The top-rated flood insurance agent in Erie, Pennsylvania is Cronk Insurance Inc., rated 5.0 stars across 433 reviews. Other highly rated options include Mike Samueloff - State Farm Insurance Agent, Historic Square Agency LLC, Bort Insurance Services. This directory lists 24 flood insurance agents serving Erie.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cronk Insurance Inc. | 3838 W 12th St | (814) 456-7501 |
| 2 | Mike Samueloff - State Farm Insurance Agent | 2244 W 38th St | (814) 838-9650 |
| 3 | Historic Square Agency LLC | 3731 W 26th St | (814) 835-3743 |
| 4 | Bort Insurance Services | 1460 W 38th St | (814) 868-3400 |
| 5 | Northshore Insurance Agency, LLC | 2340 W Grandview Blvd #3 | (814) 838-8310 |
| 6 | Great Lakes Insurance Services Group LLC | 1128 State St | (814) 456-0498 |
| 7 | Mark Bruns Agency | 4420 Peach St | (814) 866-8671 |
| 8 | Hilling-Pfeffer Insurance | 332 Holland St | (814) 870-3109 |
| 9 | Loesel-Schaaf Insurance Agency | 3537 W 12th St | (814) 833-5433 |
| 10 | Lafaro Insurance Agency LLC | 4627 Peach St | (814) 866-5528 |
Cronk Insurance Inc. serves Erie, PA and surrounding areas, offering flood insurance agent services for property owners in the region. This agency assists residents with navigating the complexities of flood coverage required for homes and businesses located in flood-prone zones. It helps clients understand policies tailored to local water risk conditions. The company handles both residential flood policies and commercial flood policy applications for area structures.
Mike Samueloff - State Farm Insurance Agent serves homeowners, businesses, and property managers in Erie, Pennsylvania, providing flood insurance policies to protect against water damage from heavy rains and rising lake levels. The agency helps clients understand the National Flood Insurance Program and assists with risk assessment and coverage selection for their specific needs. It also offers guidance on policy requirements and claims filing support when flooding occurs. This office additionally covers the surrounding community of Millcreek Township and nearby watershed areas.
Historic Square Agency LLC serves Erie, Pennsylvania, and the surrounding communities with flood insurance solutions. The agency handles the placement of policies designed to protect residential and commercial properties from water damage caused by rising waters and storm surges. It works with property owners to evaluate their coverage needs and navigate the requirements set by the National Flood Insurance Program. To manage a typical job, the agency conducts a thorough review of the property’s flood zone designation and local elevation data before recommending a suitable policy.
While flood insurance is typically an annual, continuously renewing policy rather than a one-time purchase, residents of Erie, PA can secure coverage for their property through Bort Insurance Services. Their flood insurance agent service focuses on helping property owners obtain a National Flood Insurance Program policy, which protects buildings and contents from rising water damage not covered by standard homeowners plans. This service is available on a scheduled, annual renewal basis as required by federal program guidelines, rather than an as-needed visit.
Northshore Insurance Agency, LLC specializes in structuring flood insurance policies, encompassing both residential and commercial property coverage in Erie, PA. The agency performs general insurance services, guiding clients through distinct policy options required for federally designated flood zones. It evaluates individual property risks by analyzing elevation maps and local water table data. This work becomes particularly crucial during Lake Erie’s spring thaw, when melting ice and heavy rainfall frequently elevate shoreline flood risks.
Great Lakes Insurance Services Group LLC provides professional flood insurance consultation to property owners throughout the Erie area. The agency focuses specifically on securing National Flood Insurance Program policies for residential and commercial clients. Its team assists with navigating flood zone designations and coverage requirements that protect against water damage from heavy rains or overflowing waterways. Businesses looking to safeguard their assets can obtain tailored policies for offices, retail spaces, warehouses, and food service operations.
Mark Bruns Agency in Erie, PA, is known for providing flood insurance policies to property owners. Its service range covers residential and commercial clients in flood-prone areas of the region. The agency assists homeowners and businesses with understanding coverage options and filing claims. Policies protect against water damage from rising waters and storm surges. Tailored consultations help each client assess their specific flood risk. A specialty service this agency can add on is elevated-structure insurance endorsements for properties built above base flood elevation.
As spring runoff swells nearby creeks and Lake Erie water levels rise, Hilling-Pfeffer Insurance provides flood insurance coverage tailored to properties in Erie, PA. This local agency helps homeowners and businesses understand the specific flood risks affecting the region and secures policies that meet federal requirements and private market options. Their process begins with a detailed property inspection to assess elevation, drainage, and past flood history.
Lafaro Insurance Agency LLC serves homeowners, businesses, and property managers in Erie, Pennsylvania, seeking flood insurance policies to protect against water damage. The agency guides clients through the complexities of flood risk assessment and coverage options, ensuring adequate financial safeguards for properties in flood-prone areas. It assists with policy claims and plan adjustments, providing clear explanations tailored to each customer’s specific needs. The coverage area also extends to nearby communities such as Millcreek Township within the greater Erie metropolitan region.
What Does a a Flood Insurance Agent in Erie Cost?
Flood insurance costs in Erie Pennsylvania vary based on flood zone risk elevation and building value. Average NFIP premiums range from 700 to 2000 per year for standard policies. Private market rates may differ. This is general information not insurance advice.
About flood insurance agents in Erie
Flood insurance agents in Erie Pennsylvania help property owners understand their risk and secure coverage through the National Flood Insurance Program or private carriers. Pennsylvania law requires flood insurance for properties in high-risk flood zones with federally backed mortgages. Erie residents near Lake Erie and Presque Isle Bay face unique flood risks that an experienced agent can address.
Frequently Asked Questions
What flood zones in Erie require insurance?
Properties in Special Flood Hazard Areas like A and V zones typically require flood insurance if they have a federally backed mortgage. Erie has several designated flood zones near Lake Erie and local waterways.
How do I find a flood insurance agent in Erie?
You can search the NFIP agent locator or contact local independent insurance agencies in Erie. Many agents offer free quotes and can explain coverage options for your property.
Is flood insurance mandatory in Pennsylvania?
Flood insurance is not mandatory for all properties in Pennsylvania. It is required by lenders for properties in high-risk flood zones with a federally backed mortgage.
Flood Insurance Agents in Other Pennsylvania Cities
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