The top-rated flood insurance agent in Horsham, Pennsylvania is Grundy Insurance, rated 4.5 stars across 464 reviews. Other highly rated options include Ashlee Biondo - State Farm Insurance Agent, Ryan Whitehead: Allstate Insurance, Lisa Kozak - State Farm Insurance Agent. This directory lists 11 flood insurance agents serving Horsham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Grundy Insurance | 410 Horsham Rd | (866) 338-4006 |
| 2 | Ashlee Biondo - State Farm Insurance Agent | 507 Horsham Rd | (215) 572-7474 |
| 3 | Ryan Whitehead: Allstate Insurance | 1250 Easton Rd #190 | (215) 390-1802 |
| 4 | Lisa Kozak - State Farm Insurance Agent | 443 Easton Rd | (215) 443-8336 |
| 5 | State insurance Horsham | 400 Dresher Rd | (267) 365-2983 |
| 6 | Amica Mutual Insurance Company | 2 Walnut Grove Dr Suite 230 | (877) 672-6422 |
| 7 | Capitol Insurance Co | 955 Horsham Rd | (215) 956-9399 |
| 8 | Tri County Assurance Co | 284 Horsham Rd | (215) 443-7800 |
| 9 | Nationwide Insurance: The Barton Insurance Group Inc. | 406 Norristown Rd Ste A | (215) 675-3030 |
| 10 | Nationwide Insurance: Joel David Teets Agency | 415 Horsham Rd | (215) 910-4594 |
Grundy Insurance, based in Horsham, PA, serves the greater Philadelphia metro and Montgomery County area as a local flood insurance agent. The firm guides homeowners and business owners through the process of securing coverage against flood damage. Understanding the specific flood risks in Southeastern Pennsylvania, the agency helps clients assess their property exposure and file claims if necessary. Its services include reviewing policy options under the National Flood Insurance Program and providing support for storm-related water damage recovery.
Ashlee Biondo - State Farm Insurance Agent in Horsham, PA, provides a full range of flood insurance products designed to protect properties from water damage. The agency helps clients assess their flood risk and select appropriate coverage limits. It also offers policy review services to ensure plans remain adequate over time. For policyholders, the agency handles claims support and assists with questions about maintenance of coverage. The agency services single-family homes, apartments, retail spaces, and restaurants.
Located in Horsham, PA, Ryan Whitehead: Allstate Insurance helps homeowners, businesses, and property managers secure financial protection against flooding. The agency guides clients through policy options, assesses property risks, and explains coverage limits for both structure and contents. As a local resource, it assists with claims support and annual policy reviews to adapt to changing flood maps. The agency also serves property owners in nearby Willow Grove and the greater Montgomery County area.
Lisa Kozak - State Farm Insurance Agent in Horsham, PA, serves Horsham and surrounding communities with comprehensive flood insurance solutions. This agency handles policies for residential and small commercial properties, helping clients protect structures and belongings from water damage. To determine the cost of coverage, the agent reviews a property’s flood zone designation and elevation certificate. A typical job involves explaining coverage options, verifying policy limits, and guiding clients through the documentation process to secure the needed financial protection against rising water events.
As seasonal storms threaten the Horsham area with heavier rainfall and potential flooding, State Insurance Horsham provides essential guidance on securing proper coverage for local homes and businesses. The agency focuses on helping property owners understand their flood risk and navigate the complexities of FEMA flood maps and policy options. Every initial consultation begins with a thorough review of the property’s elevation and proximity to floodplains, followed by a careful inspection of the building’s foundation and drainage systems to assess the specific coverage needs.
Amica Mutual Insurance Company in Horsham, PA assists clients in distinguishing between a one-time flood insurance policy for a single property transaction and a recurring policy that renews annually for ongoing protection. Their coverage options are tailored to help homeowners and businesses in the area secure financial protection against water damage from rising waters. Services are provided on a scheduled basis, with annual policy renewals offered to maintain continuous coverage.
Capitol Insurance Co specializes in guiding property owners through the various flood insurance options available in Horsham, PA. Its services include evaluating flood risks tied to local waterways and stormwater systems, then matching clients with appropriate coverage. As a local flood insurance agent, it actively explains the differences between federal National Flood Insurance Program policies and private market alternatives. This agent regularly assists with compliance concerns for homes in designated flood zones, particularly before the start of the region’s hurricane and heavy-rain season.
Tri County Assurance Co in Horsham, PA assists property owners with securing flood insurance policies. The agency focuses on coverage for residential structures and can add extra protection for contents and basements. Policies are designed to meet standard mortgage requirements while addressing local flood zone risks. The company serves commercial sectors such as offices, warehouses, and food service establishments to ensure their physical assets and business operations remain protected against flood damage.
Nationwide Insurance: The Barton Insurance Group Inc. in Horsham, PA assists homeowners in the area with securing residential flood insurance policies to protect their properties from water damage. The agency also offers commercial flood coverage for local businesses needing financial protection against flood events. Service extends throughout the Horsham region and surrounding communities. After a policy is in place, the agent provides follow-up guidance and can adjust coverage upon renewal to reflect any changes since the last regular visit.
Nationwide Insurance: Joel David Teets Agency in Horsham, PA, is known for assisting property owners in securing flood insurance policies. The agency helps clients navigate coverage options for residential and commercial properties, addressing risks common to the area. With access to National Flood Insurance Program products, it supports homeowners seeking protection against flood damage. Additionally, the agency can advise on supplemental coverage for high-value contents and basement property.
What Does a a Flood Insurance Agent in Horsham Cost?
The average annual flood insurance premium in Pennsylvania is around 700 dollars for an NFIP policy, but costs vary widely based on flood zone, building elevation, and coverage amount. Private flood insurance may cost between 400 and 1500 dollars per year depending on risk. This is general information and not insurance advice.
About flood insurance agents in Horsham
Flood insurance agents in Horsham Pennsylvania help property owners understand their risk and secure coverage through the National Flood Insurance Program or private insurers. Horsham sits in a region with flood zones due to its proximity to the Pennypack Creek and Wissahickon Creek. Pennsylvania law requires flood insurance for properties in high-risk areas with federally backed mortgages.
Frequently Asked Questions
Do I need flood insurance in Horsham Pennsylvania?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, you must carry flood insurance. Horsham participates in the NFIP so policies are available through local agents.
What does a flood insurance agent in Horsham do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policy options, and complete the application. They also assist with elevation certificates and claims guidance.
How long does it take to get a flood insurance policy in Pennsylvania?
Standard NFIP policies have a 30-day waiting period before coverage begins. Private insurers may offer shorter waiting periods. Plan ahead to avoid gaps in coverage.
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