation and a review of the property’s elevation and flood zone designation.
ANA MANZUR - FARMERS INSURANCE in Salem, Oregon, provides residential flood insurance to help protect homeowners from water damage. The agency also assists commercial property owners in the Salem area with similar coverage needs. Serving clients throughout the local region, the agency evaluates flood risks specific to the Willamette Valley. A typical visit includes reviewing policy limits against current property values. Clients can return between regular appointments to ask questions about rising premiums or changing flood zone maps.
What Does a a Flood Insurance Agent in Salem Cost?
Typical flood insurance premiums in Oregon range from 500 to 2,500 dollars per year for residential properties, depending on flood zone, elevation, and building characteristics. Higher-risk areas near rivers or creeks may see premiums above 3,000 dollars. Private market policies can offer different pricing and coverage limits. This is general information and not insurance advice.
About flood insurance agents in Salem
Flood insurance agents in Salem Oregon help property owners secure coverage through the National Flood Insurance Program and private carriers. Oregon law requires lenders to mandate flood insurance for properties in high-risk flood zones. Agents can assess your flood risk and explain policy options specific to the Willamette Valley.
Frequently Asked Questions
Do I need flood insurance in Salem Oregon?
If your property is in a designated Special Flood Hazard Area and you have a federally backed mortgage, lenders require flood insurance. Even outside high-risk zones, agents recommend coverage because 20 percent of flood claims come from low-risk areas.
How does an agent determine my flood risk in Salem?
Agents use FEMA Flood Insurance Rate Maps and local flood history to evaluate your property. They also consider factors like proximity to the Willamette River and recent development changes that affect drainage.
What is the waiting period for flood insurance in Oregon?
Standard NFIP policies have a 30-day waiting period before coverage begins. Oregon law does not shorten this period, so you should plan ahead and not wait until a storm is forecast.
Flood Insurance Agents in Other Oregon Cities
Albany · Beaverton · Bend · Corvallis · Eugene · Grants Pass · Gresham · Happy Valley · Hillsboro · Keizer · Lake Oswego · Medford · Oregon City · Portland · Redmond