The top-rated flood insurance agent in Lebanon, Pennsylvania is Strickler Insurance, rated 4.8 stars across 128 reviews. Other highly rated options include Adam Kuhn - State Farm Insurance Agent, Hoaster Gebhard & Co., Greg Snyder - State Farm Insurance Agent. This directory lists 16 flood insurance agents serving Lebanon.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Strickler Insurance | 161 N 8th St | (717) 273-2641 |
| 2 | Adam Kuhn - State Farm Insurance Agent | 115 Springwood Dr Ste 600 | (717) 274-0538 |
| 3 | Hoaster Gebhard & Co. | 719 Quentin Rd | (717) 274-3360 |
| 4 | Greg Snyder - State Farm Insurance Agent | 1901 E Cumberland St | (717) 274-0411 |
| 5 | Bob Phillips - State Farm Insurance Agent | 832 Chestnut St | (717) 273-0545 |
| 6 | Gingrich Insurance Agency | 702 S 12th St | (717) 272-2975 |
| 7 | Tim McShane: Allstate Insurance | 605 Cornwall Rd | (717) 272-6062 |
| 8 | Ronald N Ensminger Insurance | 860 Kimmerlings Rd | (717) 272-9877 |
| 9 | Direct Auto Insurance | 1355 E Lehman St | (717) 769-4610 |
| 10 | Kelly Glass Insurance | 731 E Cumberland St | (717) 272-2242 |
Strickler Insurance serves the Lebanon, Pennsylvania area as a dedicated flood insurance agent. It helps homeowners and renters secure coverage that standard policies often exclude. The company also assists commercial property owners in assessing their flood risk. Focusing on federal programs and private market options, it provides guidance tailored to local flood zones. Strickler Insurance handles NFIP policies and excess flood coverage for high-value properties.
Serving the Lebanon, Pennsylvania area as a flood insurance agent, Adam Kuhn - State Farm Insurance Agent helps clients understand and secure policies that protect against water damage. They assist with initial policy selection and provide ongoing support to maintain coverage as needs change. Customers can rely on their office for plan reviews and guidance during the claims process. The agency services a variety of properties, including single-family homes, apartments, retail businesses, and restaurants.
Hoaster Gebhard & Co. serves Lebanon, Pennsylvania, and the surrounding local communities, handling flood insurance policies for residential and commercial properties. The agency helps clients secure essential coverage through the National Flood Insurance Program to protect against potential water damage. For each typical job, it first assesses the specific flood risk of the property by reviewing local flood maps and elevation data. Based on that determination, it then presents the available coverage options and policy limits that match the property's exposure level and the client's financial needs.
Greg Snyder - State Farm Insurance Agent in Lebanon, PA, provides flood insurance solutions for homeowners, businesses, and property managers. It helps clients understand flood maps and secure appropriate coverage to protect properties from water damage. The agency guides customers through policy options tailored to local risk factors in the Lebanon area. Beyond Lebanon, it also extends its services to communities in and around the greater Palmyra region.
Bob Phillips – State Farm Insurance Agent in Lebanon, PA, outlines the difference between a one-time policy purchase for existing property coverage and a recurring service option that allows for annual policy updates as flood maps change. As a flood insurance agent, standard coverage typically includes building and contents protection against rising waters, though exclusions such as basement improvements often apply. This service operates on an as-needed basis, with agents available to review individual risk and adjust policies upon client request before each renewal period.
Gingrich Insurance Agency specializes in flood insurance services for properties in Lebanon, PA. It works with homeowners and business owners to secure necessary policies that protect against water damage. The agency serves as a local resource for navigating National Flood Insurance Program requirements and private market options. It assists clients with assessing their flood risk and selecting appropriate coverage limits. The agency helps property owners prepare for the increased flooding potential that often accompanies spring thaws and heavy seasonal rains.
When seasonal storms or flash flooding threaten the Lebanon area, Tim McShane Allstate Insurance provides local guidance on flood insurance policies. As an agent in this region, they help homeowners and renters understand the federal and private coverage options available for flood damage. Their process begins with a thorough discussion of a property’s specific risk factors, potential water levels, and existing structural protections. An initial property inspection is then scheduled to assess the site's unique conditions and finalize a tailored coverage estimate for the client.
Ronald N Ensminger Insurance offers residential flood insurance coverage for homeowners seeking to protect their property. Commercial coverage is also available for businesses requiring financial safeguards against flood damage. Service extends throughout the Lebanon, PA area, recognizing the local flood risks that can affect dwellings and commercial structures. Agents work with clients to select appropriate policies that address specific exposure concerns. Follow-up consultations are provided to review existing coverage, and repeat service is available annually around policy renewal periods before regular visits are scheduled.
Direct Auto Insurance in Lebanon, PA, provides general property insurance services to local homeowners and business owners. As a flood insurance agent, the company specializes in helping clients secure separate policies for flood-related damage, which typical standard policies do not cover. It advises on potential water risks common to central Pennsylvania’s geography and assists in obtaining proper coverage. This Lebanon-based agency can serve a variety of commercial sectors, including area offices, warehouses, and food service operations needing tailored flood protection.
Kelly Glass Insurance is known for providing flood insurance coverage to property owners in Lebanon, PA, and the surrounding region. The agency guides clients through the National Flood Insurance Program and private market options. They analyze local flood zone maps and elevation certificates to help property owners assess their risk. Beyond standard policies, the agency offers consulting on mitigation measures to reduce potential flood damage, including guidance on sump pump and backflow valve installation as an add-on specialty service.
What Does a a Flood Insurance Agent in Lebanon Cost?
In Pennsylvania, flood insurance premiums through the NFIP average around 700 to 1,200 dollars per year for a standard policy, but costs can be higher in high-risk zones. Factors like your propertys elevation, flood zone designation, and building characteristics affect the price. Private flood insurance policies may cost between 400 and 3,000 dollars annually depending on risk. This is general information and not insurance advice.
About flood insurance agents in Lebanon
Flood insurance agents in Lebanon Pennsylvania help property owners secure coverage through the National Flood Insurance Program or private insurers. Pennsylvania law requires flood insurance for properties in high-risk flood zones with a federally backed mortgage. Local agents understand the specific flood risks from Swatara Creek and the Quittapahilla Creek.
Frequently Asked Questions
Do I need flood insurance in Lebanon Pennsylvania?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, you are required to have flood insurance. Even outside high-risk zones, flood insurance is recommended because 20 percent of flood claims come from moderate to low risk areas.
What does a flood insurance agent do in Lebanon PA?
A flood insurance agent helps you assess your flood risk, explains NFIP and private policy options, and helps you complete the application. They also assist with elevation certificates and can advise on coverage limits and deductibles.
How much does flood insurance cost in Lebanon County?
Costs vary based on flood zone, property elevation, and coverage amount. In Lebanon County, NFIP policies typically range from 500 to 2,500 dollars per year for a standard home. Private flood insurance may offer different rates and higher coverage limits.
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