The top-rated health insurance agent in Highlands Ranch, Colorado is The Big 65 Medicare Insurance Brokers, rated 5.0 stars across 383 reviews. Other highly rated options include MountainStorm Insurance Agency, Custom Insurance Solutions, TPG Insurance. This directory lists 13 health insurance agents serving Highlands Ranch.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Big 65 Medicare Insurance Brokers | 6761 Millstone Pl | (877) 850-0211 |
| 2 | MountainStorm Insurance Agency | 1745 Shea Center Dr #400 | (720) 344-3536 |
| 3 | Custom Insurance Solutions | 1745 Shea Center Dr 4th Floor | (303) 997-2436 |
| 4 | TPG Insurance | 1745 Shea Center Dr | (720) 607-0007 |
| 5 | Rod The Health Coverage Guy | 398 W English Sparrow Trail | (720) 675-6897 |
| 6 | Randy E Johnson Ins Agcy Inc | 8925 Ridgeline Blvd STE 101 | (303) 791-8883 |
| 7 | Optimize Insurance Agency | 2781 Classic Dr | (720) 500-5176 |
| 8 | Health Insurance Coverage | 9235 S Broadway | (720) 608-6874 |
| 9 | Scott Gallagher American Family Insurance | 66 Springer Dr # 309 | (303) 471-9626 |
| 10 | Insurance Service CO | 9557 S University Blvd | (719) 304-8360 |
The Big 65 Medicare Insurance Brokers serves the Highlands Ranch, Colorado, area, specializing in helping individuals navigate their health coverage options. As a local health insurance agent, the company works with clients to analyze their medical needs and budget. They educate seniors on the differences between original Medicare and Medicare Advantage plans. Their services include comparing Part D prescription drug plans and evaluating Medicare Supplement insurance policies for those eligible in this region.
MountainStorm Insurance Agency provides a comprehensive range of health insurance options in the Highlands Ranch area. It assists clients in selecting suitable medical plans and navigating enrollment periods, offering continued support for policy adjustments and renewals. The agency maintains active communication with account holders to address claims questions and coverage needs throughout the year. It serves both individual households and commercial clients, working with single-family homes and apartment residents as well as retail stores and restaurants.
Custom Insurance Solutions serves homeowners, families, and individuals seeking health coverage in Highlands Ranch, Colorado. The agency assists clients with plan selection, enrollment, and annual updates to Medicare, individual health insurance, and short-term policies. Navigating open enrollment periods and changes in local healthcare networks can be complex, and the agents help match coverage to specific medical needs and budgets. They also guide small business owners in the area through group health options. Custom Insurance Solutions extends its services to residents throughout the South Denver metro area, including Lone Tree and Castle Rock.
TPG Insurance serves clients in Highlands Ranch and the surrounding Denver metro communities, handling personal and family health insurance needs. It assists with plan selection from available carriers, addressing enrollment and changes during open or special periods. The agency also helps with understanding coverage details and subsidy eligibility. TPG Insurance typically completes a client consultation, reviews options against healthcare requirements and budget, and then facilitates the application process to ensure proper coverage begins on time.
Rod The Health Coverage Guy in Highlands Ranch, CO specializes in helping individuals and families navigate the complexities of individual health insurance plans. It also provides general service work including enrollment assistance and coverage option comparisons tailored to local market conditions. The agency helps clients understand plan changes during open enrollment periods. It further assists with special enrollment needs triggered by life events such as a recent move to Douglas County or a job change.
Randy E Johnson Ins Agcy Inc offers both one-time consultations for immediate policy queries and recurring service options for managing ongoing coverage needs. As a health insurance agent in Highlands Ranch, CO, the company assists clients with understanding plan benefits and selecting appropriate policies to meet their healthcare requirements. They explain enrollment periods and potential subsidies where applicable. Service operates on a combined one-time and as-needed basis, allowing clients to schedule appointments annually or request support whenever changes arise.
As open enrollment season approaches in Highlands Ranch, Colorado, residents often seek clear guidance on selecting the right health coverage for their families. Optimize Insurance Agency helps clients compare individual and group plans offered through the state marketplace and private carriers. The agency also explains how recent subsidy changes may affect monthly premiums and out-of-pocket costs. For anyone evaluating their current policy, the first step is to schedule a quick initial assessment to review existing coverage and identify potential gaps or savings opportunities.
As a health insurance agent, Health Insurance Coverage helps individuals and businesses in Highlands Ranch, CO navigate the complexities of selecting medical plans. This local agency specializes in evaluating a wide range of policies from major carriers, assisting with applications, and addressing coverage questions to meet varying healthcare needs. It serves both personal clients and commercial sectors, including small offices, large warehouses, and food service establishments.
Scott Gallagher American Family Insurance in Highlands Ranch, CO helps residents in the area obtain health insurance coverage for their households. The agency also provides commercial health plans for local businesses seeking to protect their employees. Serving clients throughout the Highlands Ranch region, the agent assists individuals in comparing plan options to meet diverse medical needs or financial situations. The office typically supports customers with policy updates or questions between regular visits, ensuring continuous coverage as circumstances change.
Insurance Service CO is known for guiding Highlands Ranch clients through individual and family health plan selections under the Affordable Care Act. The agency also helps small businesses navigate group coverage options tailored to their workforce. Clients can compare multiple carriers to find plans that match their medical needs and budget constraints. As a specialty service, the agency offers enrollment assistance for short-term medical policies that bridge gaps in coverage between major health plans.
What Does a a Health Insurance Agent in Highlands Ranch Cost?
Health insurance premiums in Colorado vary widely by age, plan tier, and income. In 2024, a 40 year old in Highlands Ranch might pay between 400 and 700 dollars per month for a Silver plan before subsidies. Many residents qualify for premium tax credits that lower their monthly cost. Colorado has a reinsurance program that reduces premiums by about 15 to 20 percent compared to states without such programs. This is general information, not insurance advice.
About health insurance agents in Highlands Ranch
Health insurance agents in Highlands Ranch Colorado help individuals and families compare plans from major carriers. Colorado has a state based marketplace called Connect for Health Colorado with specific enrollment periods. Agents can guide you through special enrollment qualifying events and explain Colorado rules like the reinsurance program that lowers premiums.
Frequently Asked Questions
What is the open enrollment period for health insurance in Colorado?
The open enrollment period for Connect for Health Colorado typically runs from November 1 to January 15 each year. Outside this window you can only enroll if you have a qualifying life event like losing other coverage or moving. An agent can help you verify if your situation qualifies for a special enrollment period.
Do health insurance agents in Highlands Ranch charge a fee for their services?
Most health insurance agents in Colorado are paid by the insurance carriers through commissions, so they do not charge you a direct fee. You should always confirm the agents compensation model before working with them. Some independent agents may charge a consulting fee for complex cases, but this is uncommon for standard individual plans.
What documents do I need to bring to a meeting with a health insurance agent?
Bring identification, Social Security numbers for all household members, income information from tax returns or pay stubs, and current health insurance details if any. For Colorado specific subsidies you will need to provide proof of Colorado residency and citizenship or lawful presence. An agent can also help you estimate premium tax credits based on your income.
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